Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
Pending
Price cut: $1K (6/8)
$84,000
407 Locust St, Waterloo, IA 50701
3beds
1,272sqft
:
Get pre-qualified$636/mo
Single Family Residence
Built in 1900
6,969 Square Feet Lot
$-- Zestimate®
$66/sqft
$-- HOA
What's special
Beautiful woodworkNew windows
- 273 days |
- 79 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Marty Stoakes 319-240-7171,
Martin Inc. Realtors
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255576
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air
Cooling
- Central Air
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,272 sqft
- Finished area below ground: 0
Property
Parking
- Parking features: None
Lot
- Size: 6,969 Square Feet
- Dimensions: 50x140
Details
- Parcel number: 891326328019
- Zoning: R-4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Asphalt
Condition
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $66/sqft
- Tax assessed value: $22,245
- Annual tax amount: $1,018
- Date on market: 11/13/2025
- Cumulative days on market: 274 days
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
$1,081/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Pending sale | $84,000$66/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem | ||
| 6/8/2026 | Price change | $84,000-1.2%$66/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem | ||
| 3/16/2026 | Price change | $85,000-4.5%$67/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem | ||
| 12/2/2025 | Price change | $89,000-3.3%$70/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem | ||
| 11/13/2025 | Listed for sale | $92,000+13042.9%$72/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem | ||
| 6/6/2020 | Listing removed | $750$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 5/28/2020 | Listed for rent | $750+7.9%$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 12/21/2017 | Listing removed | $695$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 11/21/2017 | Price change | $695-0.7%$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 9/15/2017 | Listed for rent | $700$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 5/17/2017 | Listing removed | $700$1/sqft |
Source: Martin Realtors Report a problem | ||
| 3/15/2017 | Listed for rent | $700$1/sqft |
Source: Martin Inc Realtors Report a problem | ||
| 9/18/2012 | Listing removed | $700$1/sqft |
Source: Waterloo, Iowa Report a problem | ||
| 8/31/2012 | Listed for sale | $700-98%$1/sqft |
Source: Waterloo, Iowa Report a problem | ||
| 12/22/2009 | Sold | $35,000$28/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,017 +8.5% | $53,760 +14.6% |
| 2024 | $937 +19.3% | $46,900 |
| 2023 | $786 +2.7% | $46,900 +31.1% |
| 2022 | $765 -13.2% | $35,770 |
| 2021 | $882 +1.6% | $35,770 -8.1% |
| 2020 | $867 -0.9% | $38,920 |
| 2019 | $875 +0.8% | $38,920 |
| 2018 | $868 0% | $38,920 |
| 2017 | $868 -1.6% | $38,920 |
| 2016 | $882 | $38,920 |
| 2015 | $882 +0.7% | $38,920 |
| 2014 | $876 -8.2% | $38,920 -13.9% |
| 2012 | $954 +2.5% | $45,200 |
| 2011 | $931 +3.3% | $45,200 +0.6% |
| 2010 | $901 +2.8% | $44,920 |
| 2009 | $877 +2.2% | $44,920 |
| 2008 | $858 +1.7% | $44,920 +7% |
| 2007 | $844 -0.5% | $41,980 |
| 2006 | $848 -2.4% | $41,980 |
| 2005 | $869 +5.8% | $41,980 +14.6% |
| 2003 | $822 +1.7% | $36,630 |
| 2002 | $808 +10.7% | $36,630 +18% |
| 2001 | $730 | $31,040 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Church Row Historic
Nearby schools
GreatSchools rating
- 5/10Irving Elementary SchoolGrades: K-5Distance: 0.2 mi
- 2/10Central Middle SchoolGrades: 6-8Distance: 2.5 mi
- 3/10West High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Irving Elementary - Wloo
- Middle: Central Intermediate
- High: West High - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $--1 bd1 ba-- sqft935 W 3rd St APT 5, Waterloo, IA 50701Off Market
- $--1 bd1 ba-- sqft935 W 3rd St APT 2, Waterloo, IA 50701Off Market
- $141,5001 bd1 ba-- sqft935 W 3rd St APT 3, Waterloo, IA 50701Off Market
- $--2 bd1 ba-- sqft935 W 3rd St APT 4, Waterloo, IA 50701Off Market
- $105,5001 bd1 ba-- sqft935 W 3rd St APT 1, Waterloo, IA 50701Off Market
- $119,2002 bd1 ba-- sqft935 W 3rd St APT 6, Waterloo, IA 50701Off Market
- $67,4003 bd1 ba1.3k sqft411 Locust St, Waterloo, IA 50701Off Market
- $--2 bd1 ba1.8k sqft307 1/2 Locust St #2, Waterloo, IA 50701Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $95,0003 bd1 ba1.3k sqft616 Kimball Ave, Waterloo, IA 50701For Sale
MLS ID #20262980, Carl Ericson, Oakridge Real Estate. Northeast Iowa Regional BOR as distributed by MLS GRID - $75,0003 bd2 ba1.5k sqft118 Reber Ave, Waterloo, IA 50701For Sale
MLS ID #20262820, Arleen Kugler,SRES,ABR,CRS, Berkshire Hathaway Home Serv. Northeast Iowa Regional BOR as distributed by MLS GRID - $72,5003 bd1 ba1.3k sqft440 Home Park Blvd, Waterloo, IA 50701Auction
Xome - $--2 bd1 ba799 sqft513 W Wellington St, Waterloo, IA 50701Auction
Auction.com 1 - $92,9003 bd1 ba1.1k sqft925 Forest Ave, Waterloo, IA 50702For SaleMLS ID #20261907, Kristi Kidrowski, Foundations Realty. Northeast Iowa Regional BOR as distributed by MLS GRID
- $94,9004 bd1 ba1.1k sqft1013 W 6th St, Waterloo, IA 50702For SaleMLS ID #20260438, Michael Taylor, Lockard Realty Company. Northeast Iowa Regional BOR as distributed by MLS GRID
- $60,0002 bd1 ba1.3k sqft821 W Mullan Ave, Waterloo, IA 50701For SaleMLS ID #20261991, Chase Lyons, Oakridge Real Estate. Northeast Iowa Regional BOR as distributed by MLS GRID
- $79,5002 bd1 ba962 sqft712 Upton Ave, Waterloo, IA 50701For SaleMLS ID #20255853, Sandy L. Stuber, GRI, Re/Max Concepts. Northeast Iowa Regional BOR as distributed by MLS GRID
- $79,0004 bd2 ba1.2k sqft2227 E 4th St, Waterloo, IA 50703For SaleMLS ID #20262612, Rachel Cheeney, Pro Resource Realty. Northeast Iowa Regional BOR as distributed by MLS GRID
- $100,0003 bd2 ba1.5k sqft102 South St, Waterloo, IA 50701For SaleMLS ID #20261297, Leeann Sires, EPM, Iowa. Northeast Iowa Regional BOR as distributed by MLS GRID
- $99,9003 bd1 ba1k sqft1146 Kern St, Waterloo, IA 50703For SaleMLS ID #20263092, Michael Taylor, Lockard Realty Company. Northeast Iowa Regional BOR as distributed by MLS GRID
- $94,9002 bd1 ba1.1k sqft499 Columbia St, Waterloo, IA 50703For SaleMLS ID #20262687, Paige A Peyton, Oakridge Real Estate. Northeast Iowa Regional BOR as distributed by MLS GRID
- $125,0003 bd1 ba1.4k sqft1030 Gilbert St, Waterloo, IA 50707For SaleMLS ID #20263704, Marty Stoakes, Martin Inc. Realtors. Northeast Iowa Regional BOR as distributed by MLS GRID
- $75,0002 bd1 ba660 sqft846 Dawson St, Waterloo, IA 50703For SaleMLS ID #20262766, Amy Wienands, AWRE, EXP Realty, LLC. Northeast Iowa Regional BOR as distributed by MLS GRID
- $69,9003 bd-- ba925 sqft120 Conger St, Waterloo, IA 50703For SaleMLS ID #20260441, Michael Taylor, Lockard Realty Company. Northeast Iowa Regional BOR as distributed by MLS GRID
- $80,0001 bd1 ba680 sqft326 Indiana St, Waterloo, IA 50703For SaleMLS ID #20263379, Michael J Rotsaert, Re/Max Concepts. Northeast Iowa Regional BOR as distributed by MLS GRID
- $55,0004 bd1 ba1.1k sqft436 Bratnober St, Waterloo, IA 50703For SaleMLS ID #20263572, Marty Stoakes, Martin Inc. Realtors. Northeast Iowa Regional BOR as distributed by MLS GRID
- $99,9002 bd1 ba864 sqft434 Belmont Ave, Waterloo, IA 50701For SaleMLS ID #20261185, Lynette D Sorensen, Re/Max Concepts. Northeast Iowa Regional BOR as distributed by MLS GRID
- $50,0002 bd1 ba1k sqft418 Oaklawn Ave, Waterloo, IA 50701For SaleMLS ID #20260635, Chase Lyons, Oakridge Real Estate. Northeast Iowa Regional BOR as distributed by MLS GRID
- $100,0004 bd-- ba1.8k sqft723 Randolph St, Waterloo, IA 50702For SaleMLS ID #20262628, Bethany Benner, Oakridge Real Estate. Northeast Iowa Regional BOR as distributed by MLS GRID
