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  • $495,900

    404 Bay Cv, Ridgeland, MS 39157

    4beds
    2,865sqft
    : 
    Residential, Single Family Residence
    Built in 2002
    10,454.4 Square Feet Lot
    $488,300 Zestimate®
    $173/sqft
    $170/mo HOA

    What's special

    Tankless water heaterFreshly updated interiorModern appliancesPlush carpeting upstairsUpdated lighting and fixturesFresh interior paintNew flooring
    Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.
    47 days
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    1,024
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    34
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    Zillow last checked:

    Listing updated:

    Listed by:

    Heather Gibson 601-983-7220,

    EXIT Realty Collective 601-488-3948

    Source: MLS United,MLS#: 4140407

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Gas Cooktop, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s), Breakfast Bar
      • Flooring: Carpet
      • Windows: Bay Window(s), Insulated Windows, Wood Frames
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,865
      • Total interior livable area: 2,865 sqft
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      Property

      Parking
      • Total spaces: 2
      • Parking features: Parking Pad, Concrete
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Boat Slip, None
      • Fencing: Back Yard,Brick,Wood
      • On waterfront: Yes
      • Waterfront features: Lake
      Lot
      • Size: 10,454.4 Square Feet
      • Features: Cul-De-Sac
      Details
      • Parcel number: 072e22d0920000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Residential, Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Architectural Shingles,Copper
      Condition
      • Move In Ready
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Boating, Fishing, Gated, Lake, Marina
      • Subdivision: Summers Bay
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Other
      • HOA fee: $2,040 annually
      Location
      • Region: Ridgeland

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $309,910
      • Annual tax amount: $3,040
      • Date on market: 2/25/2026
      • Electric utility on property: Yes
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        Estimated market value

        $488,300

        $464,000 - $513,000

        $3,045/mo

        Price history

        Price history
        DateEventPrice
        2/25/2026Listed for sale$495,900+3.3%$173/sqft
        Source: MLS United #4140407 Report a problem
        6/12/2024Sold--
        Source: MLS United #4075820 Report a problem
        5/4/2024Pending sale$479,900$168/sqft
        Source: MLS United #4075820 Report a problem
        4/6/2024Listed for sale$479,900$168/sqft
        Source: MLS United #4075820 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,040 -39.3%$30,991 -33.3%
        2024$5,009 $46,487
        2023$5,009 $46,487
        2022$5,009 +3.9%$46,487 +3.9%
        2021$4,821 $44,738
        2020$4,821 $44,738
        2019$4,821 $44,738
        2018$4,821 $44,738 +1.6%
        2017$4,821 +1.6%$44,036
        2016$4,745 $44,036
        2015$4,745 $44,036
        2014$4,745 $44,036
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --
        2008-- --
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $3,012/mo
        Principal & interest
        $2557
        Property taxes
        $285
        HOA Fees
        $170
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          Climate risks

          Neighborhood: 39157

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Ann Smith
          • Middle: Olde Towne
          • High: Ridgeland

          Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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