Tucked into the trees of the highly sought-after Sky Valley community, this well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of inviting living space and a lifestyle defined by comfort, recreation, and year-round beauty. Set on a peaceful 0.49-acre lot, the property blends privacy with community living in one of the most desirable areas near Deep Creek Lake. A welcoming front porch sets the tone for relaxed mountain living, while the surrounding wooded landscape creates a sense of quiet escape. Inside, vaulted ceilings and an abundance of natural light immediately open up the home, creating a bright and airy atmosphere that feels both spacious and cozy. The main living area flows seamlessly between the kitchen, dining, and living spaces, making everyday living and entertaining feel effortless. A warm wood-burning fireplace anchors the room, offering the perfect place to gather on cool evenings after a day on the lake or slopes. The kitchen is thoughtfully positioned to overlook both the main living area and the expansive front deck, allowing you to stay connected while cooking, hosting, or simply enjoying the view. On the main level, you will find 3 comfortable bedrooms and a full bath, providing a practical and welcoming layout for family and guests alike. The lower level expands the living space significantly with a private room currently being used as a primary bedroom retreat, an additional full bath, separate laundry area, additional family room, and a spacious game room complete with both a pool table and ping pong table, offering flexible space that could easily suit a variety of needs and creating a fun second living area ideal for entertaining or extended stays. Outdoors, the large deck becomes an extension of the home, offering the perfect space for dining, relaxing, or simply enjoying the peaceful sounds of nature that surround you. A shed provides additional storage for lake toys, tools, or recreational gear. The home is move-in ready, making it an easy transition into lake life. Sky Valley offers an exceptional four-season lifestyle. The community features three swimming platforms, a roped-off swimming area, picnic pavilions, docks with a designated jet ski area in a no-wake cove, and a stocked fishing pond that creates a true resort-like experience within a private community. Dock slips are assigned through the association, and while waiting for an assigned slip, residents enjoy the convenience of a private boat launch within the neighborhood. The location places you just minutes from Thousand Acres Golf Course and only about 20 minutes from Wisp Ski Resort, offering easy access to golf, skiing, snowmobiling, and endless outdoor recreation throughout all four seasons. Whether you are looking for a full-time residence, a vacation retreat, or an investment in the Deep Creek Lake lifestyle, this home delivers the perfect balance of comfort, community, and adventure in a setting that feels like a private mountain getaway. Call today!
For sale
$524,900
365 Ridge Rd, Swanton, MD 21561
3beds
2,080sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1988
0.49 Acres Lot
$503,400 Zestimate®
$252/sqft
$89/mo HOA
What's special
Warm wood-burning fireplaceVaulted ceilingsBright and airy atmosphereAbundance of natural lightSurrounding wooded landscapeWelcoming front porchSeparate laundry area
- 19 days |
- 955 |
- 21 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Laura Newhall 301-616-4126,
Taylor-Made Deep Creek Real Estate, LLC 3013874700
Source: Bright MLS,MLS#: MDGA2011862
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Recreation Room, Bathroom 1, Bathroom 2
Primary bedroom
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10 X 12
Bedroom 2
- Level: Main
- Area: 88 Square Feet
- Dimensions: 11 X 8
Bedroom 3
- Level: Main
- Area: 84 Square Feet
- Dimensions: 7 X 12
Bedroom 4
- Level: Lower
- Area: 220 Square Feet
- Dimensions: 20 X 11
Bathroom 1
- Level: Main
- Area: 32 Square Feet
- Dimensions: 4 X 8
Bathroom 2
- Level: Lower
- Area: 28 Square Feet
- Dimensions: 4 X 7
Dining room
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Family room
- Level: Lower
- Area: 273 Square Feet
- Dimensions: 21 X 13
Kitchen
- Level: Main
- Area: 72 Square Feet
- Dimensions: 8 X 9
Laundry
- Level: Lower
- Area: 88 Square Feet
- Dimensions: 8 X 11
Living room
- Features: Fireplace - Wood Burning
- Level: Main
- Area: 247 Square Feet
- Dimensions: 19 X 13
Recreation room
- Level: Lower
- Area: 192 Square Feet
- Dimensions: 16 X 12
Heating
- Baseboard, Electric
Cooling
- Window Unit(s), Ceiling Fan(s), Electric
Appliances
- Included: Electric Water Heater
- Laundry: Lower Level, Laundry Room
Features
- Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan
- Basement: Finished,Interior Entry,Exterior Entry
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,080
- Total interior livable area: 2,080 sqft
- Finished area above ground: 1,040
- Finished area below ground: 1,040
Video & virtual tour
Property
Parking
- Parking features: Gravel, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Lake
Lot
- Size: 0.49 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1218011964
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Good
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Private Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Sky Valley
HOA
- Has HOA: Yes
- Amenities included: Boat Ramp, Common Grounds, Picnic Area, Water/Lake Privileges
- Services included: Common Area Maintenance, Road Maintenance, Snow Removal, Trash
- HOA fee: $1,068 annually
- HOA name: SKY VALLEY
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $324,967
- Annual tax amount: $3,650
- Date on market: 5/15/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$503,400
$478,000 - $529,000
$2,022/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Listed for sale | $524,900$252/sqft |
Source: | ||
| 5/11/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/3/2026 | Listed for sale | $524,900+109.1%$252/sqft |
Source: Owner Report a problem | ||
| 5/11/2012 | Sold | $251,000-30.3%$121/sqft |
Source: Public Record Report a problem | ||
| 5/16/2008 | Listing removed | $359,900$173/sqft |
Source: Number1Expert #GA6369141 Report a problem | ||
| 11/14/2007 | Listed for sale | $359,900+81.8%$173/sqft |
Source: Number1Expert #GA6369141 Report a problem | ||
| 10/25/2002 | Sold | $198,000$95/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,680 +11.6% | $322,400 +14.2% |
| 2024 | $3,296 +16.6% | $282,233 +16.6% |
| 2023 | $2,827 +19.9% | $242,067 +19.9% |
| 2022 | $2,358 | $201,900 |
| 2021 | $2,358 | $201,900 |
| 2020 | $2,358 -0.7% | $201,900 -0.7% |
| 2019 | $2,376 +6% | $203,400 |
| 2018 | $2,241 +0% | $203,400 |
| 2017 | $2,241 | $203,400 -4.1% |
| 2016 | -- | $212,000 |
| 2015 | -- | $212,000 |
| 2014 | -- | $212,000 -4.5% |
| 2013 | -- | $222,100 |
| 2012 | -- | $222,100 |
| 2011 | -- | $222,100 -16.4% |
| 2010 | -- | $265,550 +11.5% |
| 2009 | -- | $238,236 +12.9% |
| 2008 | -- | $210,923 +14.9% |
| 2007 | -- | $183,610 +16% |
| 2006 | -- | $158,306 +19% |
| 2005 | -- | $133,003 +23.5% |
| 2004 | -- | $107,700 +2% |
| 2003 | -- | $105,592 +2% |
| 2002 | -- | $103,486 +2.1% |
| 2001 | -- | $101,380 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21561
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 8.4 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 9.3 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Garrett County
- Swanton
- 21561
- 365 Ridge Rd





