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For sale
  • $625,000

    405 PINE TREE ROAD, LAKE MARY, FL 32746

    4beds
    2,447sqft
    : 
    $4,214/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    0.33 Acres Lot
    $607,200 Zestimate®
    $255/sqft
    $-- HOA

    What's special

    Spectacular center islandCompletely renovated primary bathPrivate outdoor retreatAbundant natural lightBeautifully maintained secondary bathSpacious family roomAdditional storage
    Welcome to Cardinal Oaks Cove, one of Lake Mary's charming established neighborhoods, known for its sense of community and pride of ownership. This spectacular, freshly updated one-story residence blends timeless character with modern style and offers exceptional Florida living. A circular driveway, classic brick façade, architectural windows and tropical landscaping create a beautiful first impression. Inside, soaring ceilings and abundant natural light enhance the inviting interior. The versatile formal living room is ideal for a home office, library or sitting room. The beautifully renovated chef's kitchen features white cabinetry, beveled Blanco Antico granite countertops, tile backsplash, an impressive appliance package including a Fisher & Paykel range, and a spectacular center island. Open to the spacious family room, this layout is perfect for everyday living and entertaining. The private primary suite features calming neutral tones, tile flooring, plantation shutters and double doors opening to the pool area. The completely renovated primary bath offers two furniture-style vanities with vessel sinks and a luxurious walk-in shower with built-in seating and shampoo niche. A towel-warming bar and additional storage complete this spa-inspired retreat. Three additional generously sized bedrooms feature spacious closet systems, while a beautifully maintained secondary bath serves family and guests. Enjoy the Florida lifestyle in the private outdoor retreat featuring a sparkling pool flanked by two decorative fountains, a covered patio finished with white cedar ceiling planks, two skylights, and an outdoor grilling station with sink. Recent improvements include hurricane windows (2022), roof and skylight (2016), pool renovation (2016), water heater (2026), Train A/C (2014), septic drain field, pump and alarm (2026), and pool pump (2024). Beautifully updated and move-in ready, this exceptional home offers comfort, character and wonderful outdoor living in desirable Lake Mary!
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    Zillow last checked:

    Listing updated:

    Listed by:

    Karen Arbutine 407-928-3788,

    RE/MAX CENTRAL REALTY 407-333-4400

    Source: Stellar MLS,MLS#: O6456049MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 229.6 Square Feet
      • Dimensions: 14x16.4
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 4
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath
      • Level: First
      Dining room
      • Level: First
      • Area: 143.36 Square Feet
      • Dimensions: 11.2x12.8
      Great room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 339.9 Square Feet
      • Dimensions: 20.6x16.5
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Pantry
      • Level: First
      • Area: 271.25 Square Feet
      • Dimensions: 17.5x15.5
      Living room
      • Level: First
      • Area: 196.8 Square Feet
      • Dimensions: 16x12.3
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
      • Flooring: Carpet, Porcelain Tile
      • Doors: French Doors, Outdoor Grill
      • Windows: Skylight(s), Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 3,442
      • Total interior livable area: 2,447 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Garage Door Opener, Golf Cart Garage, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 20x22
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch, Screened
      • Exterior features: Irrigation System, Outdoor Grill
      • Has private pool: Yes
      • Pool features: In Ground, Screen Enclosure
      Lot
      • Size: 0.33 Acres
      Details
      • Parcel number: 15203050200001000
      • Zoning: R-1AA
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: CARDINAL OAKS COVE
      HOA
      • Has HOA: No
      Location
      • Region: Lake Mary

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $552,978
      • Annual tax amount: $3,586
      • Date on market: 11/11/2026
      • Cumulative days on market: 1 day
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $607,200

        $577,000 - $638,000

        $3,938/mo

        Price history

        DateEventPrice
        11/11/2026Listed for sale$625,000+189.5%$255/sqft
        Source: Stellar MLS #O6456049 Report a problem
        10/1/1989Sold$215,900$88/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,586 +6.5%$290,471 +2.9%
        2024$3,366 +2.7%$282,285 +3%
        2023$3,276 +2.8%$274,063 +3%
        2022$3,188 +0.6%$266,081 +3%
        2021$3,168 +0.8%$258,331 +1.4%
        2020$3,143 +1.2%$254,764 +2.3%
        2019$3,107 $249,036 +1.9%
        2018$3,107 +0.9%$244,393 +2.1%
        2017$3,080 +0.6%$239,366 +3.5%
        2016$3,063 -1.8%$231,316 +1.4%
        2015$3,120 $228,111 +0.8%
        2014$3,120 -1.8%$226,301 +1.5%
        2013$3,176 +6.1%$222,957 +1.7%
        2012$2,992 -1.2%$219,230 -0.1%
        2011$3,028 -3.4%$219,409 -2.1%
        2010$3,136 +3.8%$224,038 +2.7%
        2009$3,021 +3.5%$218,148 +0.1%
        2008$2,918 -1.7%$217,930 +3%
        2007$2,969 -5.7%$211,583 +2.5%
        2006$3,149 +1.8%$206,422 +3%
        2005$3,092 +0.5%$200,410 +3%
        2004$3,077 +0.8%$194,573 +1.9%
        2003$3,051 +2.5%$190,945 +2.4%
        2002$2,977 +4%$186,470 +4.6%
        2000$2,863 $178,187
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32746

        Getting around

        7 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Mary Elementary
        • Middle: Greenwood Lakes Middle
        • High: Lake Mary High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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