Skip main navigation
Pending
  • Price cut: $1K (6/8)
    $84,000

    407 Locust St, Waterloo, IA 50701

    3beds
    1,272sqft
    : 
    $636/mo
    Get pre-qualified
    Single Family Residence
    Built in 1900
    6,969 Square Feet Lot
    $-- Zestimate®
    $66/sqft
    $-- HOA

    What's special

    Beautiful woodworkNew windows
    Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
    261 days
    |
    167
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marty Stoakes 319-240-7171,

    Martin Inc., Realtors

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255576MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Features
      • Basement: Block
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,272 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: None
      Lot
      • Size: 6,969 Square Feet
      • Dimensions: 50x140
      Details
      • Parcel number: 891326328019
      • Zoning: R-4
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      • Roof: Asphalt
      Condition
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $66/sqft
      • Tax assessed value: $22,245
      • Annual tax amount: $1,018
      • Date on market: 11/13/2025
      • Cumulative days on market: 262 days
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,083/mo

        Price history

        DateEventPrice
        7/21/2026Pending sale$84,000$66/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
        6/8/2026Price change$84,000-1.2%$66/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
        3/16/2026Price change$85,000-4.5%$67/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
        12/2/2025Price change$89,000-3.3%$70/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
        11/13/2025Listed for sale$92,000+13042.9%$72/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
        6/6/2020Listing removed$750$1/sqft
        Source: Martin Inc Realtors Report a problem
        5/28/2020Listed for rent$750+7.9%$1/sqft
        Source: Martin Inc Realtors Report a problem
        12/21/2017Listing removed$695$1/sqft
        Source: Martin Inc Realtors Report a problem
        11/21/2017Price change$695-0.7%$1/sqft
        Source: Martin Inc Realtors Report a problem
        9/15/2017Listed for rent$700$1/sqft
        Source: Martin Inc Realtors Report a problem
        5/17/2017Listing removed$700$1/sqft
        Source: Martin Realtors Report a problem
        3/15/2017Listed for rent$700$1/sqft
        Source: Martin Inc Realtors Report a problem
        9/18/2012Listing removed$700$1/sqft
        Source: Waterloo, Iowa Report a problem
        8/31/2012Listed for sale$700-98%$1/sqft
        Source: Waterloo, Iowa Report a problem
        12/22/2009Sold$35,000$28/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,017 +8.5%$53,760 +14.6%
        2024$937 +19.3%$46,900
        2023$786 +2.7%$46,900 +31.1%
        2022$765 -13.2%$35,770
        2021$882 +1.6%$35,770 -8.1%
        2020$867 -0.9%$38,920
        2019$875 +0.8%$38,920
        2018$868 0%$38,920
        2017$868 -1.6%$38,920
        2016$882 $38,920
        2015$882 +0.7%$38,920
        2014$876 -8.2%$38,920 -13.9%
        2012$954 +2.5%$45,200
        2011$931 +3.3%$45,200 +0.6%
        2010$901 +2.8%$44,920
        2009$877 +2.2%$44,920
        2008$858 +1.7%$44,920 +7%
        2007$844 -0.5%$41,980
        2006$848 -2.4%$41,980
        2005$869 +5.8%$41,980 +14.6%
        2003$822 +1.7%$36,630
        2002$808 +10.7%$36,630 +18%
        2001$730 $31,040
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Church Row Historic

        Getting around

        70 / 100
        Somewhat Walkable
        26 / 100
        Some Transit
        65 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Irving Elementary - Wloo
        • Middle: Central Intermediate
        • High: West High - Waterloo

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes