This stunning Normandy Model at the Ponds of Stony Creek is priced below new construction in the same subdivision - and comes loaded with premium upgrades new builds simply don't include. Skip the wait, skip the base-model finishes, and move right into a home that's already done right. A dramatic two-story foyer sets the tone the moment you walk in, flowing into a formal dining room and an expansive family room that opens to a gourmet kitchen - the true heart of this home. The chef's kitchen is outfitted with gleaming quartz countertops, custom backsplash, a generous island, a walk-in pantry, and professional-grade Thermador appliances that new construction in this price range simply won't offer. Sliding doors lead directly to a fully fenced backyard with a massive patio - ideal for entertaining, morning coffee, or letting the kids run free. A first-floor study provides a perfect work-from-home setup and could easily serve as a first-floor bedroom, with a powder room conveniently nearby that could be expanded with a shower. Upstairs, the owner's suite is a true retreat featuring two walk-in closets and a spa-inspired bath with a newly added oversized soaking tub. Three additional bedrooms - two with walk-in closets - round out the upper level with all the space your family needs. A covered front porch adds charming curb appeal that ties it all together. The 3-car garage features an epoxy floor and 220V wiring already in place for electric vehicle charging - an upgrade you'd pay extra for on a new build. Outside, the inground sprinkler system keeps the lawn lush all season with zero effort. Energy efficiency is built right in with Low-E double pane windows, a 95% high-efficiency furnace, 13 SEER A/C, and a 40-gallon water heater. All of this in a peaceful, sidewalk community with a neighborhood park, top-rated Community Unit School District 301 schools, and just minutes from the Randall Road corridor's shopping, dining, and entertainment. Better than new. Priced below new. Schedule your showing today - this one won't last.
Active
$650,000
3617 Emerald Rd, Elgin, IL 60124
4beds
3,261sqft
Est.: Get pre-qualified
Single Family Residence
Built in 2020
0.31 Acres Lot
$-- Zestimate®
$199/sqft
$42/mo HOA
What's special
Three additional bedroomsGenerous islandMassive patioWalk-in pantryInground sprinkler systemFirst-floor studyExpansive family room
- 10 days |
- 291 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
Teresa Stultz (630)205-5568,
Premier Living Properties
Source: MRED as distributed by MLS GRID,MLS#: 12653235
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Study
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 378 Square Feet
- Dimensions: 21X18
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 208 Square Feet
- Dimensions: 13X16
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12X12
Bedroom 4
- Features: Flooring (Carpet)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Dining room
- Features: Flooring (Laminate)
- Level: Main
- Area: 220 Square Feet
- Dimensions: 22X10
Family room
- Features: Flooring (Laminate)
- Level: Main
- Area: 494 Square Feet
- Dimensions: 26X19
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Walk-in), Flooring (Laminate)
- Level: Main
- Area: 252 Square Feet
- Dimensions: 21X12
Laundry
- Level: Second
- Area: 80 Square Feet
- Dimensions: 8X10
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15X12
Study
- Features: Flooring (Carpet)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Water Heater
- Laundry: Upper Level, Gas Dryer Hookup, In Unit
Features
- Walk-In Closet(s)
- Basement: Unfinished,Bath/Stubbed,Full
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 4,853
- Total interior livable area: 3,261 sqft
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Size: 0.31 Acres
- Dimensions: 80 x 135
Details
- Parcel number: 0536370008
- Special conditions: None
- Other equipment: Sump Pump, Sprinkler-Lawn, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Other
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2020
Details
- Builder model: NORMANDY A
Utilities & green energy
- Sewer: Public Sewer, Storm Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
- Subdivision: Ponds Of Stony Creek
HOA
- Has HOA: Yes
- Services included: Insurance
- HOA fee: $500 annually
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $199/sqft
- Annual tax amount: $13,508
- Date on market: 5/22/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Listing removed | $660,000$202/sqft |
Source:  MRED as distributed by MLS GRID #12648710 Report a problem | ||
| 4/15/2026 | Listed for sale | $660,000+69.2%$202/sqft |
Source: MRED as distributed by MLS GRID #12598215 Report a problem | ||
| 1/12/2021 | Sold | $390,000$120/sqft |
Source: MRED as distributed by MLS GRID #10685459 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 60124
Nearby schools
GreatSchools rating
- 9/10Howard B Thomas Grade SchoolGrades: PK-5Distance: 5.3 mi
- 8/10Prairie Knolls Middle SchoolGrades: 6-7Distance: 3.1 mi
- 6/10Central High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Lily Lake Grade School
- Middle: Central Middle School
- High: Central High School
- District: 301
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Kane County
- Elgin
- 60124
- 3617 Emerald Rd
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Elgin Topics
