*There are lake houses--and then there are cottages people dream about owning.* Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake each morning. A white picket fence frames the lovely gardens, while the new dock extends into the crystal waters of Lake Charlevoix, inviting long summer days of boating, swimming, paddle-boarding, and lakeside entertaining. With rare direct western exposure, sunset evenings unfold in spectacular color across the water--best enjoyed gathered with friends and family, with nowhere else to be. Ideally located, this property's convenient access to Boyne City, Petoskey, and Charlevoix, makes exceptional dining, shopping, skiing, golf, and year-round recreation within easy reach. This home proves luxury isn't measured by size--it's measured by feeling. This is the epitome of the Northern Michigan dream cottage--polished yet relaxed, sophisticated yet welcoming, and designed for making memories for generations. Sold turnkey furnished with some exclusions.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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