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Pending
  • $1,499,000

    3944 Springwater Beach Rd, Boyne City, MI 49712

    3beds
    1,466sqft
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    Single Family Residence
    Built in 1960
    8,712 Square Feet Lot
    $1,435,700 Zestimate®
    $1,023/sqft
    $-- HOA

    What's special

    Fresh cottage aestheticWarm texturesFirst-floor bedroomPrivate upper-level primary suiteWalk-in closetInviting gathering spacesRedesigned kitchen and baths
    *There are lake houses--and then there are cottages people dream about owning.* Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake each morning. A white picket fence frames the lovely gardens, while the new dock extends into the crystal waters of Lake Charlevoix, inviting long summer days of boating, swimming, paddle-boarding, and lakeside entertaining. With rare direct western exposure, sunset evenings unfold in spectacular color across the water--best enjoyed gathered with friends and family, with nowhere else to be. Ideally located, this property's convenient access to Boyne City, Petoskey, and Charlevoix, makes exceptional dining, shopping, skiing, golf, and year-round recreation within easy reach. This home proves luxury isn't measured by size--it's measured by feeling. This is the epitome of the Northern Michigan dream cottage--polished yet relaxed, sophisticated yet welcoming, and designed for making memories for generations. Sold turnkey furnished with some exclusions.
    18 days
    |
    1,952
    |
    151
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    Zillow last checked:

    Listing updated:

    Listed by:

    Diane K Finney 847-513-3246,

    Coldwell Banker Schmidt Realtors 616-957-1680

    Source: MichRIC,MLS#: 26031802MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Baseboard, Hot Water
      Appliances
      • Laundry: Laundry Room
      Features
      • Flooring: Engineered Hardwood
      • Basement: Crawl Space
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,466
      • Total interior livable area: 1,466 sqft

      Property

      Features
      • Stories: 2
      • Exterior features: Balcony
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Lake Charlevoix
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 50 x 162
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00550000600
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Security: Security System
      Location
      • Region: Boyne City

      Financial & listing details

      • Price per square foot: $1,023/sqft
      • Tax assessed value: $345,585
      • Annual tax amount: $15,012
      • Date on market: 7/8/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $1,435,700

        $1.36M - $1.51M

        $2,314/mo

        Price history

        DateEventPrice
        7/12/2026Pending sale$1,499,000$1,023/sqft
        Source: MichRIC #26031802 Report a problem
        7/8/2026Listed for sale$1,499,000$1,023/sqft
        Source: MichRIC #26031802 Report a problem
        6/29/2026Pending sale$1,499,000$1,023/sqft
        Source: MichRIC #26031802 Report a problem
        6/27/2026Contingent$1,499,000$1,023/sqft
        Source: MichRIC #26031802 Report a problem
        6/25/2026Listed for sale$1,499,000+51.5%$1,023/sqft
        Source: Northern Michigan MLS #479886 Report a problem
        10/4/2024Listing removed$989,500$675/sqft
        Source: Northern Michigan MLS #474700 Report a problem
        9/6/2024Listed for sale$989,500$675/sqft
        Source: Northern Michigan MLS #474700 Report a problem
        8/30/2024Listing removed$989,500$675/sqft
        Source: Northern Michigan MLS #474700 Report a problem
        8/22/2024Listed for sale$989,500$675/sqft
        Source: Northern Michigan MLS #474700 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,888 +5.8%$336,500 +22.1%
        2024$2,729 +5%$275,600 +10.8%
        2023$2,599 $248,700 +3.5%
        2022-- $240,300 +3.8%
        2021-- $231,500 -8.2%
        2020-- $252,300 +57.7%
        2019-- $160,000 +1.8%
        2018-- $157,200
        2017-- $157,200 +4.7%
        2016-- $150,100 +2%
        2015-- $147,200 -0.3%
        2014-- $147,600 +68.4%
        2013-- $87,657 +2.4%
        2012-- $85,603 +2.7%
        2011-- $83,353 +1.7%
        2010-- $81,960
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49712

        Getting around

        4 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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