Quiet country atmosphere awaits you at 3765 Holy Cross Rd located in the small-town community of Loretto, Ky. Don't miss this three-bedroom brick ranch with unfinished walkout basement situated on 1.11 acres. Home offers 1176 sq. ft. of comfortable living space with additional 1176 sq. ft that can be finished to your liking in the basement. Outdoor features include a 12x20 outbuilding that provides additional storage.
For sale
$187,900
3765 Holy Cross Rd, Loretto, KY 40037
3beds
1,176sqft
Single Family Residence
Built in 1980
1.11 Acres Lot
$-- Zestimate®
$160/sqft
$-- HOA
What's special
Three-bedroom brick ranchUnfinished walkout basement
- 14 days |
- 326 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Mike Ballard 502-510-0515,
Area One Realty, LLC
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1718523
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Full bathroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Radiant
Cooling
- None
Features
- Basement: Unfinished,Walkout Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
- Finished area above ground: 1,176
- Finished area below ground: 0
Property
Parking
- Parking features: None
Features
- Stories: 1
- Fencing: None
Lot
- Size: 1.11 Acres
- Features: Cleared
Details
- Parcel number: 4900000075
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1980
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Loretto
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $111,960
- Annual tax amount: $755
- Date on market: 5/27/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/27/2026 | Listed for sale | $187,900-3.6%$160/sqft |
Source: | ||
| 5/27/2026 | Listing removed | $195,000$166/sqft |
Source: | ||
| 4/13/2026 | Price change | $195,000-11.4%$166/sqft |
Source: | ||
| 3/19/2026 | Listed for sale | $220,000+193.3%$187/sqft |
Source: | ||
| 5/1/2004 | Sold | $75,000$64/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $755 | $111,960 |
| 2023 | $755 -8.5% | $111,960 |
| 2022 | $824 -35.1% | $111,960 |
| 2021 | $1,271 +0.2% | $111,960 |
| 2020 | $1,269 -2.6% | $111,960 |
| 2019 | $1,303 +43% | $111,960 +49.3% |
| 2018 | $911 +15.8% | $75,000 |
| 2017 | $787 | $75,000 |
| 2016 | $787 | $75,000 |
| 2015 | $787 | $75,000 |
| 2014 | $787 | $75,000 |
| 2012 | $787 | $75,000 |
| 2010 | -- | $75,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 40037
Nearby schools
GreatSchools rating
- 5/10The New Haven SchoolGrades: K-8Distance: 6.8 mi
- 7/10Thomas Nelson High SchoolGrades: 9-12Distance: 12.4 mi
- 4/10Old Kentucky Home Middle SchoolGrades: 6-8Distance: 11.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Nelson County
- New Haven
- 40037
- 3765 Holy Cross Rd





