They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living. The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet. Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year. Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating. The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment. This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?
For sale
$598,995
4038 Rudder Way, New Port Richey, FL 34652
3beds
1,686sqft
Est.:
Single Family Residence
Built in 1981
5,950 Square Feet Lot
$-- Zestimate®
$355/sqft
$-- HOA
What's special
Stunning waterfall islandCovered screened lanaiMosaic ceiling tileWide-open floor planSide dog runUtility sinkFilled with natural light
- 28 days |
- 896 |
- 65 |
Zillow last checked:
Listing updated:
Listing Provided by:
Jakea Cates 813-802-9689,
KELLER WILLIAMS REALTY- PALM H 727-772-0772
Source: Stellar MLS,MLS#: TB8497038
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Dining room
- Level: First
Family room
- Features: No Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Attic Fan, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat
- Flooring: Tile
- Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,126
- Total interior livable area: 1,686 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Dog Run, Fire Pit, Outdoor Grill, Outdoor Kitchen
- Has private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Size: 5,950 Square Feet
- Features: FloodZone
Details
- Additional structures: Kennel/Dog Run, Outdoor Kitchen
- Parcel number: 162618057.0002.00076.0
- Zoning: R4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: FLOR A MAR
HOA
- Has HOA: Yes
Location
- Region: New Port Richey
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $333,652
- Annual tax amount: $2,685
- Date on market: 4/13/2026
- Cumulative days on market: 29 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/13/2026 | Listed for sale | $598,995-7.1%$355/sqft |
Source: | ||
| 12/22/2025 | Listing removed | $645,000$383/sqft |
Source: | ||
| 9/25/2025 | Listed for sale | $645,000+51.8%$383/sqft |
Source: | ||
| 7/21/2023 | Sold | $425,000-5.3%$252/sqft |
Source: | ||
| 6/3/2023 | Pending sale | $449,000+63.3%$266/sqft |
Source: | ||
| 5/5/2006 | Sold | $275,000+120%$163/sqft |
Source: Public Record Report a problem | ||
| 6/21/1999 | Sold | $125,000+37.5%$74/sqft |
Source: Public Record Report a problem | ||
| 5/5/1997 | Sold | $90,900$54/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,618 +71.8% | $175,272 -45.8% |
| 2023 | $1,524 +19.9% | $323,494 +190.9% |
| 2022 | $1,270 +2.9% | $111,190 +6.1% |
| 2021 | $1,235 +2.2% | $104,820 +1.4% |
| 2020 | $1,209 +2.6% | $103,380 +2.3% |
| 2019 | $1,178 | $101,060 +1.9% |
| 2018 | $1,178 +2.6% | $99,182 |
| 2017 | $1,148 +1% | $99,182 +4.2% |
| 2016 | $1,137 +4.1% | $95,144 +0.7% |
| 2015 | $1,093 +5% | $94,483 -17.9% |
| 2014 | $1,040 | $115,133 +26.1% |
| 2013 | -- | $91,293 +1.1% |
| 2012 | -- | $90,299 -6.4% |
| 2011 | -- | $96,523 -5.9% |
| 2010 | -- | $102,582 -13.7% |
| 2009 | -- | $118,892 -28.4% |
| 2008 | -- | $166,131 -9.7% |
| 2007 | -- | $183,941 +13.2% |
| 2006 | -- | $162,496 +13.8% |
| 2005 | -- | $142,792 +25.1% |
| 2004 | -- | $114,151 +10.3% |
| 2003 | -- | $103,519 -10.1% |
| 2002 | -- | $115,142 +56.6% |
| 2000 | -- | $73,525 |
| 1999 | -- | $73,525 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,764/mo
Principal & interest
$2900
Property taxes
$864
More affordability tools
Climate risks
Neighborhood: Flor-A-Mar
Nearby schools
GreatSchools rating
- NAMittye P. Locke Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 2/10Gulf Middle SchoolGrades: 6-8Distance: 2.6 mi
- 3/10Gulf High SchoolGrades: 9-12Distance: 1.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pasco County
- New Port Richey
- 34652
- Flor-A-Mar
- 4038 Rudder Way







