Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles.
Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation.
Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones.
The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room.
One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water.
The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space.
Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space.
The current owners have thoughtfully enhanced the home with:
- New flooring
- Quartz countertops
- Updated lighting and fixtures
- Tankless water heater
- Electric car charging plug
Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come.
This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living.
Schedule your private showing today and experience it for yourself.
Active
$495,900
404 Bay Cv,Ā Ridgeland, MS 39157
4beds
2,865sqft
Est.:Ā
Residential, Single Family Residence
Built in 2002
10,454.4 Square Feet Lot
$476,100 ZestimateĀ®
$173/sqft
$170/mo HOA
What's special
Tankless water heaterFreshly updated interiorModern appliancesPlush carpeting upstairsUpdated lighting and fixturesFresh interior paintNew flooring
- 1 day |
- 434 |
- 11 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: 18 hours ago
Listed by:
Heather Gibson 601-983-7220,
Exit New Door Realty 601-488-3948
Source: MLS United,MLS#: 4140407
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Central, Fireplace(s)
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Gas Cooktop, Refrigerator
- Laundry: Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup
Features
- Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s), Breakfast Bar
- Flooring: Carpet
- Windows: Bay Window(s), Insulated Windows, Wood Frames
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 2,865
- Total interior livable area: 2,865 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Parking Pad, Concrete
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Boat Slip, None
- Fencing: Back Yard,Brick,Wood
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Size: 10,454.4 Square Feet
- Features: Cul-De-Sac
Details
- Parcel number: 072e22d0920000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Architectural Shingles,Copper
Condition
- Move In Ready
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Boating, Fishing, Gated, Lake, Marina
- Subdivision: Summers Bay
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Other
- HOA fee: $2,040 annually
Location
- Region: Ridgeland
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $309,910
- Annual tax amount: $3,040
- Date on market: 2/25/2026
- Electric utility on property: Yes
Estimated market value
$476,100
$452,000 - $500,000
$2,920/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/25/2026 | Listed for sale | $495,900+3.3%$173/sqft |
Source: MLS United #4140407 Report a problem | ||
| 6/12/2024 | Sold | -- |
Source: MLS United #4075820 Report a problem | ||
| 5/4/2024 | Pending sale | $479,900$168/sqft |
Source: MLS United #4075820 Report a problem | ||
| 4/6/2024 | Listed for sale | $479,900$168/sqft |
Source: MLS United #4075820 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,040 -39.3% | $30,991 -33.3% |
| 2024 | $5,009 | $46,487 |
| 2023 | $5,009 | $46,487 |
| 2022 | $5,009 +3.9% | $46,487 +3.9% |
| 2021 | $4,821 | $44,738 |
| 2020 | $4,821 | $44,738 |
| 2019 | $4,821 | $44,738 |
| 2018 | $4,821 | $44,738 +1.6% |
| 2017 | $4,821 +1.6% | $44,036 |
| 2016 | $4,745 | $44,036 |
| 2015 | $4,745 | $44,036 |
| 2014 | $4,745 | $44,036 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
Find assessor info on the county website
BuyAbilityā payment
Est. payment
$2,770/mo
Principal & interest
$2315
Property taxes
$285
HOA Fees
$170
Climate risks
Neighborhood: 39157
Nearby schools
GreatSchools rating
- 7/10Ann Smith Elementary SchoolGrades: PK-2Distance: 2.9 mi
- 6/10Olde Towne Middle SchoolGrades: 6-8Distance: 3.9 mi
- 5/10Ridgeland High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Ann Smith
- Middle: Olde Towne
- High: Ridgeland
Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





