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Sold
    • Listed by: Windermere RE Whatcom, Inc. • Kristen Ann Campbell • 360-303-4471
    Bought with: eXp Realty
    $1,150,000

    3600 Toad Lake Road, Bellingham, WA 98226

    3beds
    2,642sqft
    Single Family Residence
    Built in 2005
    0.3 Acres Lot
    $1,146,800 Zestimate®
    $435/sqft
    $3,642 Estimated rent

    Home value

    $1,146,800

    $1.09M - $1.20M

    $3,642/mo

    Zestimate® history

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    What's special

    A true PNW private retreat on just under 1/3 of an acre, and minutes from town. Custom-designed by JW Design, this Craftsman lodge pairs timber frame accents with lake Whatcom and Puget Sound Bay views and sun all day long. The open floor plan lives spacious yet cozy - soaring vaulted ceilings, lots of windows, beam and car decking, birch hardwood floors, pine cabinets, and a propane fireplace with stone hearth. The kitchen anchors it all with an island and butcher block bar. Primary on the main with fir flooring, plus a wood-floored loft above. French doors open to the deck for morning coffee, stunning views, and twilight evenings. Heat pump with A/C, oversized 2-car garage with workspace. This home has a brand new 2026 roof and all new interior paint. Low-maintenance native landscape, terraced beds, and rockery walls. Lodge warmth, Craftsman beauty, and town just down the road.

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristen Ann Campbell 360-303-4471 kristencampbell@windermere.com,

    Windermere RE Whatcom, Inc.

    Bought with:

    Tim Cornwell, 25916

    eXp Realty

    Source: NWMLS as distributed by MLS GRID,MLS#: 2576985MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Main
    Bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Second
    Other
    • Level: Lower
    Bonus room
    • Level: Second
    Dining room
    • Level: Main
    Entry hall
    • Level: Main
    Family room
    • Level: Lower
    Great room
    • Level: Main
    Kitchen with eating space
    • Level: Main
    Utility room
    • Level: Main
    Utility room
    • Level: Lower
    Heating
    • Fireplace, Forced Air, Heat Pump, Electric, Propane
    Cooling
    • Forced Air, Heat Pump
    Appliances
    • Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Garbage Disposal, Microwave(s), Refrigerator(s)
    Features
    • Bath Off Primary, Dining Room, Loft
    • Flooring: Concrete, Hardwood, Vinyl, Carpet
    • Basement: Finished
    • Number of fireplaces: 1
    • Fireplace features: See Remarks, Main Level: 1, Fireplace
    Interior area
    • Total structure area: 2,642
    • Total interior livable area: 2,642 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Attached Garage, Off Street, RV Parking
    • Has attached garage: Yes
    • Covered spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Entry location: Main
    • Patio & porch: Bath Off Primary, Dining Room, Fireplace, Loft, Vaulted Ceiling(s)
    • Has view: Yes
    • View description: Bay, Lake, Mountain(s), Partial, Sound, Territorial
    • Has water view: Yes
    • Water view: Bay,Lake,Sound
    Lot
    • Size: 0.3 Acres
    • Dimensions: 121'+/- x 109'+/- x 122'+/- x 110'+/-
    • Features: Drought Resistant Landscape, Secluded, Cable TV, Deck, High Speed Internet, Propane, RV Parking
    • Topography: Partial Slope,Sloped,Terraces
    • Residential vegetation: Brush, Garden Space, Wooded
    Details
    • Parcel number: 3803230244210000
    • Zoning: R5A
    • Zoning description: Jurisdiction: City
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Craftsman,2 Stories w/Bsmnt
    • Property subtype: Single Family Residence
    Materials
    • Cement/Concrete, Stone, Wood Siding, Wood Products
    • Foundation: Poured Concrete, Slab
    • Roof: Composition
    Condition
    • Good
    • Year built: 2005
    • Major remodel year: 2005
    Details
    • Builder name: JW Design

    Utilities & green energy

    • Electric: Company: Puget Sound Energy
    • Sewer: Septic Tank
    • Water: Community, Company: Water District #7
    • Utilities for property: Xfinity, Xfinity

    Community & HOA

    Community
    • Subdivision: Silver Beach
    Location
    • Region: Bellingham

    Financial & listing details

    • Price per square foot: $435/sqft
    • Tax assessed value: $1,086,496
    • Annual tax amount: $10,301
    • Date on market: 9/12/2026
    • Listing terms: Conventional,FHA
    • Inclusions: Dishwasher(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s)

    Price history

    DateEventPrice
    10/16/2026Sold$1,150,000$435/sqft
    Source: NWMLS as distributed by MLS GRID #2576985 Report a problem
    9/21/2026Pending sale$1,150,000$435/sqft
    Source: NWMLS as distributed by MLS GRID #2576985 Report a problem
    9/15/2026Listed for sale$1,150,000+43.8%$435/sqft
    Source: NWMLS as distributed by MLS GRID #2576985 Report a problem
    12/23/2020Sold$800,000+1.3%$303/sqft
    Source: NWMLS as distributed by MLS GRID #1689443 Report a problem
    11/21/2020Pending sale$789,900$299/sqft
    Source: Windermere Real Estate/Whatcom, Inc. #1689443 Report a problem
    11/18/2020Price change$789,900+1.9%$299/sqft
    Source: Windermere Real Estate/Whatcom, Inc. #1689443 Report a problem
    11/14/2020Listed for sale$774,900+573.8%$293/sqft
    Source: Windermere Real Estate/Whatcom, Inc. #1689443 Report a problem
    12/9/2004Sold$115,000+52%$44/sqft
    Source: Public Record Report a problem
    9/17/2002Sold$75,640$29/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$10,302 +6.5%$1,086,496 +3%
    2024$9,669 +2.2%$1,054,827 -4.2%
    2023$9,459 +15.2%$1,101,220 +23%
    2022$8,211 +8.9%$895,301 +21%
    2021$7,541 +9%$739,918 +16.1%
    2020$6,916 $637,107 +7%
    2019$6,916 +3.6%$595,224 +11.5%
    2018$6,678 +13.5%$533,874 +13%
    2017$5,883 -3.5%$472,376 +10%
    2016$6,098 +24.1%$429,262 +5%
    2015$4,912 $409,005 +8.2%
    2014$4,912 +5.1%$378,143 +4.5%
    2013$4,672 $361,701
    2012-- $361,701
    2011-- $361,701
    2010-- $361,701 -0.4%
    2009$3,156 -6.2%$363,040 +11.7%
    2008$3,362 $325,065
    2007$3,362 +2183.9%$325,065 +441.8%
    2005$147 $60,000 +433.3%
    2004$147 -3.5%$11,250
    2003$153 +1.9%$11,250
    2002$150 +0.1%$11,250
    2001$150 $11,250 +56.3%
    2000-- $7,200
    1999-- $7,200
    Find assessor info on the county website

    Neighborhood: 98226

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Silver Beach Elem
    • Middle: Whatcom Mid
    • High: Squalicum High

    Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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