Skip main navigation
For sale
    • $1,150,000

    3850 Rio Rd APT 78, Carmel, CA 93923

    3beds
    1,580sqft
    : 
    $7,951/mo
    Get pre-qualified
    Townhouse, Residential
    Built in 1976
    -- sqft lot
    $1,106,900 Zestimate®
    $728/sqft
    $710/mo HOA

    What's special

    Beautifully maintained corner-unit townhome in a sought-after Carmel community, offering 3 bedrooms, 2.5 baths, 1,580 square feet of living space, and a 2-car garage. This home is truly turnkey, with every update thoughtfully considered. Think soft-close shaker kitchen cabinets, custom California Closet systems in every bedroom, wood floors on main level, and newer Pella windows and sliders (2021) with great energy efficiency and sound insulation. 2026 improvements include fresh interior paint throughout, new carpeting on second level, refreshed bathrooms, all new interior doors, and a new water heater. Multiple spaces make this home ideal for enjoying and entertaining. These include a formal dining room and a living room that flows into the enclosed deck for additional gathering space. Barn and pocket doors give the dining room the flexibility to transform into a home office, game room, or creative studio. With views of the greenbelt, the upstairs balcony is a peaceful retreat. The community offers a pool, spa, sauna, and tennis courts, with easy access to Crossroads Carmel Shopping Center, Carmel-by-the-Sea, Big Sur, and all the Monterey Peninsula has to offer. Whether laying down roots or seeking a lock-and-leave second home, this exquisitely maintained home fits the bill.
    12 hours
    |
    109
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nancy Nino 02168301 831-277-0405,

    Coldwell Banker Realty 831-626-2221,

    William Smith 01064866 831-626-2400,

    Coldwell Banker Realty

    Source: MLSListings Inc,MLS#: ML82055663MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Features: WalkinCloset
      Bathroom
      • Features: DoubleSinks, ShowerandTub, ShowersoverTubs2plus, Tub, TubinPrimaryBedroom, UpdatedBaths
      Dining room
      • Features: FormalDiningRoom
      Family room
      • Features: NoFamilyRoom
      Kitchen
      • Features: Pantry
      Heating
      • Central Forced Air Gas
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Microwave, Electric Oven/Range, Refrigerator, Dryer, Washer
      • Laundry: Inside
      Features
      • Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Vinyl Linoleum
      • Fireplace features: Gas Starter, Living Room
      Interior area
      • Total structure area: 1,580
      • Total interior livable area: 1,580 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Common, Detached, Off Street, Parking Area
      • Garage spaces: 2
      Features
      • Stories: 2
      • Pool features: Community, Fenced, Sauna or Steam Room
      • Spa features: Other, Spa/HotTub
      • Has view: Yes
      • View description: Garden/Greenbelt, Greenbelt, Mountain(s)
      Details
      • Parcel number: 015532030000
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse, Residential
      Materials
      • Foundation: Crawl Space
      • Roof: Wood
      Condition
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Community Pool, Garden Greenbelt Trails
      • HOA fee: $710 monthly
      Location
      • Region: Carmel

      Financial & listing details

      • Price per square foot: $728/sqft
      • Tax assessed value: $739,868
      • Annual tax amount: $8,737
      • Date on market: 7/27/2026
      • Listing agreement: ExclusiveAgency

        Estimated market value

        $1,106,900

        $1.05M - $1.16M

        $4,724/mo

        Price history

        DateEventPrice
        7/28/2026Listed for sale$1,150,000+84%$728/sqft
        Source: MLSListings Inc #ML82055663 Report a problem
        3/31/2016Sold$625,000+1%$396/sqft
        Source: Public Record Report a problem
        1/30/2016Pending sale$619,000$392/sqft
        Source: Alain Pinel Realtors - Carmel #81546579 Report a problem
        1/27/2016Listed for sale$619,000$392/sqft
        Source: Alain Pinel Realtors - Carmel #81546579 Report a problem
        1/21/2016Pending sale$619,000$392/sqft
        Source: Alain Pinel Realtors - Carmel #81546579 Report a problem
        1/11/2016Listed for sale$619,000$392/sqft
        Source: Alain Pinel Realtors #ML81546579 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,737 +2.6%$739,868 +2%
        2024$8,515 +0.1%$725,362 +2%
        2023$8,508 +2.3%$711,140 +2%
        2022$8,315 -10.8%$697,197 -12%
        2021$9,326 +17.5%$792,284 +17.1%
        2020$7,936 +2.1%$676,518 +2%
        2019$7,775 +2.4%$663,254 +2%
        2018$7,590 +2.8%$650,250 +2%
        2017$7,386 +202.2%$637,500 +293.9%
        2016$2,444 +2.5%$161,854 +1.5%
        2015$2,385 +3.4%$159,424 +2%
        2014$2,307 $156,302 +2.5%
        2012-- $152,547 +2%
        2011-- $149,557 +0.8%
        2010-- $148,441 -0.2%
        2009-- $148,794 +2%
        2008-- $145,877 +2%
        2007-- $143,017 +2%
        2006-- $140,214 +2%
        2005-- $137,466 +2%
        2004-- $134,772 +1.9%
        2003-- $132,303 +2%
        2002-- $129,710 +2%
        2001$1,547 $127,167 +2%
        2000-- $124,674
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 93923

        Getting around

        58 / 100
        Somewhat Walkable
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: CarmelUnified

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            • Local buyer's agents are ready to help

              Nearby cities

              Nearby zip codes

              Other Carmel-by-the-Sea Topics

                Search
                Updates
                Favorites
                Plan
                Inbox