GOLD FORTIFIED THROUGH 2030!! Experience the perfect blend of luxury and coastal comfort in this thoughtfully designed Orange Beach retreat. With water views and four spacious porches, including a fully screened haven, indoor and outdoor living flow seamlessly together. Inside, the open layout centers around a warm gas fireplace and a gourmet kitchen with a gas range. The primary suite is a true escape, offering a private coffee bar, dual vanities, and dual closets, while three additional en-suite bedrooms ensure privacy for guests. Everyday convenience is elevated with a private elevator, tankless water heater, and foam-insulated attic. The lower level features a welcoming foyer, tandem garage with dual doors, a fishing/workshop space, and generous storage. Outside, enjoy a fully fenced backyard that backs up to the park, gather around the gas fire pit, or rinse off in the fully screened outdoor shower. An extra-large parking pad in the driveway is perfect for a boat or additional vehicles. Safety and peace of mind come standard with hurricane-rated windows and doors, roll-down storm protection, and a Gold Fortification Certificate, helping you secure lower insurance costs, renewed through 2030. Within the community, enjoy a resort-style lifestyle with a pool, pickleball, tennis, volleyball, basketball, playground, commons area, fishing dock, boat ramp, and boat storage, all for just $500 per year in HOA dues. With miles of state park bike trails moments away, 4099 Harbor Road offers both elegance and adventure in the heart of Orange Beach. Buyer to verify all information during due diligence.
Active
$1,375,000
4099 Harbor Rd, Orange Beach, AL 36561
4beds
2,560sqft
Est.:
Residential
Built in 2019
9,583.2 Square Feet Lot
$-- Zestimate®
$537/sqft
$42/mo HOA
What's special
Gas fireplaceFully fenced backyardGas fire pitExtra-large parking padFully screened havenFour spacious porchesDual closets
- 103 days |
- 566 |
- 18 |
Zillow last checked: 8 hours ago
Listing updated: 23 hours ago
Listed by:
Matt Creel 334-799-2218,
Signature Properties,
Jakob Atkins 205-522-0078,
Signature Properties
Source: Baldwin Realtors,MLS#: 385297
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Cooling
- Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator w/Ice Maker, Washer
Features
- Ceiling Fan(s), Elevator, High Ceilings, High Speed Internet, Storage
- Flooring: Tile, Luxury Vinyl Plank
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 2,560
- Total interior livable area: 2,560 sqft
Property
Parking
- Parking features: Three or More Vehicles
Accessibility
- Accessibility features: Customized Wheelchair Accessible
Features
- Levels: Three Or More
- Patio & porch: Porch, Screened, Rear Porch, Front Porch
- Exterior features: Termite Contract
- Pool features: Community
- Fencing: Fenced
- Has view: Yes
- View description: Indirect Bay-Across Rd
- Has water view: Yes
- Water view: Indirect Bay-Across Rd
- Waterfront features: Bay Access (<=1/4 Mi)
Lot
- Size: 9,583.2 Square Feet
- Features: Less than 1 acre
Details
- Parcel number: 6502044001027.000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Beach
- Property subtype: Residential
Materials
- Hardboard, Fortified-Gold
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2019
Utilities & green energy
- Electric: Baldwin EMC
- Water: Orange Beach Water Auth
Community & HOA
Community
- Features: Fishing, Pool, Tennis Court(s), Playground
- Security: Smoke Detector(s)
- Subdivision: Terry Cove Harbor
HOA
- Has HOA: Yes
- Services included: Insurance, Maintenance Grounds, Taxes-Common Area
- HOA fee: $500 annually
Location
- Region: Orange Beach
Financial & listing details
- Price per square foot: $537/sqft
- Tax assessed value: $1,013,900
- Annual tax amount: $2,830
- Price range: $1.4M - $1.4M
- Date on market: 9/16/2025
- Ownership: Whole/Full
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2025 | Listed for sale | $1,375,000$537/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,378 +7.1% | $94,620 +7% |
| 2024 | $2,220 -0.8% | $88,440 -0.8% |
| 2023 | $2,239 | $89,160 +26.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,233/mo
Principal & interest
$5332
Home insurance
$481
Other costs
$420
Climate risks
Neighborhood: 36561
Nearby schools
GreatSchools rating
- 4/10Foley Elementary SchoolGrades: PK-6Distance: 11.3 mi
- 4/10Foley Middle SchoolGrades: 7-8Distance: 11.1 mi
- 7/10Foley High SchoolGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- Elementary: Orange Beach Elementary
- Middle: Orange Beach Middle
- High: Orange Beach High
Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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