With sweeping views of the tranquil Arroyo Carmel lake as its centerpiece, this beautifully remodeled home offers a truly special living experience. Nearly every detail has been thoughtfully updated, from the light-filled open kitchen with upgraded finishes and sleek design elements to the refreshed dining area and elegant ensuite bedrooms. Large windows and outdoor spaces, including 2 decks and a patio, frame the stunning water views and bring the natural beauty indoors. The two spacious ensuite bedrooms provide comfort and privacy, while the oversized two-car garage adds convenience. A new Composition shingle roof was installed August 2026. Ideally situated near shops, restaurants, and Carmel-by-the-Sea's renowned beaches, this home perfectly blends modern upgrades with serene, lakeside living.
For sale
$1,199,000
3850 Rio Rd APT 42, Carmel, CA 93923
2beds
1,520sqft
Condominium, Residential
Built in 1976
-- sqft lot
$1,154,900 Zestimate®
$789/sqft
$710/mo HOA
What's special
- 72 days |
- 704 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
Connie Snowdon 00542946 831-920-7023,
Sotheby’s International Realty 831-624-1566,
Pat Ward 01279813 831-236-2268,
Sotheby’s International Realty
Source: MLSListings Inc,MLS#: ML82049596
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Utility Room
Bedroom
- Features: WalkinCloset
Bathroom
- Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, StallShower, Stone, UpdatedBaths, HalfonGroundFloor
Dining room
- Features: DiningArea
Family room
- Features: NoFamilyRoom
Kitchen
- Features: _220VoltOutlet, Pantry
Heating
- Central Forced Air Gas
Cooling
- None
Appliances
- Included: Dishwasher, Disposal, Range Hood, Ice Maker, Microwave, Gas Oven/Range, Refrigerator, Washer/Dryer
- Laundry: Inside
Features
- Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 1,520
- Total interior livable area: 1,520 sqft
Property
Parking
- Total spaces: 2
- Parking features: Common, Detached, Guest, Parking Area
- Garage spaces: 2
Features
- Stories: 2
- Patio & porch: Balcony/Patio, Deck
- Exterior features: Drought Tolerant Plants
- Pool features: Community, Heated, In Ground
- Spa features: Other, Spa/HotTub
- Fencing: Front Yard,Wood
- Has view: Yes
- View description: Hills, Lake, Mountain(s), Water
- Has water view: Yes
- Water view: Lake,Water
Details
- Parcel number: 015531042000
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Residential
Materials
- Foundation: Concrete Perimeter
- Roof: Composition, Shingle
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Gas: IndividualGasMeters, NaturalGas, PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Public Utilities, Water Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Club House, Community Pool, Garden Greenbelt Trails
- HOA fee: $710 monthly
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $789/sqft
- Tax assessed value: $549,532
- Annual tax amount: $6,747
- Date on market: 6/3/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
$1,154,900
$1.10M - $1.21M
$4,376/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Listed for sale | $1,199,000$789/sqft |
Source:  MLSListings Inc #ML82049596 Report a problem | ||
| 6/22/2026 | Contingent | $1,199,000$789/sqft |
Source: MLSListings Inc #ML82049596 Report a problem | ||
| 6/3/2026 | Listed for sale | $1,199,000+30.8%$789/sqft |
Source: MLSListings Inc #ML82049596 Report a problem | ||
| 5/21/2021 | Sold | $917,000+8%$603/sqft |
Source:  MLSListings Inc #ML81839457 Report a problem | ||
| 4/22/2021 | Contingent | $849,000$559/sqft |
Source: MLSListings Inc #ML81839457 Report a problem | ||
| 4/16/2021 | Listed for sale | $849,000$559/sqft |
Source: MLSListings Inc #ML81839457 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,747 +2.5% | $549,532 +2% |
| 2024 | $6,582 0% | $538,757 +2% |
| 2023 | $6,585 | $528,194 +2% |
| 2022 | -- | $517,839 +22.1% |
| 2021 | $5,469 +2.3% | $423,945 +1% |
| 2020 | $5,348 +2.1% | $419,599 +2% |
| 2019 | $5,238 +2.7% | $411,373 +2% |
| 2018 | $5,102 +3.1% | $403,307 +2% |
| 2017 | $4,950 +3.3% | $395,400 +2% |
| 2016 | $4,792 +1.9% | $387,648 +1.5% |
| 2015 | $4,701 +2.2% | $381,826 +2% |
| 2014 | $4,598 | $374,348 +2.5% |
| 2012 | -- | $365,351 +2% |
| 2011 | -- | $358,188 +0.8% |
| 2010 | -- | $355,512 -0.2% |
| 2009 | -- | $356,358 +2% |
| 2008 | -- | $349,372 +2% |
| 2007 | -- | $342,522 +2% |
| 2006 | -- | $335,806 +2% |
| 2005 | -- | $329,223 +2% |
| 2004 | -- | $322,768 +1.9% |
| 2003 | -- | $316,853 +2% |
| 2002 | -- | $310,641 +2% |
| 2001 | $3,331 | $304,551 +2% |
| 2000 | -- | $298,580 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 93923
Nearby schools
GreatSchools rating
- 9/10Carmel River Elementary SchoolGrades: K-5Distance: 1 mi
- 7/10Carmel Middle SchoolGrades: 6-8Distance: 0.6 mi
- 10/10Carmel High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: CarmelUnified
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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