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For sale
  • $524,900

    365 Ridge Rd, Swanton, MD 21561

    3beds
    2,080sqft
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    Single Family Residence
    Built in 1988
    0.49 Acres Lot
    $502,100 Zestimate®
    $252/sqft
    $89/mo HOA

    What's special

    Warm wood-burning fireplaceVaulted ceilingsBright and airy atmosphereAbundance of natural lightSurrounding wooded landscapeWelcoming front porchSeparate laundry area
    Tucked into the trees of the highly sought-after Sky Valley community, this well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of inviting living space and a lifestyle defined by comfort, recreation, and year-round beauty. Set on a peaceful 0.49-acre lot, the property blends privacy with community living in one of the most desirable areas near Deep Creek Lake. A welcoming front porch sets the tone for relaxed mountain living, while the surrounding wooded landscape creates a sense of quiet escape. Inside, vaulted ceilings and an abundance of natural light immediately open up the home, creating a bright and airy atmosphere that feels both spacious and cozy. The main living area flows seamlessly between the kitchen, dining, and living spaces, making everyday living and entertaining feel effortless. A warm wood-burning fireplace anchors the room, offering the perfect place to gather on cool evenings after a day on the lake or slopes. The kitchen is thoughtfully positioned to overlook both the main living area and the expansive front deck, allowing you to stay connected while cooking, hosting, or simply enjoying the view. On the main level, you will find 3 comfortable bedrooms and a full bath, providing a practical and welcoming layout for family and guests alike. The lower level expands the living space significantly with a private room currently being used as a primary bedroom retreat, an additional full bath, separate laundry area, additional family room, and a spacious game room complete with both a pool table and ping pong table, offering flexible space that could easily suit a variety of needs and creating a fun second living area ideal for entertaining or extended stays. Outdoors, the large deck becomes an extension of the home, offering the perfect space for dining, relaxing, or simply enjoying the peaceful sounds of nature that surround you. A shed provides additional storage for lake toys, tools, or recreational gear. The home is move-in ready, making it an easy transition into lake life. Sky Valley offers an exceptional four-season lifestyle. The community features three swimming platforms, a roped-off swimming area, picnic pavilions, docks with a designated jet ski area in a no-wake cove, and a stocked fishing pond that creates a true resort-like experience within a private community. Dock slips are assigned through the association, and while waiting for an assigned slip, residents enjoy the convenience of a private boat launch within the neighborhood. The location places you just minutes from Thousand Acres Golf Course and only about 20 minutes from Wisp Ski Resort, offering easy access to golf, skiing, snowmobiling, and endless outdoor recreation throughout all four seasons. Whether you are looking for a full-time residence, a vacation retreat, or an investment in the Deep Creek Lake lifestyle, this home delivers the perfect balance of comfort, community, and adventure in a setting that feels like a private mountain getaway. Call today!
    68 days
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    848
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    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Laura Newhall 301-616-4126,

    Taylor-Made Deep Creek Real Estate, LLC 3013874700

    Source: Bright MLS,MLS#: MDGA2011862MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Recreation Room, Bathroom 1, Bathroom 2
      Primary bedroom
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10 X 12
      Bedroom 2
      • Level: Main
      • Area: 88 Square Feet
      • Dimensions: 11 X 8
      Bedroom 3
      • Level: Main
      • Area: 84 Square Feet
      • Dimensions: 7 X 12
      Bedroom 4
      • Level: Lower
      • Area: 220 Square Feet
      • Dimensions: 20 X 11
      Bathroom 1
      • Level: Main
      • Area: 32 Square Feet
      • Dimensions: 4 X 8
      Bathroom 2
      • Level: Lower
      • Area: 28 Square Feet
      • Dimensions: 4 X 7
      Dining room
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13 X 13
      Family room
      • Level: Lower
      • Area: 273 Square Feet
      • Dimensions: 21 X 13
      Kitchen
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 8 X 9
      Laundry
      • Level: Lower
      • Area: 88 Square Feet
      • Dimensions: 8 X 11
      Living room
      • Features: Fireplace - Wood Burning
      • Level: Main
      • Area: 247 Square Feet
      • Dimensions: 19 X 13
      Recreation room
      • Level: Lower
      • Area: 192 Square Feet
      • Dimensions: 16 X 12
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s), Ceiling Fan(s), Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: Lower Level, Laundry Room
      Features
      • Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan
      • Basement: Finished,Interior Entry,Exterior Entry
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,080
      • Total interior livable area: 2,080 sqft
      • Finished area above ground: 1,040
      • Finished area below ground: 1,040
      Video & virtual tour

      Property

      Parking
      • Parking features: Gravel, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Pool features: None
      • Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Lake
      Lot
      • Size: 0.49 Acres
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 1218011964
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Chalet
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Good
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Sky Valley
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Ramp, Common Grounds, Picnic Area, Water/Lake Privileges
      • Services included: Common Area Maintenance, Road Maintenance, Snow Removal, Trash
      • HOA fee: $1,068 annually
      • HOA name: SKY VALLEY
      Location
      • Region: Swanton

      Financial & listing details

      • Price per square foot: $252/sqft
      • Tax assessed value: $324,967
      • Annual tax amount: $3,650
      • Date on market: 5/15/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $502,100

        $477,000 - $527,000

        $1,933/mo

        Price history

        DateEventPrice
        5/15/2026Listed for sale$524,900$252/sqft
        Source: Bright MLS #MDGA2011862 Report a problem
        5/11/2026Listing removed--
        Source: Owner Report a problem
        4/3/2026Listed for sale$524,900+109.1%$252/sqft
        Source: Owner Report a problem
        5/11/2012Sold$251,000-30.3%$121/sqft
        Source: Public Record Report a problem
        5/16/2008Listing removed$359,900$173/sqft
        Source: Number1Expert #GA6369141 Report a problem
        11/14/2007Listed for sale$359,900+81.8%$173/sqft
        Source: Number1Expert #GA6369141 Report a problem
        10/25/2002Sold$198,000$95/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,680 +11.6%$322,400 +14.2%
        2024$3,296 +16.6%$282,233 +16.6%
        2023$2,827 +19.9%$242,067 +19.9%
        2022$2,358 $201,900
        2021$2,358 $201,900
        2020$2,358 -0.7%$201,900 -0.7%
        2019$2,376 +6%$203,400
        2018$2,241 +0%$203,400
        2017$2,241 $203,400 -4.1%
        2016-- $212,000
        2015-- $212,000
        2014-- $212,000 -4.5%
        2013-- $222,100
        2012-- $222,100
        2011-- $222,100 -16.4%
        2010-- $265,550 +11.5%
        2009-- $238,236 +12.9%
        2008-- $210,923 +14.9%
        2007-- $183,610 +16%
        2006-- $158,306 +19%
        2005-- $133,003 +23.5%
        2004-- $107,700 +2%
        2003-- $105,592 +2%
        2002-- $103,486 +2.1%
        2001-- $101,380
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21561

        Getting around

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        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Garrett County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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