Skip main navigation
Under contract
    • Price cut: $10.5K (7/25)
    $337,000

    4081 Gamble Rd, Monticello, FL 32344

    4beds
    2,162sqft
    : 
    $2,170/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    5 Acres Lot
    $-- Zestimate®
    $156/sqft
    $-- HOA

    What's special

    Brand-new roofStorage shedVersatile bonus spaceNestled among mature treesTwo-car carportLong secluded driveway
    Escape to your own private 5-acre retreat! A long, secluded driveway leads to this charming cottage-style 4-bedroom, 2-bath home surrounded by the natural beauty of North Florida. Enjoy the peace and privacy you've been dreaming of with no HOA and no flood insurance required. The thoughtfully designed floor plan features a spacious primary suite and two additional bedrooms on the main level, while upstairs offers a fourth bedroom and an oversized flex room—perfect as a 5th bedroom, home office, playroom, or home gym. The primary suite includes a walk-in closet, double vanity, garden tub, and separate shower. A brand-new roof, two-car carport, and storage shed add to the home's appeal, while the peaceful setting feels worlds away from it all. Yet you're less than 2 miles from I-10 and only 15 minutes from the shops, restaurants, and historic charm of downtown Monticello. If you've been searching for privacy, space, and the freedom to enjoy country living without sacrificing convenience, this is the one.
    11 days
    |
    2,215
    |
    203
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Alisa McMahon 850-510-3961,

    Bluewater Realty Group

    Source: TBR,MLS#: 402551MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room, Other, Utility Room
      Primary bedroom
      • Dimensions: 16x14
      Bedroom 2
      • Dimensions: 12x10
      Bedroom 3
      • Dimensions: 13x10
      Bedroom 4
      • Dimensions: 22x12
      Dining room
      • Dimensions: 10x10
      Family room
      • Dimensions: 0x0
      Kitchen
      • Dimensions: 12x8
      Living room
      • Dimensions: 20x10
      Other
      • Dimensions: 24x12
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Oven, Range, Refrigerator
      Features
      • High Ceilings, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Carpet, Engineered Hardwood, Laminate, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,162
      • Total interior livable area: 2,162 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport, Two Spaces, Gated
      • Carport spaces: 2
      Features
      • Patio & porch: Deck
      • Has view: Yes
      • View description: None
      Lot
      • Size: 5 Acres
      Details
      • Parcel number: 221N3E0000007V0000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Modular/Prefab, Concrete, Vinyl Siding
      • Foundation: Crawlspace
      Condition
      • Year built: 2005

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Services included: None
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $156/sqft
      • Tax assessed value: $189,440
      • Annual tax amount: $2,879
      • Date on market: 7/16/2026
      • Cumulative days on market: 13 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/27/2026Contingent$337,000$156/sqft
        Source: TBR #402551 Report a problem
        7/25/2026Price change$337,000-3%$156/sqft
        Source: TBR #402551 Report a problem
        7/16/2026Listed for sale$347,500+10.3%$161/sqft
        Source: TBR #402551 Report a problem
        10/27/2025Sold$315,000-4.4%$146/sqft
        Source: TBR #390451 Report a problem
        9/24/2025Contingent$329,500$152/sqft
        Source: TBR #390451 Report a problem
        8/29/2025Price change$329,500-5.7%$152/sqft
        Source: TBR #390451 Report a problem
        7/7/2025Price change$349,500-6.8%$162/sqft
        Source: TBR #388336 Report a problem
        5/22/2025Price change$374,999-6%$173/sqft
        Source: TBR #383824 Report a problem
        4/18/2025Listed for sale$399,000$185/sqft
        Source: TBR #383824 Report a problem
        4/17/2025Contingent$399,000$185/sqft
        Source: TBR #383824 Report a problem
        4/2/2025Listed for sale$399,000$185/sqft
        Source: TBR #383824 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,879 +157.6%$189,440 +97.6%
        2024$1,118 +2.7%$95,852 +3%
        2023$1,089 +14.8%$93,060 +3%
        2022$948 -5.9%$90,349 +3%
        2021$1,007 +1.1%$87,717 +1.4%
        2020$997 $86,506 +2.3%
        2019$997 +7.7%$84,561 +1.9%
        2018$925 $82,984 +2.1%
        2017$925 $81,277 -1.4%
        2016-- $82,419 -2.5%
        2015-- $84,491 -11.6%
        2014-- $95,573 -0.7%
        2013-- $96,258 -0.7%
        2012-- $96,944 -3.3%
        2011-- $100,218 -0.7%
        2010-- $100,920 -0.7%
        2009-- $101,623 -0.7%
        2008-- $102,325 +2.6%
        2007-- $99,717
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32344

        Getting around

        0 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jefferson County K-12 School
        • Middle: Jefferson County K-12 School
        • High: Jefferson County K-12 School

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Monticello Topics

              Search
              Updates
              Favorites
              Plan
              Inbox