Discover an extraordinary 6.5-acre waterfront peninsula near White Stone, on a protected cove just moments from the open Chesapeake Bay. Mature pines and hardwoods frame the property, creating a sense of arrival long before the water comes into view. The land unfolds as a private coastal retreat with a natural shoreline, tidal marshes, and a carefully positioned building site set well back from neighbors, capturing long vistas in every direction. Perhaps the most compelling feature is rare in this region: a deeded, private sand beach—not shared with neighbors. On a natural spit of land, this exclusive amenity delivers intimate shoreline and a sense of seclusion that feels more like a coastal retreat than a typical river property. A newly constructed dock extends into the cove, ideal for watercraft of all sizes, offering a safe launch to the Bay while preserving the peace that defines waterfront living. With over 6.5 acres of shoreline, wetlands, and a separate beach parcel, wetland setbacks shape a thoughtfully sited homesite that invites architectural ambition—whether a modern coastal retreat, classic Tidewater design, or a timeless shingle-style home. Though secluded, the property is close to White Stone, Irvington, and Kilmarnock, the Hub of the Northern Neck, with boutique shopping, dining, the Tides Inn, and the Steamboat Era Museum. Opportunities combining true seclusion, a private sandy beach, and a dock are increasingly rare along the Chesapeake Bay. For the buyer who values place, this is more than land—it’s the foundation for something exceptional. Owner financing available.
Lot/land
$699,000
36-13C Windmill Point Rd, White Stone, VA 22578
--beds
--baths
6.5Acres
Unimproved Land
Built in ----
6.5 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Protected covePrivate coastal retreatTidal marshesThoughtfully sited homesiteNatural shorelineNatural spit of land
- 45 days |
- 403 |
- 22 |
Zillow last checked:
Listing updated:
Listed by:
Emily E. Carter 804-436-4949,
Jim & Pat Carter Real Estate,
Emily C Donofrio 804-761-1488,
Jim & Pat Carter Real Estate
Source: Chesapeake Bay & Rivers AOR,MLS#: 202600659Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Features
- Has basement: No
Property
Features
- Fencing: None
- On waterfront: Yes
- Waterfront features: Beach Access, Bayfront, Dock Access, Mooring, Waterfront
- Body of water: Chesapeake Bay
Lot
- Size: 6.5 Acres
- Features: Beach Front, Level, Waterfront
Details
- Additional structures: None
- Parcel number: Part of 3613C
- Zoning description: A1
Utilities & green energy
- Sewer: None
- Water: Not Connected (nearby), Public
- Utilities for property: Natural Gas Not Available, Electricity Available, Sewer Not Available
Community & HOA
Community
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Tax assessed value: $4,100
- Annual tax amount: $22
- Date on market: 4/22/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/18/2026 | Listed for sale | $699,000+16.7% |
Source: Northern Neck AOR #120316 Report a problem | ||
| 4/16/2026 | Listing removed | $599,000 |
Source: Northern Neck AOR #120006 Report a problem | ||
| 2/28/2026 | Listed for sale | $599,000 |
Source: Northern Neck AOR #120006 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Elementary SchoolGrades: K-7Distance: 7 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 12.5 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Lancaster County
- White Stone
- 22578
- 36-13C Windmill Point Rd






