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Listed by: Berkshire Hathaway HomeServices Select Properties • Tim W Koppel • 636-293-3166

Price cut: $20K (8/6)

$330,000

405 Rail Ridge Dr, Troy, MO 63379

4beds

1,640sqft

$2,109/mo

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Single Family Residence

Built in 2022

0.27 Acres Lot

$330,100 Zestimate^®

$201/sqft

$17/mo HOA

What's special

Peaceful tree-lined backyardSpacious kitchenGenerous primary suiteTwo additional bedrooms upstairsInviting open floor planSprinkler systemSoaring vaulted ceilings

Welcome home to 405 Rail Ridge in Troy! This beautiful 4 year old, 4-bedroom, 3-bath ranch offers the perfect blend of comfort, space, and privacy. Step inside to an inviting open floor plan with soaring vaulted ceilings that create a bright and airy feel throughout the main living area. The spacious kitchen flows seamlessly into the dining and living spaces, making it ideal for entertaining or everyday living. The generous primary suite provides a relaxing retreat with plenty of room to unwind, while two additional bedrooms upstairs offer flexibility for family or guests. The partially finished basement adds valuable living space for a sleeping area or a home office. Outside, enjoy your morning coffee or evening gatherings on the covered patio overlooking a peaceful tree-lined backyard with a sprinkler system. This home is also equipped with forever lights. Nestled in a quiet neighborhood while still being conveniently close to highways, don't miss your opportunity to own this one!

36 days
658
32

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 187
Dimensions: 17x11

Bedroom 2

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 121
Dimensions: 11x11

Bedroom 3

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 121
Dimensions: 11x11

Bedroom 4

Features: Floor Covering: Carpeting
Level: Lower
Area: 156
Dimensions: 13x12

Dining room

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 130
Dimensions: 13x10

Kitchen

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 252
Dimensions: 18x14

Laundry

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 66
Dimensions: 11x6

Living room

Features: Floor Covering: Luxury Vinyl Plank
Level: Main
Area: 294
Dimensions: 21x14

Heating

Electric

Cooling

Central Air, Electric

Features

Basement: Partially Finished,Full,Sleeping Area
Has fireplace: No

Interior area

Total structure area: 1,640
Total interior livable area: 1,640 sqft
Finished area above ground: 1,460
Finished area below ground: 180

Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: One

Lot

Size: 0.27 Acres
Dimensions: 157 x 80
Features: Adjoins Open Ground, Back Yard, Front Yard

Details

Parcel number: 191001000000004043
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding

Condition

Year built: 2022

Utilities & green energy

Electric: Single Phase
Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Phone Connected

Community & HOA

Community

Subdivision: Stone Crossing

HOA

Has HOA: Yes
Amenities included: Common Ground
Services included: Common Area Maintenance
HOA fee: $200 annually
HOA name: Stone Crossing

Location

Region: Troy

Financial & listing details

Price per square foot: $201/sqft
Tax assessed value: $209,650
Annual tax amount: $2,503
Date on market: 7/23/2026
Cumulative days on market: 36 days
Listing terms: Cash,Conventional,FHA,VA Loan
Electric utility on property: Yes

Estimated market value

$330,100

$314,000 - $347,000

$2,461/mo

Price history

Date	Event	Price
8/6/2026	Price change	$330,000-5.7%$201/sqft
Source: MARIS #26044961 Report a problem
7/23/2026	Listed for sale	$350,000$213/sqft
Source: MARIS #26044961 Report a problem