Welcome to 41 Oak Grove Rd, a classic single-story ranch nestled in the highly sought-after Lake Monticello community of Palmyra, Virginia. Offering 1,125 square feet of comfortable main-level living, this three-bedroom, two-bathroom home features a bright and practical layout anchored by a cozy fireplace in the central living area. Outside, the home is situated on a 0.37-acre lot with a fully fenced yard, complete with a front porch and back deck perfect for relaxing or entertaining outdoors. Living in Lake Monticello comes with an unmatched lifestyle and an impressive list of neighborhood amenities. HOA members enjoy access to the community pool, sports fields, tennis courts, basketball court, clubhouse, picnic areas, playgrounds, trails, and a golf course. Water lovers will appreciate beach rights, boat ramps, and boat dock access. Essential services like common area maintenance, road upkeep, snow removal, security, and trash collection are all conveniently included. Located near West Central Primary, Fluvanna Middle, and Fluvanna High schools, this property presents a fantastic opportunity to own a charming, low-maintenance home in a vibrant community. All conveying appliances are included as-is.
For sale
$299,000
41 Oak Grove Rd, Palmyra, VA 22963
3beds
1,125sqft
Single Family Residence
Built in 1987
0.37 Acres Lot
$-- Zestimate®
$266/sqft
$104/mo HOA
What's special
Fully fenced yardBright and practical layoutFront porchClassic single-story ranchThree-bedroom two-bathroom home
- 37 days
- 261
- 22
Zillow last checked:
Listing updated:
Listed by:
Katie Mullins 434-987-6303,
Keeton & Co Real Estate 804-567-7905
Source: CVRMLS,MLS#: 2625122
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Tub & Shower
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Water Heater, Refrigerator, Stove
Features
- Flooring: Carpet, Vinyl
- Has basement: No
- Attic: Access Only
Interior area
- Total interior livable area: 1,125 sqft
- Finished area above ground: 1,125
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, Unpaved
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Exterior features: Deck, Porch, Unpaved Driveway
- Pool features: Community, Pool
- Fencing: Fenced,Full
Lot
- Size: 0.37 Acres
Details
- Parcel number: 18A4421
- Zoning description: R-4
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Drywall, Concrete, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Basketball Court, Boat Facilities, Common Grounds/Area, Clubhouse, Playground, Park, Tennis Court(s)
- Security: Security Guard
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- Services included: Clubhouse, Common Areas, Pool(s), Snow Removal, Security, Trash
- HOA fee: $1,250 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $266/sqft
- Tax assessed value: $274,700
- Annual tax amount: $2,060
- Date on market: 9/14/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Listed for sale | $299,000+299.2%$266/sqft |
Source:  CVRMLS #2625122 Report a problem | ||
| 1/1/1988 | Sold | $74,900$67/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,060 +31.2% | $274,700 +47.7% |
| 2024 | $1,570 | $186,000 |
| 2023 | $1,570 | $186,000 +17.5% |
| 2022 | -- | $158,300 |
| 2021 | -- | $158,300 |
| 2020 | -- | $158,300 +13.6% |
| 2018 | $1,162 | $139,300 |
| 2017 | $1,162 | $139,300 +2.7% |
| 2016 | $1,162 | $135,700 |
| 2015 | $1,162 +10.7% | $135,700 +2.7% |
| 2014 | $1,050 -7.5% | $132,100 |
| 2013 | $1,135 | $132,100 -33.7% |
| 2012 | -- | $199,200 |
| 2011 | $1,076 | $199,200 |
| 2010 | -- | $199,200 |
| 2009 | -- | $199,200 |
| 2008 | -- | $199,200 |
| 2007 | -- | $199,200 +36.9% |
| 2006 | -- | $145,500 |
| 2005 | -- | $145,500 +49.5% |
| 2004 | -- | $97,300 |
| 2003 | -- | $97,300 |
| 2002 | -- | $97,300 +19.5% |
| 2001 | $578 | $81,400 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22963
Nearby schools
Schools provided by the listing agent
- Elementary: Carysbrook
- Middle: Fluvanna
- High: Fluvanna
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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