Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
For sale
Price cut: $3K (12/2)
$89,000
407 Locust St, Waterloo, IA 50701
3beds
1,272sqft
Est.:
Single Family Residence
Built in 1900
6,969.6 Square Feet Lot
$-- Zestimate®
$70/sqft
$-- HOA
What's special
Beautiful woodworkNew windows
- 34 days |
- 219 |
- 18 |
Zillow last checked: 8 hours ago
Listing updated: December 06, 2025 at 03:01am
Listed by:
Marty Stoakes 319-240-7171,
Martin Inc., Realtors
Source: Northeast Iowa Regional BOR,MLS#: 20255576
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air
Cooling
- Central Air
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,272 sqft
- Finished area below ground: 0
Property
Parking
- Parking features: None
Lot
- Size: 6,969.6 Square Feet
- Dimensions: 50x140
Details
- Parcel number: 891326328019
- Zoning: R-4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Asphalt
Condition
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $70/sqft
- Tax assessed value: $22,245
- Annual tax amount: $1,018
- Date on market: 11/13/2025
- Cumulative days on market: 37 days
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
$1,115/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/2/2025 | Price change | $89,000-3.3%$70/sqft |
Source:  Northeast Iowa Regional BOR #20255576 Report a problem | ||
| 11/13/2025 | Listed for sale | $92,000+13042.9%$72/sqft |
Source: Northeast Iowa Regional BOR #20255576 Report a problem | ||
| 6/6/2020 | Listing removed | $750$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 5/28/2020 | Listed for rent | $750+7.9%$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 12/21/2017 | Listing removed | $695$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $937 +19.3% | $46,900 |
| 2023 | $786 +2.7% | $46,900 +31.1% |
| 2022 | $765 -13.2% | $35,770 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$484/mo
Principal & interest
$345
Property taxes
$108
Home insurance
$31
Climate risks
Neighborhood: Church Row Historic
Nearby schools
GreatSchools rating
- 2/10Irving Elementary SchoolGrades: K-5Distance: 0.2 mi
- 1/10Central Middle SchoolGrades: 6-8Distance: 2.5 mi
- 3/10West High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Irving Elementary
- Middle: Central Intermediate
- High: West High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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