Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added incentive. This would also make an excellent homesite for building or placing a mobile home, if desired. Picturesque lake views and ample outdoor space make this a rare offering. Long gated driveway; please schedule a showing before walking the property. Lakefront lots this size seldom become available, don't miss out, call today to schedule your private viewing. Swing does not convey. All measurements and boundary lines are approximate and should be verified by the buyer.
Lot/land
$185,000
3903 Stewart Lake Rd, Chipley, FL 32428
--beds
--baths
2Acres
Unimproved Land
Built in ----
2 Acres Lot
$162,300 Zestimate®
$--/sqft
$-- HOA
What's special
Picturesque lake viewsPrivate lakeside retreatLong gated drivewayAmple outdoor space
- 1 day |
- 515 |
- 61 |
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 08:36am
Listed by:
Amanda O Peel 850-258-9767,
SOUTHERN WAY REALTY, INC.
Source: CPAR,MLS#: 787027
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Property
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
Lot
- Size: 2 Acres
Details
- Additional structures: Other, Residence, Shed(s)
- Parcel number: 000000000044150006
- Special conditions: Listed As-Is
Community & HOA
Community
- Subdivision: Stewart Lake
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Tax assessed value: $122,876
- Annual tax amount: $1,702
- Date on market: 3/19/2026
- Cumulative days on market: 2 days
Estimated market value
$162,300
$146,000 - $180,000
$1,538/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Listed for sale | $185,000+41.2% |
Source:  CPAR #787027 Report a problem | ||
| 5/16/2023 | Sold | $131,000+4.8% |
Source: CPAR #740723 Report a problem | ||
| 5/4/2023 | Pending sale | $125,000 |
Source: CPAR #740723 Report a problem | ||
| 4/27/2023 | Listed for sale | $125,000+43.7% |
Source: CPAR #740723 Report a problem | ||
| 5/20/2019 | Sold | $87,000-2.2% |
Source: CPAR #682135 Report a problem | ||
| 4/4/2019 | Listed for sale | $89,000-25.8% |
Source: New Town Realty #682135 Report a problem | ||
| 9/4/2014 | Sold | $120,000-18.6% |
Source: CPAR #618803 Report a problem | ||
| 8/9/2014 | Pending sale | $147,500 |
Source: Keller Williams Success Realty #618803 Report a problem | ||
| 4/7/2014 | Listed for sale | $147,500 |
Source: Keller Williams Success Realty #618803 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $122,876 +5% |
| 2024 | $1,577 +12.5% | $117,079 +18.7% |
| 2023 | $1,401 +11.7% | $98,612 +10% |
| 2022 | $1,255 +9% | $89,647 +10% |
| 2021 | $1,151 +15.1% | $81,497 +15.8% |
| 2020 | $1,001 +124.2% | $70,362 +27.4% |
| 2019 | $446 +0.1% | $55,243 +2% |
| 2018 | $446 -3.2% | $54,147 +0.4% |
| 2017 | $460 | $53,922 -0.1% |
| 2016 | $460 +71.2% | $53,999 +30.9% |
| 2015 | $269 | $41,241 +5.4% |
| 2014 | -- | $39,141 -1.5% |
| 2013 | -- | $39,736 -0.7% |
| 2012 | -- | $40,033 -6.4% |
| 2011 | -- | $42,764 -1% |
| 2010 | -- | $43,202 -0.5% |
| 2009 | -- | $43,405 +0.5% |
| 2008 | -- | $43,205 +1.7% |
| 2007 | -- | $42,492 +47.7% |
| 2005 | -- | $28,765 +1.6% |
| 2004 | -- | $28,303 +89% |
| 2003 | -- | $14,975 +5.4% |
| 2002 | -- | $14,207 |
| 2001 | -- | $14,207 |
| 2000 | -- | $14,207 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 5.8 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 4.8 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32428
- Florida
- Washington County
- Chipley
- 32428
- 3903 Stewart Lake Rd
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