Featuring the largest single-family homesite on Oyster Lake, one of South Walton's rare coastal dune lakes, this 1.56-acre property offers a level of privacy and space unrivaled on the lake. With water views, sunset-facing exposure, and exceptional parking capacity, this is a 30A opportunity unlikely to be replicated.
Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision.
Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living.
What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.56-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility.
Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges.
The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.
For sale
$2,999,000
399 Allen Loop Dr, Santa Rosa Beach, FL 32459
5beds
3,156sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1994
1.56 Acres Lot
$2,778,200 Zestimate®
$950/sqft
$-- HOA
What's special
Exceptional parking capacityWater viewsStunning sunsets each eveningSunset-facing exposureViews are protected
- 39 days |
- 551 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Julie S Smith 828-773-0028,
Christies International Real Estate Emerald Coast
Source: ECAOR,MLS#: 999335
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Level: Second
- Area: 364 Square Feet
- Dimensions: 26 x 14
Bedroom
- Level: Second
- Area: 138 Square Feet
- Dimensions: 12 x 11.5
Bedroom
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: First
- Area: 208 Square Feet
- Dimensions: 13 x 16
Bedroom
- Level: First
- Area: 208 Square Feet
- Dimensions: 13 x 16
Bedroom
- Level: First
- Area: 210 Square Feet
- Dimensions: 14 x 15
Dining room
- Level: Second
- Area: 299 Square Feet
- Dimensions: 26 x 11.5
Kitchen
- Level: Second
- Area: 224 Square Feet
- Dimensions: 16 x 14
Living room
- Level: Second
- Area: 234 Square Feet
- Dimensions: 18 x 13
Office
- Level: Second
- Area: 70 Square Feet
- Dimensions: 10 x 7
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Kitchen Island, Recessed Lighting, Pantry
- Flooring: Tile
- Basement: Finished
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,156
- Total interior livable area: 3,156 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Oversized, RV Access/Parking, Garage
- Garage spaces: 3
Features
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Exterior features: Outdoor Grill, Balcony, Dock, Outdoor Shower, Sprinkler System
- Pool features: Heated, In Ground
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Coastal Dune Lakes
Lot
- Size: 1.56 Acres
- Features: Irregular Lot, Wetlands, Within 1/2 Mile to Water
Details
- Parcel number: 033S20341500000230
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 1994
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Pool, Waterfront, Short Term Rental - Allowed
- Subdivision: DUNE ALLEN
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $950/sqft
- Tax assessed value: $2,420,165
- Annual tax amount: $10,232
- Date on market: 4/17/2026
- Road surface type: Paved
Estimated market value
$2,778,200
$2.64M - $2.92M
$6,048/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $2,999,000+277.2%$950/sqft |
Source:  ECAOR #999335 Report a problem | ||
| 5/31/2017 | Sold | $795,000-6.4%$252/sqft |
Source: ECAOR #762429 Report a problem | ||
| 10/13/2016 | Listed for sale | $849,000+6.8%$269/sqft |
Source: Coldwell Banker Residential Real Estate - Destin / 30A #762429 Report a problem | ||
| 12/25/2015 | Listing removed | $795,000$252/sqft |
Source: Keller Williams - Destin #740587 Report a problem | ||
| 10/24/2015 | Listed for sale | $795,000+71%$252/sqft |
Source: Keller Williams - Destin #740587 Report a problem | ||
| 6/18/2003 | Sold | $465,000$147/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,046 +3.7% | $1,138,040 +3% |
| 2023 | $9,692 +1.1% | $1,104,893 +3% |
| 2022 | $9,588 +47.5% | $1,072,712 +53.8% |
| 2021 | $6,502 +1.5% | $697,330 +2.7% |
| 2020 | $6,406 -4.2% | $679,067 -4.4% |
| 2019 | $6,686 | $710,644 +2% |
| 2018 | $6,686 +1.7% | $696,768 +80% |
| 2017 | $6,576 +91.1% | $387,128 +1.8% |
| 2016 | $3,441 +2.2% | $380,320 +1.1% |
| 2015 | $3,367 +0.5% | $376,071 +8.7% |
| 2014 | $3,351 | $345,996 +0.9% |
| 2013 | -- | $342,936 +4.4% |
| 2012 | -- | $328,554 -1.4% |
| 2011 | -- | $333,279 -11.1% |
| 2010 | -- | $374,866 +2% |
| 2009 | -- | $367,581 -4.2% |
| 2008 | -- | $383,590 +3% |
| 2007 | -- | $372,417 +5.6% |
| 2005 | -- | $352,751 +3% |
| 2004 | -- | $342,477 +41.6% |
| 2003 | -- | $241,918 +5.7% |
| 2002 | -- | $228,812 +9.6% |
| 2001 | -- | $208,822 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.3 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7.6 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 399 Allen Loop Dr
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