Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!
Under contract
$215,000
409 Cosby Rd, Utica, NY 13502
3beds
1,146sqft
Single Family Residence
Built in 1955
6,359.76 Square Feet Lot
$-- Zestimate®
$188/sqft
$-- HOA
What's special
Fenced yardSingle floor livingCurb appealRemodeled bathroom
- 58 days |
- 70 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: February 13, 2026 at 11:35am
Listing by:
Pondras Homes & Hearth Realty LLC 315-853-7251,
Gregory Sacco 315-264-9014
Source: NYSAMLSs,MLS#: S1654133
Originating MLS: Mohawk Valley
Originating MLS: Mohawk ValleyFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: First
- Dimensions: 14.00 x 11.00
Bedroom 2
- Level: First
- Dimensions: 11.00 x 9.00
Bedroom 3
- Level: First
- Dimensions: 12.00 x 11.00
Kitchen
- Level: First
- Dimensions: 15.00 x 10.00
Living room
- Level: First
- Dimensions: 17.00 x 12.00
Heating
- Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
Features
- Den, Eat-in Kitchen
- Flooring: Hardwood, Varies, Vinyl
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Size: 6,359.76 Square Feet
- Dimensions: 60 x 106
- Features: Other, Rectangular, Rectangular Lot, See Remarks
Details
- Parcel number: 30160030601200010280000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Poured
Condition
- Resale
- Year built: 1955
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Utica
Financial & listing details
- Price per square foot: $188/sqft
- Tax assessed value: $57,300
- Annual tax amount: $3,900
- Date on market: 2/10/2026
- Cumulative days on market: 58 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Contingent | $215,000$188/sqft |
Source:  NYSAMLSs #S1654133 Report a problem | ||
| 2/10/2026 | Listed for sale | $215,000+130.5%$188/sqft |
Source: NYSAMLSs #S1654133 Report a problem | ||
| 9/8/2010 | Sold | $93,280+3.8%$81/sqft |
Source: Public Record Report a problem | ||
| 7/19/2010 | Listed for sale | $89,900+49.8%$78/sqft |
Source: Assist-2-Sell #1002339 Report a problem | ||
| 11/19/1996 | Sold | $60,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $57,300 |
| 2024 | -- | $57,300 |
| 2023 | -- | $57,300 |
| 2022 | -- | $57,300 |
| 2021 | -- | $57,300 |
| 2020 | -- | $57,300 |
| 2019 | -- | $57,300 |
| 2018 | -- | $57,300 |
| 2017 | $2,560 | $57,300 |
| 2016 | -- | $57,300 |
| 2015 | -- | $57,300 |
| 2014 | -- | $57,300 |
| 2013 | -- | $57,300 |
| 2012 | -- | $57,300 |
| 2011 | -- | $57,300 |
| 2010 | -- | $57,300 |
| 2009 | -- | $57,300 |
| 2008 | -- | $57,300 |
| 2007 | -- | $57,300 |
| 2006 | -- | $57,300 |
| 2005 | -- | $57,300 |
| 2004 | -- | $57,300 |
| 2003 | -- | $57,300 |
| 2002 | -- | $57,300 |
| 2001 | -- | $57,300 |
| 2000 | -- | $57,300 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13502
Nearby schools
GreatSchools rating
- 5/10Thomas Jefferson Elementary SchoolGrades: K-6Distance: 0.3 mi
- 6/10John F Kennedy Middle SchoolGrades: 7-8Distance: 1.3 mi
- 3/10Thomas R Proctor High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- District: Utica
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 13502
- New York
- Oneida County
- Utica
- 13502
- 409 Cosby Rd
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