Exceptional value in this nicely updated split-foyer home that truly checks all the boxes. Featuring 5 bedrooms and 2 bathrooms, the home offers a full kitchen and flexible living spaces designed to accommodate a variety of needs. The lower level includes three bedrooms, providing excellent functionality and versatility. Step outside to a fully fenced backyard with convenient private access to an oversized 2+ car garage. Above the garage, a finished loft-style entertaining space with a bar and its own heating and cooling system offers the perfect year-round retreat. Situated on a spacious lot with additional off-street parking and room for a camper, this property delivers a rare combination of space, features, and value. Located in the desirable Center Point–Urbana School District, recently recognized among the top 25% of school districts in Iowa. A unique opportunity at this price point—schedule your showing today.
For sale
Price cut: $10K (1/27)
$244,000
409 Water St, Center Point, IA 52213
5beds
1,556sqft
Est.:
Single Family Residence, Residential
Built in 1983
9,583.2 Square Feet Lot
$242,800 Zestimate®
$157/sqft
$-- HOA
What's special
Room for a camperAdditional off-street parkingFlexible living spacesFull kitchenFully fenced backyardNicely updated split-foyer homeSpacious lot
- 50 days |
- 807 |
- 25 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 27, 2026 at 02:47pm
Listed by:
Jeremy Trenkamp 319-270-1323,
Realty87
Source: Iowa City Area AOR,MLS#: 202507387
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Range Or Oven, Refrigerator, Washer
Features
- Basement: Full
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,556
- Total interior livable area: 1,556 sqft
- Finished area above ground: 878
- Finished area below ground: 678
Property
Parking
- Total spaces: 4
- Parking features: On Street
- Has garage: Yes
Features
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Size: 9,583.2 Square Feet
- Dimensions: .22 Acre
- Features: Less Than Half Acre
Details
- Parcel number: 050943200700000
- Zoning: Res
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Wood, Frame
Condition
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Sidewalks, Street Lights
- Subdivision: NA
Location
- Region: Center Point
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $214,600
- Annual tax amount: $4,180
- Date on market: 12/19/2025
- Listing terms: Cash,Conventional
Estimated market value
$242,800
$231,000 - $255,000
$1,847/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/27/2026 | Price change | $244,000-3.9%$157/sqft |
Source:  CRAAR, CDRMLS #2509799 Report a problem | ||
| 1/9/2026 | Price change | $254,000-3.8%$163/sqft |
Source: CRAAR, CDRMLS #2509799 Report a problem | ||
| 12/31/2025 | Price change | $264,000-2.2%$170/sqft |
Source: CRAAR, CDRMLS #2509799 Report a problem | ||
| 12/19/2025 | Listed for sale | $269,900+21.6%$173/sqft |
Source: CRAAR, CDRMLS #2509799 Report a problem | ||
| 4/22/2024 | Sold | $222,000+11%$143/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,898 +9.1% | $214,600 |
| 2023 | $3,572 +2.5% | $214,600 +29.4% |
| 2022 | $3,486 +12.5% | $165,900 +2.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,344/mo
Principal & interest
$946
Property taxes
$313
Home insurance
$85
Climate risks
Neighborhood: 52213
Nearby schools
GreatSchools rating
- NACenter Point-Urbana Primary SchoolGrades: PK-2Distance: 0.3 mi
- 7/10Center Point-Urbana Middle SchoolGrades: 6-8Distance: 0.2 mi
- 7/10Center Point-Urbana High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- Elementary: CenterPointUrbana
- Middle: CenterPointUrbana
- High: CenterPointUrbana
Source: Iowa City Area AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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