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For sale
  • Price cut: $25K (5/21)
    $950,000

    3591 Kings Rd, Chattanooga, TN 37416

    6beds
    3,221sqft
    : Get pre-qualified
    Single Family Residence
    Built in 1980
    2.35 Acres Lot
    $891,300 Zestimate®
    $295/sqft
    $8/mo HOA

    What's special

    Perfectly positioned just minutes from downtown Chattanooga and Hamilton Place, this exceptional Harbor Heights residence offers a rare blend of privacy, luxury, and everyday comfort--along with the added distinction of partial ownership in the community's lakefront. Tucked within one of the area's most sought-after lake communities, this fully renovated home delivers over 3,000 square feet of thoughtfully designed living space with a refined yet inviting feel throughout. Inside, the heart of the home features a stunning, designer-inspired kitchen built for both function and style, flowing seamlessly into a dedicated dining space and an expansive living area anchored by a striking stone fireplace. Natural light pours in, creating a bright and welcoming environment ideal for both relaxing and entertaining. With 6 spacious bedrooms and 4 full bathrooms, the layout offers incredible flexibility for families of all sizes. A standout feature is the private in-law suite with its own entrance--perfect for guests, multigenerational living, or potential rental income. Step outdoors and experience a true retreat. Multiple outdoor living areas--including a custom deck and dual patios--overlook a beautiful pool and peaceful, private surroundings, creating the perfect setup for hosting or unwinding. As a part owner of the lakefront, you'll enjoy enhanced access and a deeper connection to the water, making it easy to spend your days boating, kayaking, or simply relaxing by the lake. This Harbor Heights home is more than just a place to live--it's a lifestyle upgrade. From quiet mornings to lively gatherings, every space has been designed to make the most of lake living at its finest. Call for your private showing today!
    40 days
    |
    2,305
    |
    165
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Grace Frank 423-208-3834,

    Zach Taylor - Chattanooga 855-261-2233,

    Joshua Mosley 865-293-2730,

    Zach Taylor - Chattanooga

    Source: Greater Chattanooga Realtors,MLS#: 1533071

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Bathroom
      • Level: First
      Bathroom
      • Level: First
      Den
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Other
      • Level: Basement
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Electric Cooktop, Electric Oven, Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator
      Features
      • Breakfast Bar, Beamed Ceilings, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, Kitchen Island, Natural Woodwork, Stone Counters, Vaulted Ceiling(s), Separate Shower, Tub/shower Combo, En Suite, Separate Dining Room
      • Flooring: Carpet, Hardwood, Tile
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Den, Stone
      Interior area
      • Total structure area: 3,221
      • Total interior livable area: 3,221 sqft
      • Finished area above ground: 3,221

      Property

      Parking
      • Total spaces: 4
      • Parking features: Concrete, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Side
      • Attached garage spaces: 2
      • Carport spaces: 2
      • Covered spaces: 4
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Deck, Other, Porch, Rear Porch, Porch - Covered
      • Exterior features: Balcony, Lighting, Private Yard, Rain Gutters, Smart Camera(s)/Recording, Storage
      • Pool features: Diving Board, Fenced, In Ground, Outdoor Pool
      • Fencing: Wood
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      Lot
      • Size: 2.35 Acres
      • Dimensions: 200 x 420M
      • Features: Back Yard, Front Yard, Landscaped, Native Plants, Sloped
      Details
      • Parcel number: 119m A 003
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick, HardiPlank Type
      • Foundation: Combination, Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer, Holding Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Dock, Fishing, Lake
      • Subdivision: Kings Point
      HOA
      • Has HOA: Yes
      • HOA fee: $100 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $428,800
      • Annual tax amount: $3,156
      • Date on market: 4/23/2026
      • Listing terms: Cash,Conventional
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        Estimated market value

        $891,300

        $847,000 - $936,000

        $3,110/mo

        Price history

        DateEventPrice
        5/21/2026Price change$950,000-2.6%$295/sqft
        Source: Greater Chattanooga Realtors #1533071 Report a problem
        4/23/2026Listed for sale$975,000$303/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3180570 Report a problem
        2/25/2026Listing removed$975,000$303/sqft
        Source: Greater Chattanooga Realtors #1524233 Report a problem
        1/6/2026Price change$975,000-2.3%$303/sqft
        Source: Greater Chattanooga Realtors #1524233 Report a problem
        11/20/2025Listed for sale$998,000+269.6%$310/sqft
        Source: Greater Chattanooga Realtors #1524233 Report a problem
        10/1/2018Sold$270,000$84/sqft
        Source: Greater Chattanooga Realtors #1287770 Report a problem
        9/10/2018Pending sale$270,000$84/sqft
        Source: Berkshire Hathaway HomeServices Realty Center #1287770 Report a problem
        9/7/2018Listed for sale$270,000+95.8%$84/sqft
        Source: Berkshire Hathaway HomeServices Realty Center #1287770 Report a problem
        2/3/2010Sold$137,900-18.8%$43/sqft
        Source: Public Record Report a problem
        10/13/2009Listed for sale$169,900+10.3%$53/sqft
        Source: Prudential Real Estate #1135600 Report a problem
        1/17/1996Sold$154,000$48/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,625 +3.2%$107,200 +52.4%
        2024$1,574 $70,350
        2023$1,574 $70,350
        2022$1,574 $70,350
        2021$1,574 +3.2%$70,350 +27.6%
        2020$1,525 $55,150
        2019$1,525 $55,150
        2018$1,525 -47.5%$55,150
        2017$2,907 +0.9%$55,150
        2016$2,882 --
        2015$2,882 $54,525
        2014$2,882 -0.8%--
        2013$2,904 $54,525 -4.7%
        2012$2,904 $57,225
        2011$2,904 $57,225
        2010$2,904 +7.9%$57,225
        2009$2,692 $57,225 +8.7%
        2008-- $52,625
        2007-- $52,625
        2006-- $52,625
        2005-- $52,625 +19.3%
        2004-- $44,125
        2003-- $44,125
        2002-- $44,125
        2001-- $44,125 +6.3%
        2000-- $41,525

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: Murray Hills

          Getting around

          3 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          13 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Harrison Elementary
          • Middle: Brown Middle
          • High: Central High School

          Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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