Offered for the first time by its original owners, this custom-designed 40+ acre estate combines privacy, function, and timeless charm in one of Northern Colorado's most scenic foothill settings. Tucked behind a private gate at the end of Rugged Rock Road, the property offers end-of-road seclusion and sweeping views of the surrounding hillsides between Loveland and Berthoud. The nearly 5,000 square foot home was thoughtfully crafted to offer both everyday comfort and elegant gathering spaces. It features five bedrooms and six bathrooms, along with a parlor, sunroom currently used as a home office, formal dining room, and a breakfast nook. A traditional wraparound front porch greets visitors in the front and there's over 1,000 square feet of back deck space creating the perfect setting for relaxing or entertaining against a backdrop of the surrounding natural beauty. Equestrian facilities include a 1,800 square foot barn with stalls, tack room, loafing areas, and storage for tractors or other equipment. Additional features include a chicken coop, loafing sheds, a 132-square-foot shed/shop, and even a 120 by 140 foot riding arena. Surrounded by nature yet conveniently located, the property offers quick access to top regional destinations. Explore fishing, hiking, boating, and paddleboarding at Carter Lake, Pinewood Reservoir, Flatiron Reservoir, and the highly anticipated Chimney Hollow Reservoir and Open Space are all just minutes away. Golfers will appreciate the proximity to TPC Colorado, a championship-level course and host of a PGA Korn Ferry Tour event, offering world-class facilities and dining with panoramic mountain views. This is a rare opportunity to own a one-of-a-kind retreat that balances rural serenity, recreational access, and convenience to the nearby communities.
For sale
Price cut: $55K (7/15)
$1,395,000
400 Rugged Rock Rd, Loveland, CO 80537
5beds
4,910sqft
Est.:
Residential-Detached, Residential
Built in 1993
40.38 Acres Lot
$1,344,700 Zestimate®
$284/sqft
$-- HOA
What's special
Traditional wraparound front porchPrivate gateElegant gathering spacesEnd-of-road seclusion
- 73 days
- on Zillow |
- 1,768 |
- 101 |
Zillow last checked: 7 hours ago
Listing updated: August 10, 2025 at 07:09am
Listed by:
John Feeney 970-231-4172,
C3 Real Estate Solutions, LLC
Source: IRES,MLS#: 1036403

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Area: 238
- Dimensions: 17 x 14
Bedroom 2
- Area: 154
- Dimensions: 14 x 11
Bedroom 3
- Area: 154
- Dimensions: 14 x 11
Bedroom 4
- Area: 156
- Dimensions: 13 x 12
Bedroom 5
- Area: 156
- Dimensions: 13 x 12
Dining room
- Area: 168
- Dimensions: 14 x 12
Family room
- Area: 620
- Dimensions: 31 x 20
Kitchen
- Area: 180
- Dimensions: 15 x 12
Living room
- Area: 320
- Dimensions: 20 x 16
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range/Oven, Double Oven, Dishwasher, Refrigerator, Microwave, Water Softener Owned, Disposal
- Laundry: Sink, Washer/Dryer Hookups, In Basement
Features
- Study Area, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Pantry, Stain/Natural Trim, Walk-In Closet(s), Loft, Kitchen Island, Sunroom, Walk-in Closet
- Flooring: Wood, Wood Floors, Carpet
- Windows: Window Coverings, Wood Frames, Bay Window(s), Sunroom, Double Pane Windows, Wood Windows, Bay or Bow Window
- Basement: Full,Partially Finished
- Has fireplace: Yes
- Fireplace features: Gas, Living Room, Master Bedroom
Interior area
- Total structure area: 4,910
- Total interior livable area: 4,910 sqft
- Finished area above ground: 3,110
- Finished area below ground: 1,800
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: RV/Boat Parking, Oversized
- Attached garage spaces: 2
- Details: Garage Type: Attached
Accessibility
- Accessibility features: Main Floor Bath, Accessible Bedroom, Stall Shower
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Deck
- Fencing: Partial,Fenced
- Has view: Yes
- View description: Mountain(s), Hills, Panoramic
Lot
- Size: 40.38 Acres
- Features: Level, Rolling Slope
Details
- Additional structures: Storage, Outbuilding
- Parcel number: R0454001
- Zoning: Open (O)
- Special conditions: Private Owner
- Horses can be raised: Yes
- Horse amenities: Barn, Corral(s), Pasture, Arena, Tack Room, Loafing Shed, Hay Storage
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Victorian,Farm House
- Property subtype: Residential-Detached, Residential
Materials
- Wood/Frame, Wood Siding
- Roof: Composition
Condition
- Not New, Previously Owned
- New construction: No
- Year built: 1993
Utilities & green energy
- Electric: Electric, PVREA
- Sewer: Septic
- Water: Well, Well
- Utilities for property: Electricity Available, Propane
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $1,211,500
- Annual tax amount: $6,310
- Date on market: 6/10/2025
- Listing terms: Cash,Conventional
- Exclusions: Seller's Personal Property, Clothes Washer, Clothes Dryer, Three Freezers In Basement Pantry, Refrigerator In Garage
- Electric utility on property: Yes
- Road surface type: Dirt, Gravel
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