3.5% ASSUMABLE VA loan + FULLY FURNISHED + PRICE IMPROVED TO $285,000!
Unlock a rare opportunity to step into a lower-rate assumable loan in today's market. This turnkey 1-bedroom, 1-bath home offers 1,061 sq. ft. with an attached 1-car garage. Features include vaulted ceilings, private balcony, walk-in closet, oversized bedroom, and an open airy layout. Located in a gated community near Downtown Phoenix, Arizona State University, shopping, dining, and transit. Community amenities include pool, dog park, ramada, BBQ area, and fire pit. HOA covers most expenses except electric. Exceptional value and move-in ready!
For sale
Price cut: $9K (4/29)
$285,000
3900 E BASELINE Road #164, Phoenix, AZ 85042
1beds
1,061sqft
Est.:
Townhouse
Built in 2019
1,036 Square Feet Lot
$-- Zestimate®
$269/sqft
$295/mo HOA
What's special
Private balconyDog parkBbq areaWalk-in closetOpen airy layoutFire pitOversized bedroom
- 16 days |
- 222 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Cheryl D Vance 602-796-0400,
West USA Realty
Source: ARMLS,MLS#: 7017437

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dryer, Washer, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Range, Built-In Electric Oven
- Laundry: Upper Level
Features
- High Speed Internet, Upstairs, Eat-in Kitchen, Vaulted Ceiling(s), Pantry, Full Bth Master Bdrm, Separate Shwr & Tub, Laminate Counters
- Flooring: Carpet, Tile
- Windows: Double Pane Windows, Vinyl Frame
- Has basement: No
- Has fireplace: No
- Furnished: Yes
- Common walls with other units/homes: Two Common Walls,Neighbor Below
Interior area
- Total structure area: 1,061
- Total interior livable area: 1,061 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage Door Opener
- Attached garage spaces: 1
Features
- Stories: 2
- Exterior features: Balcony
- Has spa: Yes
- Spa features: Heated
- Fencing: Block
Lot
- Size: 1,036 Square Feet
- Features: None
Details
- Parcel number: 12298223
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Stucco, Wood Frame, Painted
- Roof: Tile
Condition
- Year built: 2019
Details
- Builder name: FRANK RESIDENTIAL
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: City Water
Community & HOA
Community
- Features: Pool, Gated, Playground, Biking/Walking Path
- Subdivision: GARDENS CONDOMINIUMS
HOA
- Has HOA: Yes
- Services included: Roof Repair, Insurance, Sewer, Maintenance Grounds, Front Yard Maint, Trash, Water, Maintenance Exterior
- HOA fee: $230 monthly
- HOA name: Garden Condiminiums
- HOA phone: 480-369-2505
- Second HOA fee: $65 monthly
- Second HOA name: Garden Condiminiums
Location
- Region: Phoenix
Financial & listing details
- Price per square foot: $269/sqft
- Tax assessed value: $240,600
- Annual tax amount: $1,959
- Date on market: 4/21/2026
- Cumulative days on market: 16 days
- Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Price change | $285,000-3.1%$269/sqft |
Source: | ||
| 4/22/2026 | Listed for sale | $294,000+4.1%$277/sqft |
Source: | ||
| 1/27/2025 | Sold | $282,500$266/sqft |
Source: | ||
| 12/12/2024 | Pending sale | $282,500$266/sqft |
Source: BHHS broker feed #6780348 Report a problem | ||
| 12/12/2024 | Contingent | $282,500$266/sqft |
Source: | ||
| 11/6/2024 | Listed for sale | $282,500+43.8%$266/sqft |
Source: | ||
| 11/14/2019 | Sold | $196,400+1.8%$185/sqft |
Source: | ||
| 8/22/2019 | Pending sale | $192,900$182/sqft |
Source: RMF Realty #5856896 Report a problem | ||
| 5/14/2019 | Listed for sale | $192,900$182/sqft |
Source: RMF Realty #5856896 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,959 +2.6% | $24,060 -10.8% |
| 2024 | $1,909 +3.1% | $26,980 +105.3% |
| 2023 | $1,851 +2.1% | $13,144 -25.3% |
| 2022 | $1,812 -1.8% | $17,600 +6.3% |
| 2021 | $1,845 +519.1% | $16,550 +2% |
| 2020 | $298 +2.8% | $16,220 +555.4% |
| 2019 | $290 | $2,475 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,795/mo
Principal & interest
$1403
HOA Fees
$295
Property taxes
$97
More affordability tools
Climate risks
Neighborhood: South Mountain
Nearby schools
GreatSchools rating
- 5/10Cloves C Campbell Sr Elementary SchoolGrades: PK-8Distance: 1.6 mi
- 2/10South Mountain High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Sunland Elementary School
- Middle: T G Barr School
- High: South Mountain High School
- District: Roosevelt Elementary District
Source: ARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Arizona
- Maricopa County
- Phoenix
- 85042
- South Mountain
- 3900 E BASELINE Road Unit 164






