This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer’s new home.
Sold for $450,000
$450,000
40 Cross St, Westerly, RI 02891
2beds
1,000sqft
Single Family Residence
Built in 1890
4,356 Square Feet Lot
$454,500 Zestimate®
$450/sqft
$2,294 Estimated rent
Home value
$454,500
$405,000 - $509,000
$2,294/mo
Zestimate® history
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Zillow last checked: 8 hours ago
Listing updated: November 13, 2025 at 02:36pm
Listed by:
Karen Hanson 860-961-4937,
Stonington Realty
Bought with:
Laurie Johnstone, RES.0044822
BHHS New England Properties
Source: StateWide MLS RI,MLS#: 1393863
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Other
- Level: Second
Other
- Level: Second
Den
- Level: First
Dining area
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Natural Gas, Forced Air, Gas Connected
Cooling
- None
Appliances
- Included: Gas Water Heater, Tankless Water Heater
Features
- Flooring: Ceramic Tile, Hardwood
- Basement: None
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
- Finished area above ground: 1,000
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, No Garage
Lot
- Size: 4,356 sqft
Details
- Parcel number: WESTM77B49
- Special conditions: Conventional/Market Value
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Other Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1890
Utilities & green energy
- Electric: 100 Amp Service
- Utilities for property: Sewer Connected, Water Connected
Community & neighborhood
Community
- Community features: Golf, Hospital, Railroad, Recreational Facilities, Restaurants, Schools, Near Shopping
Location
- Region: Westerly
Price history
| Date | Event | Price |
|---|---|---|
| 10/28/2025 | Sold | $450,000+12.8%$450/sqft |
Source:  StateWide MLS RI #1393863 Report a problem | ||
| 9/5/2025 | Pending sale | $399,000$399/sqft |
Source: StateWide MLS RI #1393863 Report a problem | ||
| 8/30/2025 | Listed for sale | $399,000+86%$399/sqft |
Source: StateWide MLS RI #1393863 Report a problem | ||
| 12/1/2015 | Sold | $214,500-9.9%$215/sqft |
Source: Public Record Report a problem | ||
| 10/20/2015 | Pending sale | $238,000$238/sqft |
Source: Berkshire Hathaway HomeServices New England Properties #1102685 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,691 -8.8% | $345,900 +22.5% |
| 2024 | $2,950 +3.5% | $282,300 |
| 2023 | $2,851 | $282,300 |
Find assessor info on the county website
Neighborhood: 02891
Nearby schools
GreatSchools rating
- 9/10State Street SchoolGrades: K-4Distance: 0.4 mi
- 6/10Westerly Middle SchoolGrades: 5-8Distance: 2.5 mi
- 7/10Westerly High SchoolGrades: 9-12Distance: 0.5 mi
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Estimated market value
$454,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$454,500
- Rhode Island
- Washington County
- Westerly
- 02891
- 40 Cross St