This exceptional LAKEFRONT home offers private shoreline access, and the perfect setting for year-round enjoyment! Enjoy 80 FEET OF SHORELINE with a NEWER CONCRETE BLOCK SEAWALL and BRICK PAVED PATIO in this beautifully maintained home showcasing quality craftsmanship throughout. The OPEN-CONCEPT DESIGN features a spacious kitchen with gorgeous granite countertops, tiled backsplash, and a large pantry, flowing seamlessly into the living room with vaulted ceilings, a striking two-story stone fireplace, and walls of Pella windows overlooking the water. A bright sunroom on the main level provides the perfect space to relax and take in the views. The main floor includes two bedrooms, a full bath, and convenient first-floor laundry. The upper-level primary suite offers a walk-in closet and private en-suite bath with dual sinks and a large, 2-person tiled step-in shower with a separate seating area. A laundry chute from the upper level adds extra convenience. The walkout lower level is filled with natural light and features a full bath with step-in shower, a covered patio, and additional storage space with a separate entrance—ideal for a golf cart, kayaks, and all your lake toys. Additional highlights include an EXTRA-DEEP, HEATED 3-CAR GARAGE with basement access, zoned heating and cooling, electric sunshade off the deck, fresh paint (2025), and a newer roof (2020). This is a rare opportunity to own a move-in ready lakefront home offering stunning views, exceptional features, and the ultimate lake lifestyle. THIS IS A MUST SEE!
Pending
$634,000
4 Lake Summerset Rd, Davis, IL 61019
3beds
3,116sqft
Est.:
Single Family Residence
Built in 2003
0.3 Acres Lot
$628,800 Zestimate®
$203/sqft
$98/mo HOA
What's special
Striking two-story stone fireplaceSpacious kitchenConvenient first-floor laundryLarge pantryPrivate shoreline accessOpen-concept designCovered patio
- 44 days |
- 82 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Christine Wilke 815-262-0760,
Best Realty
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202601773
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Upper
- Area: 247
- Dimensions: 19 x 13
Bedroom 2
- Level: Main
- Area: 155.76
- Dimensions: 13.2 x 11.8
Bedroom 3
- Level: Main
- Area: 124.02
- Dimensions: 11.7 x 10.6
Dining room
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Family room
- Level: Basement
- Area: 335.8
- Dimensions: 23 x 14.6
Kitchen
- Level: Main
- Area: 180
- Dimensions: 15 x 12
Living room
- Level: Main
- Area: 300
- Dimensions: 20 x 15
Heating
- Forced Air, Zoned, Natural Gas
Cooling
- Central Air, Zoned
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener, Natural Gas Water Heater
- Laundry: Main Level
Features
- Great Room, L.L. Finished Space, Ceiling-Vaults/Cathedral, Granite Counters, Walk-In Closet(s)
- Windows: Window Treatments
- Basement: Basement Entrance,Full,Sump Pump,Finished,Full Exposure
- Has fireplace: Yes
- Fireplace features: Both Gas and Wood
Interior area
- Total structure area: 3,116
- Total interior livable area: 3,116 sqft
- Finished area above ground: 2,246
- Finished area below ground: 870
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener
- Garage spaces: 3
Features
- Patio & porch: Deck, Patio-Brick Paver, Porch 4 Season, Covered
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 0.3 Acres
- Features: County Taxes, Full Exposure
Details
- Parcel number: 151001153005
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Vinyl
- Roof: Shingle
Condition
- Year built: 2003
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Features: Gated
- Subdivision: IL
HOA
- Has HOA: Yes
- Services included: Pool Access, Water Access, Clubhouse
- HOA fee: $1,175 annually
Location
- Region: Davis
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $523,929
- Annual tax amount: $13,011
- Price range: $634K - $634K
- Date on market: 4/1/2026
- Cumulative days on market: 44 days
- Ownership: Fee Simple
Estimated market value
$628,800
$597,000 - $660,000
$2,587/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Pending sale | $634,000$203/sqft |
Source:  NorthWest Illinois Alliance of REALTORS® #202601773 Report a problem | ||
| 4/1/2026 | Listed for sale | $634,000+42.5%$203/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202601773 Report a problem | ||
| 11/1/2006 | Sold | $445,000$143/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #200673975 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $13,011 +8% | $174,643 +21.2% |
| 2023 | $12,049 -0.2% | $144,047 +4.9% |
| 2022 | $12,067 +8.1% | $137,380 +9.4% |
| 2021 | $11,165 +1.1% | $125,553 +4.1% |
| 2020 | $11,042 -2.3% | $120,666 -3.2% |
| 2019 | $11,301 +8.7% | $124,719 +9.1% |
| 2018 | $10,398 +2% | $114,347 +2.3% |
| 2017 | $10,193 +0.1% | $111,750 |
| 2016 | $10,186 -1.2% | $111,750 +0.8% |
| 2015 | $10,311 +2.3% | $110,918 -3.9% |
| 2013 | $10,076 | $115,371 -21.3% |
| 2010 | -- | $146,520 -4.2% |
| 2009 | -- | $152,916 |
| 2008 | -- | $152,916 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 61019
Nearby schools
GreatSchools rating
- 5/10Dakota Elementary SchoolGrades: PK-6Distance: 7.5 mi
- 6/10Dakota Jr Sr High SchoolGrades: 7-12Distance: 7.5 mi
Schools provided by the listing agent
- Elementary: Dakota 201
- Middle: Dakota 201
- High: Dakota 201
- District: Dakota 201
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Stephenson County
- Davis
- 61019
- 4 Lake Summerset Rd
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