Own a charming, versatile piece of Florida history in the heart of Downtown Cedar Key. This multi-unit commercial property offers a rare combination of immediate income and potential for utilization of a historic carriage house located on the property. The captivating dwelling located in the heart of the Historic District of Cedar key marvels with a short walk to the park, restaurants, stores and the Cedar Key waterfront. The ground floor is set as commercial income with spacious storefront and an active lease in place, providing a reliable, steady income stream from day one. The upper level with separate entrance towards the rear of the property showcases a beautifully updated 2 bedroom/2 bath residence currently optimized for the vacation rental market in place now. This "Old Florida" gem opens to beautiful wood stairs, large foyer with high ceilings drawing you into the dining room, kitchen and living area located on the main floor with a full bath showcasing a walk-in shower, as well. The space features gorgeous hardwood floors, stackable laundry, and a full kitchen with granite countertops. Large wraparound windows fill the living area with natural light, while the private porch offers guests a front-row seat to the charm of the historic downtown. The upstairs area houses two bedrooms with one bath and a small patio for the view overlooking the back water. Keep in short-term rental or live there year-around. Marvel at the historic carriage house that is adjacent to the main house. It is a standout feature, offering a blank canvas for a third revenue stream. Transform it into a boutique art gallery, a cozy caf, or an additional vacation rental unit to further maximize your return on investment. A new roof on upstairs porch, updated hot water heater and new flooring in upstairs bath with charming updated courtyard is waiting for you! This jewel of a building with income producing available immediately, easy walk to downtown shops, restaurants, park and beach is a wonderful opportunity to own a historic piece of Cedar Key!
Active
Price cut: $50K (4/1)
$689,000
409 2nd St, Cedar Key, FL 32625
2beds
2,250sqft
Est.:
Single Family Residence
Built in 1901
2,613.6 Square Feet Lot
$-- Zestimate®
$306/sqft
$-- HOA
What's special
Beautiful wood stairsStackable laundryGorgeous hardwood floorsSpacious storefrontCharming updated courtyard
- 71 days |
- 577 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Melinda Allen 352-222-8585,
Pelican Realty 352-543-5581,
Caryn Stephenson 352-228-0420,
Pelican Realty
Source: Dixie-Gilchrist Levy Counties BOR,MLS#: 798760
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Great Room, Dining Room
Primary bedroom
- Level: Upper
Primary bathroom
- Features: Shower Only, Walk-in Shower
Heating
- Electric, Ductless
Cooling
- Electric
Appliances
- Included: Electric Cooktop, Dishwasher, Dryer - Electric, Microwave, Electric Range, Range Hood, Refrigerator, Washer/Dryer Stacked
- Laundry: Laundry Closet
Features
- Ceiling Fan(s), Crown Molding, Granite Counters, High Ceilings
- Flooring: Concrete, Hardwood
- Windows: Double Hung Windows, Window Treatments
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total structure area: 2,250
- Total interior livable area: 2,250 sqft
Video & virtual tour
Property
Parking
- Parking features: Off Street, Side/Rear Entry
Features
- Levels: Three Or More
- Patio & porch: Covered, Porch
- Exterior features: Balcony, Courtyard, Other
- Pool features: None
- Waterfront features: None
Lot
- Size: 2,613.6 Square Feet
- Dimensions: 24 x 100
- Features: Corner Lot, Rectangular Lot, Partially Landscaped, Wooded
- Topography: Sloping
Details
- Parcel number: 0857400000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Cement Siding, Concrete
- Foundation: Slab
- Roof: Metal
Condition
- Year built: 1901
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Green energy
- Energy efficient items: None
Community & HOA
Community
- Subdivision: Cedar Key
Location
- Region: Cedar Key
Financial & listing details
- Price per square foot: $306/sqft
- Tax assessed value: $266,052
- Annual tax amount: $5,639
- Date on market: 3/7/2026
- Listing terms: Cash,Conventional
- Inclusions: All Furnishings In The Upstairs Vacation Rental Unit Are Included.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Price change | $689,000-6.8%$306/sqft |
Source:  Dixie-Gilchrist Levy Counties BOR #798760 Report a problem | ||
| 3/7/2026 | Listed for sale | $739,000+12%$328/sqft |
Source: Dixie-Gilchrist Levy Counties BOR #798760 Report a problem | ||
| 4/26/2024 | Sold | $660,000-2.8%$293/sqft |
Source: Dixie-Gilchrist Levy Counties BOR #790094 Report a problem | ||
| 3/5/2024 | Pending sale | $679,000$302/sqft |
Source: Dixie-Gilchrist Levy Counties BOR #790094 Report a problem | ||
| 2/18/2024 | Listed for sale | $679,000+161.2%$302/sqft |
Source: Dixie-Gilchrist Levy Counties BOR #790094 Report a problem | ||
| 9/17/2020 | Sold | $260,000-38.8%$116/sqft |
Source: Public Record Report a problem | ||
| 6/9/2020 | Price change | $425,000-4.5%$189/sqft |
Source: Pelican Realty #780068 Report a problem | ||
| 6/3/2020 | Listed for sale | $445,000+64.8%$198/sqft |
Source: Pelican Realty #780068 Report a problem | ||
| 10/31/2013 | Sold | $270,000+22.7%$120/sqft |
Source: Public Record Report a problem | ||
| 12/28/2009 | Sold | $220,000-9.3%$98/sqft |
Source: Public Record Report a problem | ||
| 10/31/2003 | Sold | $242,500$108/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,639 -4.5% | $266,052 |
| 2023 | $5,901 +6.2% | $266,052 +4.8% |
| 2022 | $5,557 -1.8% | $253,850 +17.9% |
| 2021 | $5,657 +7.8% | $215,224 -22.6% |
| 2020 | $5,250 +5.6% | $278,211 |
| 2019 | $4,972 +18.6% | $278,211 +56.4% |
| 2018 | $4,193 | $177,871 |
| 2017 | $4,193 -0.2% | $177,871 |
| 2016 | $4,201 -1.9% | $177,871 |
| 2015 | $4,284 +1.7% | $177,871 +12.9% |
| 2014 | $4,210 | $157,570 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32625
Nearby schools
GreatSchools rating
- 8/10Cedar Key High SchoolGrades: PK-12Distance: 0.5 mi
- NALevy Virtual Instruction ProgramGrades: K-5Distance: 32.6 mi
- NALevy Virtual FranchiseGrades: 6-12Distance: 32.6 mi
Schools provided by the listing agent
- District: Levy
Source: Dixie-Gilchrist Levy Counties BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Levy County
- Cedar Key
- 32625
- 409 2nd St
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