The Heart of Historic Grayton Beach
Step back into a simpler time with this quintessential ''Old Florida'' beach cottage, tucked away in the heart of historic Grayton Beach. Capturing the soulful, laid-back essence of the area, this charming 2-bedroom, 2-bathroom retreat beautifully preserves nostalgic coastal character while serving as a proven income-producing rental.
The cozy interior comfortably accommodates guests with a rare and luxurious setup featuring two spacious bedrooms, each boasting a plush King-size bed, plus a flexible double sofa bed in living room. Two full baths with walk-in showers and a fully equipped kitchen make beach living effortless.
Modern Potential meets Coastal Nostalgia
While the cottage provides immediate historic charm and steady rental revenue, the true prize is the premium land it sits on. This exceptional lot holds the ultimate long-term value, offering a rare canvas in a highly sought-after location. Whether you choose to lovingly expand and enhance the existing cottage or start fresh to design and build your ultimate custom coastal masterpiece, the possibilities are endless.
Live the classic local Grayton lifestyle today while building your dream for tomorrow. Call to schedule your private showing.
For sale
$1,450,000
404 Defuniak St, Santa Rosa Beach, FL 32459
2beds
896sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1988
5,227 Square Feet Lot
$1,325,200 Zestimate®
$1,618/sqft
$-- HOA
What's special
- 10 hours |
- 253 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Murray Balkcom 850-830-2475,
30A Local Real Estate,
Krystal S Beauchamp 850-814-8287,
30A Local Real Estate
Source: ECAOR,MLS#: 1004302
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 140 Square Feet
- Dimensions: 14 x 10
Primary bedroom
- Level: First
- Area: 140 Square Feet
- Dimensions: 14 x 10
Dining room
- Description: Dining/Kitchen Combo
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Living room
- Level: First
- Area: 210 Square Feet
- Dimensions: 15 x 14
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater, Tankless Water Heater
Features
- Cathedral Ceiling(s), Woodwork Painted
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 896
- Total interior livable area: 896 sqft
Property
Parking
- Total spaces: 4
Features
- Stories: 1
- Patio & porch: Porch, Screened
- Exterior features: Outdoor Shower
- Fencing: Partial
- On waterfront: Yes
Lot
- Size: 5,227 Square Feet
- Dimensions: 50 x 100
- Features: Interior Lot, Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 083S1925230000003B
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding, Trim Wood
- Roof: Metal,Roof Pitched
Condition
- Construction Complete
- New construction: No
- Year built: 1988
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Boat Launch, Fishing, TV Cable, Waterfront, Short Term Rental - Allowed
- Subdivision: GRAYTON BEACH
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,618/sqft
- Tax assessed value: $1,206,918
- Annual tax amount: $12,413
- Date on market: 5/30/2026
Estimated market value
$1,325,200
$1.14M - $1.55M
$2,407/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/30/2026 | Listed for sale | $1,450,000+308.5%$1,618/sqft |
Source:  ECAOR #1004302 Report a problem | ||
| 8/19/2014 | Sold | $355,000-45.4%$396/sqft |
Source: ECAOR #705598 Report a problem | ||
| 8/9/2004 | Sold | $650,000+100%$725/sqft |
Source: Public Record Report a problem | ||
| 10/7/2002 | Sold | $325,000$363/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,050 +13.9% | $386,793 +10% |
| 2023 | $6,188 -1% | $351,630 +10% |
| 2022 | $6,248 +102% | $319,664 +10% |
| 2021 | $3,093 +19.9% | $290,604 +12.5% |
| 2020 | $2,580 +7.3% | $258,413 +6.8% |
| 2019 | $2,403 | $242,002 +7.8% |
| 2018 | $2,403 +7.3% | $224,546 +7.4% |
| 2017 | $2,239 +9% | $209,170 +12.2% |
| 2016 | $2,054 +10.1% | $186,480 +4.4% |
| 2015 | $1,866 +2.8% | $178,567 +36.1% |
| 2014 | $1,815 | $131,202 +31% |
| 2013 | -- | $100,162 -0.7% |
| 2012 | -- | $100,881 -2.9% |
| 2011 | -- | $103,877 -5.2% |
| 2010 | -- | $109,604 -17.8% |
| 2009 | -- | $133,388 -10% |
| 2008 | -- | $148,279 +2.9% |
| 2007 | -- | $144,032 +5.8% |
| 2005 | -- | $136,077 +1.7% |
| 2004 | -- | $133,777 +7.5% |
| 2003 | -- | $124,476 +1.8% |
| 2002 | -- | $122,252 +0.3% |
| 2001 | -- | $121,911 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 5.6 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 3.7 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 404 Defuniak St
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