Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!
Closed
$650,000
40536 Ryans Bay Rd, Zumbro Falls, MN 55991
2beds
1,798sqft
Single Family Residence
Built in 1940
0.36 Acres Lot
$649,400 Zestimate®
$362/sqft
$1,929 Estimated rent
Home value
$649,400
Estimated sales range
Not available
$1,929/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: August 07, 2025 at 08:16am
Listed by:
Vicki Nelson 507-254-9756,
Elcor Realty of Rochester Inc.
Bought with:
Tyler Sutherland
Counselor Realty of Rochester
Taryn Sutherland
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6737286
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Lower
Bathroom
- Level: Main
Bathroom
- Level: Lower
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
Features
- Basement: Block,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Electric Log, Free Standing, Gas
Interior area
- Total structure area: 1,798
- Total interior livable area: 1,798 sqft
- Finished area above ground: 1,032
- Finished area below ground: 300
Property
Parking
- Total spaces: 3
- Parking features: Detached, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking, Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Lake View, Waterfront Num(55000400), Lake Acres(714), Lake Depth(43)
- Body of water: Zumbro
- Frontage length: Water Frontage: 159
Lot
- Size: 0.36 Acres
- Features: Accessible Shoreline, Wooded
Details
- Additional structures: Workshop
- Foundation area: 766
- Parcel number: R170033200
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Block, Frame
- Roof: Age 8 Years or Less,Asphalt
Condition
- Age of Property: 85
- New construction: No
- Year built: 1940
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Propane
- Sewer: Shared Septic
- Water: Well
Community & neighborhood
Location
- Region: Zumbro Falls
HOA & financial
HOA
- Has HOA: No
Price history
| Date | Event | Price |
|---|---|---|
| 8/7/2025 | Sold | $650,000-4.3%$362/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6737286 Report a problem | ||
| 7/7/2025 | Pending sale | $679,000$378/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6737286 Report a problem | ||
| 7/1/2025 | Price change | $679,000-2.9%$378/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6737286 Report a problem | ||
| 6/12/2025 | Price change | $699,000-10.3%$389/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6737286 Report a problem | ||
| 5/20/2025 | Price change | $779,000-5.6%$433/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6707108 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,012 +8.6% | $603,800 +10.9% |
| 2024 | $6,454 -1.8% | $544,600 +6.4% |
| 2023 | $6,574 -8.3% | $511,800 -0.1% |
Find assessor info on the county website
Neighborhood: 55991
Nearby schools
GreatSchools rating
- 7/10Plainview-Elgin-Millville 4-6Grades: 4-6Distance: 12.2 mi
- 6/10Plainview-Elgin-Millville JuniorGrades: 7-8Distance: 12.5 mi
- 9/10Plainview-Elgin-Millville High SchoolGrades: 9-12Distance: 15.4 mi
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Estimated market value$649,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$649,400