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For sale
  • Price cut: $10K (11/14)
    $139,900

    3960 Poverty Creek Rd, Crestview, FL 32539

    1beds
    660sqft
    : 
    Single Family Residence
    Built in 2004
    0.96 Acres Lot
    $136,900 Zestimate®
    $212/sqft
    $-- HOA

    What's special

    Stunning antique-style fridgeExpansive wrap-around porchDurable metal roofPaved roadCharacter-filled kitchenDuctless mini-split ac system
    Escape to your own slice of country paradise in this charming Florida cottage, perfectly situated on a peaceful acre just north of town. Enjoy the ultimate blend of tranquility and convenience with low property taxes and NO HOA fees.This home is a unique treasure, featuring an expansive wrap-around porch where you can sip your morning coffee or enjoy a quiet evening. The durable metal roof provides peace of mind, and the property is easily accessed via a paved road. This home has a ductless mini-split AC system providing heat and air conditioning year round. Inside, the heart of the home is a quaint, character-filled kitchen highlighted by a stunning, antique-style fridge and gas stove/electric imported from Europe--a true conversation piece and a dream for any home chef. If you're seeking a quiet retreat with rustic elegance, and a charming, relaxed lifestyle, this is the one. Come experience the best of Florida country living.
    107 days
    |
    598
    |
    28
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 23, 2026 at 11:41am

    Listed by:

    Greg M Andrews 850-305-6158,

    Coldwell Banker Realty,

    Wendy D Anders 850-546-0189,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 987343MLS LogoOriginating MLS: Emerald Coast

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 1
    • Bathrooms: 1
    • Full bathrooms: 1
    Primary bedroom
    • Features: MBed Carpeted, MBed First Floor
    • Level: First
    Bathroom
    • Level: First
    Kitchen
    • Level: First
    Cooling
    • Wall/Window Unit(s), Ceiling Fan(s)
    Appliances
    • Included: Cooktop, Refrigerator, Electric Range, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Woodwork Painted, Dining Area, Family Room, Full Bathroom, Kitchen, Master Bedroom
    • Flooring: Laminate, Carpet
    • Doors: Insulated Doors, Storm Door(s)
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 660
    • Total interior livable area: 660 sqft

    Property

    Features
    • Stories: 1
    • Patio & porch: Porch Open
    • Pool features: None
    Lot
    • Size: 0.96 Acres
    • Dimensions: Appro x . 304 x 131
    • Features: Corner Lot, Wooded
    • Residential vegetation: Wooded
    Details
    • Parcel number: 324N2200000006003B
    • Zoning description: County

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida Cottage
    • Property subtype: Single Family Residence
    Materials
    • Siding CmntFbrHrdBrd
    • Foundation: Foundation Off Grade
    • Roof: Metal
    Condition
    • Construction Complete
    • Year built: 2004

    Utilities & green energy

    • Sewer: Septic Tank
    • Utilities for property: Electricity Connected

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: Unincorporated
    Location
    • Region: Crestview

    Financial & listing details

    • Price per square foot: $212/sqft
    • Tax assessed value: $75,295
    • Annual tax amount: $815
    • Date on market: 10/10/2025
    • Cumulative days on market: 106 days
    • Listing terms: Conventional,VA Loan
    • Electric utility on property: Yes
    • Road surface type: Dirt/Clay Road, Paved
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    Estimated market value

    $136,900

    $130,000 - $144,000

    $1,049/mo

    Price history

    Price history
    DateEventPrice
    1/24/2026Listed for sale$139,900$212/sqft
    Source: ECAOR #987343 Report a problem
    1/12/2026Pending sale$139,900$212/sqft
    Source: ECAOR #987343 Report a problem
    11/14/2025Price change$139,900-6.7%$212/sqft
    Source: ECAOR #987343 Report a problem
    11/4/2025Price change$149,900-3.3%$227/sqft
    Source: ECAOR #987343 Report a problem
    10/10/2025Listed for sale$155,000+933.3%$235/sqft
    Source: ECAOR #987343 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$816 +3.2%$72,992 -1.9%
    2023$791 +6.6%$74,377 +8.3%
    2022$742 +12.6%$68,677 +25.2%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $865/mo
    Principal & interest
    $673
    Property taxes
    $143
    Home insurance
    $49

      Climate risks

      Neighborhood: 32539

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Walker
      • Middle: Davidson
      • High: Crestview

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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