Skip main navigation
Active
  • $495,900

    404 Bay Cv,Ā Ridgeland, MS 39157

    4beds
    2,865sqft
    :Ā 
    Residential, Single Family Residence
    Built in 2002
    10,454.4 Square Feet Lot
    $476,100 ZestimateĀ®
    $173/sqft
    $170/mo HOA

    What's special

    Tankless water heaterFreshly updated interiorModern appliancesPlush carpeting upstairsUpdated lighting and fixturesFresh interior paintNew flooring
    Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.
    1 day
    |
    434
    |
    11
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: 18 hours ago

    Listed by:

    Heather Gibson 601-983-7220,

    Exit New Door Realty 601-488-3948

    Source: MLS United,MLS#: 4140407

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Heating
    • Central, Fireplace(s)
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dishwasher, Gas Cooktop, Refrigerator
    • Laundry: Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup
    Features
    • Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s), Breakfast Bar
    • Flooring: Carpet
    • Windows: Bay Window(s), Insulated Windows, Wood Frames
    • Has fireplace: Yes
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 2,865
    • Total interior livable area: 2,865 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Parking Pad, Concrete
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Exterior features: Boat Slip, None
    • Fencing: Back Yard,Brick,Wood
    • On waterfront: Yes
    • Waterfront features: Lake
    Lot
    • Size: 10,454.4 Square Feet
    • Features: Cul-De-Sac
    Details
    • Parcel number: 072e22d0920000

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Residential, Single Family Residence
    Materials
    • Brick
    • Foundation: Slab
    • Roof: Architectural Shingles,Copper
    Condition
    • Move In Ready
    • New construction: No
    • Year built: 2002

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected

    Community & HOA

    Community
    • Features: Boating, Fishing, Gated, Lake, Marina
    • Subdivision: Summers Bay
    HOA
    • Has HOA: Yes
    • Services included: Maintenance Grounds, Management, Other
    • HOA fee: $2,040 annually
    Location
    • Region: Ridgeland

    Financial & listing details

    • Price per square foot: $173/sqft
    • Tax assessed value: $309,910
    • Annual tax amount: $3,040
    • Date on market: 2/25/2026
    • Electric utility on property: Yes
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $476,100

    $452,000 - $500,000

    $2,920/mo

    Price history

    Price history
    DateEventPrice
    2/25/2026Listed for sale$495,900+3.3%$173/sqft
    Source: MLS United #4140407 Report a problem
    6/12/2024Sold--
    Source: MLS United #4075820 Report a problem
    5/4/2024Pending sale$479,900$168/sqft
    Source: MLS United #4075820 Report a problem
    4/6/2024Listed for sale$479,900$168/sqft
    Source: MLS United #4075820 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$3,040 -39.3%$30,991 -33.3%
    2024$5,009 $46,487
    2023$5,009 $46,487
    2022$5,009 +3.9%$46,487 +3.9%
    2021$4,821 $44,738
    2020$4,821 $44,738
    2019$4,821 $44,738
    2018$4,821 $44,738 +1.6%
    2017$4,821 +1.6%$44,036
    2016$4,745 $44,036
    2015$4,745 $44,036
    2014$4,745 $44,036
    2013-- --
    2012-- --
    2011-- --
    2010-- --
    2009-- --
    2008-- --
    2007-- --
    2006-- --
    2005-- --
    2004-- --
    2003-- --

    Find assessor info on the county website

    BuyAbilityā„  payment

    Est. payment
    $2,770/mo
    Principal & interest
    $2315
    Property taxes
    $285
    HOA Fees
    $170

      Climate risks

      Neighborhood: 39157

      Getting around

      2Ā /Ā 100
      Car-Dependent
      39Ā /Ā 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Ann Smith
      • Middle: Olde Towne
      • High: Ridgeland

      Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 39157

      Similar homes

      Skip to the end of the carouselSkip to the beginning of the carousel