Presenting 40 Whispering Wind Way - a newly constructed, custom-designed retreat that epitomizes the highest standard of privacy, seclusion, and luxury. Nestled within the exclusive gated enclave of Bannerman Beach, this extraordinary estate offers unmatched access to a pristine stretch of North Florida coastline. With 3.4 acres of private deeded beach access and only 19 boutique lots in this serene community, this property ensures an unparalleled level of exclusivity. Adjacent to the peaceful Grayton Beach State Park, the location along the coveted 30A corridor offers both natural beauty and a quiet, tranquil atmosphere.The property boasts exceptional features such as a private pickleball court, a heated pool with a spacious pool deck, and sweeping Gulf views from the third-floor
Pending
$8,599,000
40 Whispering Wind Way, Santa Rosa Beach, FL 32459
6beds
6,347sqft
Est.:
Single Family Residence
Built in 2023
0.58 Acres Lot
$-- Zestimate®
$1,355/sqft
$500/mo HOA
What's special
- 183 days |
- 264 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Blankenship Watkins Advisory Group 850-805-6100,
Christies International Real Estate Emerald Coast
Source: ECAOR,MLS#: 983383
Originating MLS: Emerald Coast
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed First Floor, Walk-In Closet(s)
- Level: First
Primary bathroom
- Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile, Walk-In Closet(s)
Kitchen
- Level: First
Living room
- Level: First
Cooling
- AC - 2 or More, Electric, Gas, AC - High Efficiency, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Ice Maker, Range Hood, Refrigerator, Refrigerator W/IceMk, Washer, Wine Refrigerator
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Beamed Ceilings, Elevator, Kitchen Island, Recessed Lighting, Newly Painted, Pantry, Wet Bar, Bedroom, Kitchen, Living Room, Master Bedroom
- Flooring: Hardwood
- Has fireplace: Yes
- Fireplace features: Fireplace, Outside
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 6,347
- Total interior livable area: 6,347 sqft
Property
Parking
- Total spaces: 10
- Parking features: Garage, Attached, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 3
- Patio & porch: Deck Open, Patio Open, Porch Open
- Exterior features: Balcony, Outdoor Kitchen, Tennis Court(s)
- Has private pool: Yes
- Pool features: Private, In Ground
- Fencing: Full
- Has view: Yes
- View description: Coastal Dune Lakes, Gulf
- Has water view: Yes
- Water view: Coastal Dune Lakes,Gulf
- Waterfront features: Beach
Lot
- Size: 0.58 Acres
- Dimensions: 196 x 130
- Features: Controlled Access, Cul-De-Sac, Within 1/2 Mile to Water, Deed Access
Details
- Parcel number: 073S19250000040050
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Cable Connected
Community & HOA
Community
- Features: Fishing, Gated
- Subdivision: Bannerman Beach Estates
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Master Association, Security
- HOA fee: $6,000 annually
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,355/sqft
- Tax assessed value: $4,444,679
- Annual tax amount: $40,284
- Date on market: 8/19/2025
- Cumulative days on market: 350 days
- Listing terms: Conventional,Other
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Pending sale | $8,599,000$1,355/sqft |
Source: | ||
| 10/15/2025 | Price change | $8,599,000-4.4%$1,355/sqft |
Source: | ||
| 9/15/2025 | Price change | $8,999,000-2.2%$1,418/sqft |
Source: | ||
| 8/27/2025 | Price change | $9,199,000-5.2%$1,449/sqft |
Source: | ||
| 8/19/2025 | Price change | $9,700,000-19.1%$1,528/sqft |
Source: | ||
| 3/3/2025 | Listed for sale | $11,990,000+51.8%$1,889/sqft |
Source: | ||
| 8/9/2024 | Sold | $7,900,000-12.2%$1,245/sqft |
Source: | ||
| 8/1/2024 | Pending sale | $8,995,000$1,417/sqft |
Source: | ||
| 6/17/2024 | Listed for sale | $8,995,000$1,417/sqft |
Source: | ||
| 5/9/2024 | Pending sale | $8,995,000$1,417/sqft |
Source: | ||
| 5/6/2024 | Listed for sale | $8,995,000-17.9%$1,417/sqft |
Source: | ||
| 3/30/2024 | Listing removed | $10,950,000$1,725/sqft |
Source: | ||
| 3/8/2024 | Listed for sale | $10,950,000-14.1%$1,725/sqft |
Source: | ||
| 10/25/2023 | Listing removed | $12,750,000$2,009/sqft |
Source: | ||
| 10/25/2023 | Listed for sale | $12,750,000+880.8%$2,009/sqft |
Source: | ||
| 6/29/2020 | Sold | $1,300,000$205/sqft |
Source: | ||
| 10/21/2019 | Price change | $1,300,000-13%$205/sqft |
Source: Scenic Sotheby's International Realty #ecar;829984 Report a problem | ||
| 8/26/2019 | Listed for sale | $1,495,000+6.8%$236/sqft |
Source: Scenic Sotheby's International Realty #ecar;829984 Report a problem | ||
| 7/30/2018 | Sold | $1,400,000-6.4%$221/sqft |
Source: | ||
| 5/17/2018 | Pending sale | $1,495,000$236/sqft |
Source: Scenic Sotheby's International Realty #792715 Report a problem | ||
| 3/1/2018 | Listed for sale | $1,495,000-11.8%$236/sqft |
Source: Scenic Sotheby's International Realty #792715 Report a problem | ||
| 9/26/2017 | Listing removed | $1,695,000$267/sqft |
Source: Somers & Company #759638 Report a problem | ||
| 6/5/2017 | Price change | $1,695,000-5.6%$267/sqft |
Source: Somers & Company #759638 Report a problem | ||
| 8/26/2016 | Listed for sale | $1,795,000+126.9%$283/sqft |
Source: Somers & Company #759638 Report a problem | ||
| 3/5/2013 | Sold | $791,000-38%$125/sqft |
Source: Public Record Report a problem | ||
| 7/4/2012 | Listing removed | $1,275,000$201/sqft |
Source: Davis Properties of NW FL, Inc #576133 Report a problem | ||
| 4/29/2012 | Listed for sale | $1,275,000+15.9%$201/sqft |
Source: Davis Properties of NW FL, Inc #576133 Report a problem | ||
| 6/1/2004 | Sold | $1,100,000+59.4%$173/sqft |
Source: Public Record Report a problem | ||
| 12/13/2000 | Sold | $690,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $40,284 +265.3% | $4,379,697 +260.9% |
| 2023 | $11,028 -9.9% | $1,213,653 -6.4% |
| 2022 | $12,236 +7.3% | $1,296,133 +10% |
| 2021 | $11,406 -10.1% | $1,178,303 -7.3% |
| 2020 | $12,693 +2.3% | $1,271,514 +1.7% |
| 2019 | $12,413 | $1,249,937 +48.8% |
| 2018 | $12,413 +55.1% | $839,815 +2.1% |
| 2017 | $8,002 +2.8% | $822,542 +2.1% |
| 2016 | $7,784 +1.2% | $805,624 +0.7% |
| 2015 | $7,691 -0.9% | $800,024 +12.2% |
| 2014 | $7,758 | $713,281 -0.7% |
| 2013 | -- | $718,203 -0.7% |
| 2012 | -- | $723,125 -2.6% |
| 2011 | -- | $742,608 -14.2% |
| 2010 | -- | $865,565 +2.5% |
| 2009 | -- | $844,330 -9.9% |
| 2008 | -- | $936,693 -5.9% |
| 2007 | -- | $994,975 +5.4% |
| 2005 | -- | $943,998 +147.4% |
| 2004 | -- | $381,590 +1.9% |
| 2003 | -- | $374,475 +2.4% |
| 2002 | -- | $365,698 +2.8% |
| 2001 | -- | $355,639 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$49,610/mo
Principal & interest
$42446
Property taxes
$6664
HOA Fees
$500
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 6.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 4.7 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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