Nestled within the premier gated community of Headwaters at Banner Elk, this beautifully crafted mountain cottage offers the perfect blend of privacy, comfort, and convenience. Being sold turn-key with only a few seller exclusions, this 3-bedroom, 3 full bath retreat is ready for you to enjoy from day one. Thoughtfully designed and well built, the home features warm mountain charm, inviting living spaces, and an extended outdoor deck where you can relax and take in the peaceful mountain views surrounded by nature.
Headwaters at Banner Elk offers exceptional amenities including a clubhouse with a movie theater, game room, and fitness center, along with two community lakes for fishing and canoeing, a dog park, tennis courts, and pickleball courts. Ideally located just minutes from Beech Mountain and downtown Banner Elk, you’ll enjoy easy access to skiing, hiking, mountain biking, fly fishing, live music, dining, shopping, and all the High Country has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, this private escape delivers the best of mountain living.
For sale
$849,900
405 Woodlake Loop Road, Elk Park, NC 28622
3beds
1,640sqft
Est.:
Single Family Residence
Built in 2009
2.66 Acres Lot
$794,500 Zestimate®
$518/sqft
$300/mo HOA
What's special
Warm mountain charmInviting living spacesBeautifully crafted mountain cottageExtended outdoor deck
- 1 day |
- 62 |
- 0 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Amy LaBarre 980-210-6629,
Elevate Land & Realty Banner Elk
Source: High Country AOR,MLS#: 261835
Originating MLS: High Country Association of Realtors Inc.
Originating MLS: High Country Association of Realtors Inc.Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Electric, Forced Air, Fireplace(s), Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Gas Cooktop, Disposal, Gas Range, Refrigerator, Washer
- Laundry: Main Level
Features
- Carbon Monoxide Detector, Furnished, Vaulted Ceiling(s)
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas, Vented, Propane
- Furnished: Yes
Interior area
- Total structure area: 1,640
- Total interior livable area: 1,640 sqft
- Finished area above ground: 1,640
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached, Garage, Two Car Garage, Paved, Private
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Other, See Remarks, Paved Driveway
- Has view: Yes
- View description: Mountain(s), Trees/Woods
- Waterfront features: Lake Privileges
Lot
- Size: 2.66 Acres
- Features: Waterfall
Details
- Parcel number: 19300001932000000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subtype: Single Family Residence
Materials
- Cedar, Stone, Stone Veneer, Wood Siding, Wood Frame
- Roof: Architectural,Shingle
Condition
- Year built: 2009
Utilities & green energy
- Sewer: Septic Permit 3 Bedroom
- Water: Shared Well
Community & HOA
Community
- Features: Clubhouse, Dog Park, Fitness Center, Gated, Lake, Pickleball, Tennis Court(s), Long Term Rental Allowed
- Subdivision: Headwaters At Banner Elk
HOA
- Has HOA: Yes
- HOA fee: $1,800 semi-annually
Location
- Region: Elk Park
Financial & listing details
- Price per square foot: $518/sqft
- Tax assessed value: $494,300
- Annual tax amount: $1,977
- Date on market: 5/14/2026
- Listing terms: Cash,Conventional,New Loan
- Road surface type: Paved
Estimated market value
$794,500
$755,000 - $834,000
$1,993/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Listed for sale | $849,900+6.2%$518/sqft |
Source:  High Country AOR #261835 Report a problem | ||
| 4/20/2023 | Sold | $800,000-3.6%$488/sqft |
Source:  Canopy MLS as distributed by MLS GRID #3911409 Report a problem | ||
| 3/22/2023 | Contingent | $830,000$506/sqft |
Source: High Country AOR #242412 Report a problem | ||
| 3/18/2023 | Price change | $830,000+0.6%$506/sqft |
Source: High Country AOR #242412 Report a problem | ||
| 3/15/2023 | Price change | $825,000-0.6%$503/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR3911409 Report a problem | ||
| 3/1/2023 | Price change | $830,000-0.6%$506/sqft |
Source: High Country AOR #240073 Report a problem | ||
| 2/19/2023 | Price change | $835,000-0.6%$509/sqft |
Source: High Country AOR #240073 Report a problem | ||
| 1/30/2023 | Price change | $840,000-0.6%$512/sqft |
Source: High Country AOR #240073 Report a problem | ||
| 1/18/2023 | Price change | $845,000-0.5%$515/sqft |
Source: High Country AOR #240073 Report a problem | ||
| 10/6/2022 | Listed for sale | $849,000+71.5%$518/sqft |
Source: High Country AOR #240073 Report a problem | ||
| 9/1/2020 | Sold | $495,000-0.8%$302/sqft |
Source: High Country AOR #218735 Report a problem | ||
| 7/17/2020 | Pending sale | $499,000$304/sqft |
Source: Blue Ridge Realty & Inv. - Banner Elk #218735 Report a problem | ||
| 11/3/2019 | Listed for sale | $499,000-3.8%$304/sqft |
Source: Blue Ridge Realty & Inv. - Banner Elk #218735 Report a problem | ||
| 9/1/2010 | Sold | $518,500$316/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,977 | $494,300 |
| 2024 | $1,977 +1.3% | $494,300 +1.3% |
| 2023 | $1,952 | $488,000 |
| 2022 | $1,952 -25.9% | $488,000 +1.9% |
| 2021 | $2,633 | $478,700 |
| 2020 | $2,633 | $478,700 |
| 2019 | $2,633 | $478,700 |
| 2018 | $2,633 | $478,700 +7.3% |
| 2017 | $2,633 +32% | $446,100 |
| 2016 | $1,995 | $446,100 |
| 2015 | $1,995 | $446,100 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28622
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Freedom Trail Elementary SchoolGrades: PK-5Distance: 3.3 mi
- 5/10Cranberry Middle SchoolGrades: 6-8Distance: 3.3 mi
- 4/10Avery County High SchoolGrades: 9-12Distance: 8.6 mi
Schools provided by the listing agent
- Elementary: Freedom Trail
- High: Avery County
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Avery County
- Elk Park
- 28622
- 405 Woodlake Loop Road
Nearby cities
Nearby zip codes
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