Privacy. Space. A backyard that feels like your own private retreat. Tucked away at the end of a shared private lane serving just four homes. This custom-built brick rancher sits on 3.65 acres and offers the perfect blend of privacy, comfort, and resort-style outdoor living. Positioned at the end of the lane, the property enjoys a peaceful setting with mature trees and generous open yard space. The backyard is designed for making memories, featuring an in-ground saltwater pool with diving board, an expansive 12'x44' Trex composite deck, and a tranquil wooded backdrop. Brazilian cherry hardwood floors, fresh paint, and 9-foot ceilings create a warm and inviting atmosphere throughout the main level. The kitchen offers granite countertops, abundant solid wood cabinetry, and a sunny breakfast nook overlooking the backyard. The adjoining spacious family room features an auto-start pellet stove, creating a cozy gathering space during cooler months, while the separate dining room is ready for holidays, celebrations, and everyday meals. A convenient half bath, separate laundry room, and oversized attached two-car garage add functionality to daily living. Designed for comfortable everyday living, the thoughtful floor plan offers generous gathering spaces and flexible rooms to fit a variety of lifestyles. The main level includes 3 bedrooms, 2.5 baths, and a dedicated office. While the office does not include a closet, it offers the flexibility to serve as a 4th bedroom, nursery, guest room, play room or home office. The spacious primary suite features a large walk-in closet and a beautifully updated bath with a jetted soaking tub, custom glass shower with dual showerheads, and a Terrazzo shower base. The secondary bedrooms each offer a large closet for storage. The lower level offers finished living space perfect for movie or game nights, complete with an auto-start pellet stove and an oversized full bath. There is plenty of finished space to add another bedroom or office next to the spacious full bath. The expansive unfinished area provides abundant storage today and outstanding potential for future finished living space, including additional bedrooms (with appropriate approvals), a guest suite, hobby room, home gym, or workshop. Lovingly maintained by its original owners, the home reflects years of thoughtful improvements, including a Trex composite deck (2021), new roof (2022), gutter guards, and a new pool liner, safety cover, and solar cover (2023), just to name a few. Whether you're entertaining poolside, enjoying a quiet morning coffee on the deck with the hummingbirds, watching a summer storm roll through the trees, or spending a cozy evening by the fire, this is a home designed to be enjoyed in every season. OPEN HOUSE SATURDAY, JUNE 27TH FROM 12PM-3PM
For sale
$795,000
3723 Bay Rd, Street, MD 21154
4beds
2,879sqft
Single Family Residence
Built in 1998
3.65 Acres Lot
$776,500 Zestimate®
$276/sqft
$-- HOA
What's special
Custom-built brick rancherTranquil wooded backdropDedicated officeLarge walk-in closetBeautifully updated bathOversized attached two-car garageFresh paint
- 11 days |
- 1,651 |
- 91 |
Zillow last checked:
Listing updated:
Listed by:
Jen Mendenhall 443-756-4037,
Cummings & Co. Realtors (410) 823-0033
Source: Bright MLS,MLS#: MDHR2056412
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Breakfast Room, Laundry, Office, Recreation Room, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Primary bedroom
- Features: Attached Bathroom, Ceiling Fan(s), Crown Molding, Flooring - HardWood, Walk-In Closet(s)
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17 X 13
Bedroom 2
- Features: Ceiling Fan(s), Flooring - HardWood
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 X 10
Bedroom 3
- Features: Ceiling Fan(s), Crown Molding, Flooring - HardWood
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 X 10
Primary bathroom
- Features: Bathroom - Jetted Tub, Soaking Tub, Bathroom - Walk-In Shower, Double Sink, Flooring - Ceramic Tile
- Level: Main
- Area: 72 Square Feet
- Dimensions: 9 X 8
Bathroom 2
- Features: Bathroom - Tub Shower, Flooring - Vinyl
- Level: Main
Bathroom 3
- Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
- Level: Lower
Breakfast room
- Features: Breakfast Nook, Breakfast Room, Dining Area, Lighting - Pendants, Flooring - Vinyl
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9 X 11
Dining room
- Features: Chair Rail, Crown Molding, Dining Area, Flooring - HardWood, Formal Dining Room
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11 X 14
Family room
- Features: Ceiling Fan(s), Crown Molding, Fireplace - Other, Flooring - Carpet
- Level: Main
- Area: 256 Square Feet
- Dimensions: 16 X 16
Half bath
- Features: Flooring - Ceramic Tile
- Level: Main
Kitchen
- Features: Breakfast Bar, Ceiling Fan(s), Granite Counters, Dining Area, Kitchen - Propane Cooking, Pantry, Flooring - Vinyl
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13 X 10
Laundry
- Features: Flooring - Vinyl
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6 X 9
Office
- Features: Ceiling Fan(s), Crown Molding, Flooring - HardWood
- Level: Main
- Area: 81 Square Feet
- Dimensions: 9 X 9
Recreation room
- Features: Attached Bathroom, Basement - Partially Finished, Bathroom - Tub Shower, Fireplace - Other, Flooring - Laminate Plank, Recessed Lighting
- Level: Lower
- Area: 884 Square Feet
- Dimensions: 34 X 26
Storage room
- Features: Basement - Unfinished, Flooring - Concrete
- Level: Lower
- Area: 1332 Square Feet
- Dimensions: 36 X 37
Heating
- Humidity Control, Forced Air, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Humidifier, Ice Maker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Water Heater
- Laundry: Has Laundry, Main Level, Washer In Unit, Dryer In Unit, Laundry Room
Features
- Attic/House Fan, Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Crown Molding, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space, Pantry, Primary Bath(s), 9'+ Ceilings, Dry Wall, Mod Walls, Block Walls
- Flooring: Carpet, Ceramic Tile, Concrete, Hardwood, Laminate
- Windows: Double Hung, Double Pane Windows, Screens
- Basement: Connecting Stairway,Full,Improved,Heated,Interior Entry,Partially Finished,Space For Rooms,Sump Pump,Walk-Out Access,Water Proofing System
- Number of fireplaces: 2
- Fireplace features: Free Standing, Other
Interior area
- Total structure area: 4,258
- Total interior livable area: 2,879 sqft
- Finished area above ground: 2,129
- Finished area below ground: 750
Property
Parking
- Total spaces: 8
- Parking features: Garage Door Opener, Inside Entrance, Oversized, Driveway, Attached, Off Street
- Attached garage spaces: 2
- Uncovered spaces: 6
Accessibility
- Accessibility features: Accessible Hallway(s), Accessible Doors
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lighting, Flood Lights, Rain Gutters
- Has private pool: Yes
- Pool features: Fenced, In Ground, Salt Water, Private
- Has spa: Yes
- Spa features: Bath
- Fencing: Partial,Back Yard,Wood
- Has view: Yes
- View description: Scenic Vista, Trees/Woods, Garden
Lot
- Size: 3.65 Acres
- Features: Backs to Trees, Wooded, Landscaped, No Thru Street, Not In Development, SideYard(s), Rear Yard, Private, Premium, Front Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1305054001
- Zoning: AG
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick, Block
- Foundation: Active Radon Mitigation, Block
- Roof: Architectural Shingle
Condition
- Good
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: Underground
- Sewer: Gravity Sept Fld, Private Septic Tank
- Water: Well, Private
- Utilities for property: Propane, Cable Connected, Cable, Broadband
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Street
Financial & listing details
- Price per square foot: $276/sqft
- Tax assessed value: $446,333
- Annual tax amount: $4,529
- Date on market: 6/18/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,VA Loan,Cash
- Inclusions: Swing Under Deck, 2 Planters @ Pool, Hose Reel, 2 Vinyl Storage Chests Under Deck Stairs, Fire Pit. All Pool Equipment And Related Materials. Cantilever Umbrella @ Pool, Mtd Yardman Lawn Tractor With Quick Attach Snowplow Blade, Nest Thermostat, Nest Doorbell
- Exclusions: Furnishings And Decor. Adirondack Chairs. Dining Room Curtains.
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
$776,500
$738,000 - $815,000
$3,970/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Listed for sale | $795,000+1053.8%$276/sqft |
Source:  Bright MLS #MDHR2056412 Report a problem | ||
| 12/2/1997 | Sold | $68,900$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,477 +6.7% | $415,567 +8% |
| 2024 | $4,194 +3.8% | $384,800 +3.8% |
| 2023 | $4,042 +3.9% | $370,833 -3.6% |
| 2022 | $3,889 -0.4% | $384,800 +12.2% |
| 2021 | $3,906 +0.2% | $342,900 +1.5% |
| 2020 | $3,897 +1.6% | $337,700 -1.5% |
| 2019 | $3,837 +1.6% | $342,900 +4.8% |
| 2018 | $3,777 | $327,300 |
| 2017 | $3,777 | $327,300 +0.8% |
| 2016 | -- | $324,567 +0.4% |
| 2015 | -- | $323,200 |
| 2014 | $4,082 | $323,200 |
| 2013 | -- | $323,200 -8.8% |
| 2012 | -- | $354,300 |
| 2011 | -- | $354,300 |
| 2010 | -- | $354,300 -16.9% |
| 2009 | -- | $426,600 +14.4% |
| 2008 | -- | $372,920 +16.8% |
| 2007 | -- | $319,240 +20.2% |
| 2006 | -- | $265,560 +6.4% |
| 2005 | -- | $249,686 +6.3% |
| 2004 | -- | $234,936 +7.8% |
| 2003 | -- | $217,940 +3.6% |
| 2002 | -- | $210,420 +3.7% |
| 2001 | -- | $202,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21154
Nearby schools
GreatSchools rating
- 7/10North Harford Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 6/10North Harford Middle SchoolGrades: 6-8Distance: 4.4 mi
- 6/10North Harford High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- District: Harford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Harford County
- Street
- 21154
- 3723 Bay Rd
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