Escape to your own slice of country paradise in this charming Florida cottage, perfectly situated on a peaceful acre just north of town. Enjoy the ultimate blend of tranquility and convenience with low property taxes and NO HOA fees.This home is a unique treasure, featuring an expansive wrap-around porch where you can sip your morning coffee or enjoy a quiet evening. The durable metal roof provides peace of mind, and the property is easily accessed via a paved road. This home has a ductless mini-split AC system providing heat and air conditioning year round. Inside, the heart of the home is a quaint, character-filled kitchen highlighted by a stunning, antique-style fridge and gas stove/electric imported from Europe--a true conversation piece and a dream for any home chef. If you're seeking a quiet retreat with rustic elegance, and a charming, relaxed lifestyle, this is the one. Come experience the best of Florida country living.
For sale
Price cut: $10K (11/14)
$139,900
3960 Poverty Creek Rd, Crestview, FL 32539
1beds
660sqft
Est.:
Single Family Residence
Built in 2004
0.96 Acres Lot
$136,900 Zestimate®
$212/sqft
$-- HOA
What's special
Stunning antique-style fridgeExpansive wrap-around porchDurable metal roofPaved roadCharacter-filled kitchenDuctless mini-split ac system
- 107 days |
- 598 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: January 23, 2026 at 11:41am
Listed by:
Greg M Andrews 850-305-6158,
Coldwell Banker Realty,
Wendy D Anders 850-546-0189,
Coldwell Banker Realty
Source: ECAOR,MLS#: 987343
Originating MLS: Emerald Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: MBed Carpeted, MBed First Floor
- Level: First
Bathroom
- Level: First
Kitchen
- Level: First
Cooling
- Wall/Window Unit(s), Ceiling Fan(s)
Appliances
- Included: Cooktop, Refrigerator, Electric Range, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Woodwork Painted, Dining Area, Family Room, Full Bathroom, Kitchen, Master Bedroom
- Flooring: Laminate, Carpet
- Doors: Insulated Doors, Storm Door(s)
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 660
- Total interior livable area: 660 sqft
Property
Features
- Stories: 1
- Patio & porch: Porch Open
- Pool features: None
Lot
- Size: 0.96 Acres
- Dimensions: Appro x . 304 x 131
- Features: Corner Lot, Wooded
- Residential vegetation: Wooded
Details
- Parcel number: 324N2200000006003B
- Zoning description: County
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Foundation Off Grade
- Roof: Metal
Condition
- Construction Complete
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Unincorporated
Location
- Region: Crestview
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $75,295
- Annual tax amount: $815
- Date on market: 10/10/2025
- Cumulative days on market: 106 days
- Listing terms: Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Dirt/Clay Road, Paved
Estimated market value
$136,900
$130,000 - $144,000
$1,049/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/24/2026 | Listed for sale | $139,900$212/sqft |
Source: | ||
| 1/12/2026 | Pending sale | $139,900$212/sqft |
Source: | ||
| 11/14/2025 | Price change | $139,900-6.7%$212/sqft |
Source: | ||
| 11/4/2025 | Price change | $149,900-3.3%$227/sqft |
Source: | ||
| 10/10/2025 | Listed for sale | $155,000+933.3%$235/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $816 +3.2% | $72,992 -1.9% |
| 2023 | $791 +6.6% | $74,377 +8.3% |
| 2022 | $742 +12.6% | $68,677 +25.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$865/mo
Principal & interest
$673
Property taxes
$143
Home insurance
$49
Climate risks
Neighborhood: 32539
Nearby schools
GreatSchools rating
- 7/10Walker Elementary SchoolGrades: PK-5Distance: 5.6 mi
- 8/10Davidson Middle SchoolGrades: 6-8Distance: 6.2 mi
- 4/10Crestview High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Walker
- Middle: Davidson
- High: Crestview
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






