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For sale
    • $5,375,000

    41 Pumpkin Cay Rd #A, Key Largo, FL 33037

    4beds
    1,970sqft
    : Get pre-qualified
    Condominium
    Built in 1975
    -- sqft lot
    $-- Zestimate®
    $2,728/sqft
    $1,900/mo HOA

    What's special

    Welcome to your easy-living retreat at 41A Pumpkin Cay of Ocean Reef Club. This beautifully updated 4-bedroom, 3.5-bath ground-floor condo offers a bright, open layout designed for gathering family and friends. It’s truly move-in ready, featuring a brand-new AC (2026), a new roof (2025), and newly installed impact sliding glass doors that open to your screened-in porch—perfect for those slow mornings watching the sunrise. The heart of the home is the modern kitchen (updated in 2021), featuring quartz countertops, sleek stainless steel appliances and generous cabinet space. Whether you’re hosting a dinner or a casual happy hour, the custom bar—complete with a new Scotsman ice maker and wine fridge—makes entertaining a breeze. One of the four bedrooms offers great flexibility as a home office or guest suite, featuring a built-in queen Murphy bed. For the boaters, your assigned 29-foot dock is just steps away in a protected canal with quick ocean access. Offered fully furnished, this residence is ready for you to move right in and start making memories in the heart of Ocean Reef.
    74 days
    |
    75
    |
    0
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Olga Grant 786-647-8076,

    Swenson & Ecuyer Realty

    Source: MIAMI,MLS#: A11982791MLS LogoOriginating MLS: A-Miami Association of REALTORS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Electric
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave
      Features
      • Elevator
      • Flooring: Ceramic Tile
      • Doors: High Impact Doors
      • Windows: Blinds, High Impact Windows, Impact Glass
      • Furnished: Yes
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total interior livable area: 1,970 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: 1 Space, Guest, Other
      • Garage spaces: 1
      Features
      • Entry location: First Floor Entry
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front
      Details
      • Parcel number: 1701491

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • CBS Construction
      Condition
      • Year built: 1975

      Community & HOA

      Community
      • Security: Fire Alarm, Security Guard
      • Application fee: $51,000
      • Pet fee: $0
      • Subdivision: Ocean Reef Club
      HOA
      • Has HOA: Yes
      • Amenities included: Bike/Jog Path, Boat Dock, Business Center, Playground, Clubhouse-Clubroom
      • HOA fee: $5,700 quarterly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $2,728/sqft
      • Tax assessed value: $5,137,721
      • Annual tax amount: $27,720
      • Date on market: 3/12/2026
      • Listing terms: All Cash,Conventional
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/26/2026Pending sale$5,375,000$2,728/sqft
        Source: CLS at Ocean Reef #4993 Report a problem
        4/7/2026Contingent$5,375,000$2,728/sqft
        Source: CLS at Ocean Reef #4993 Report a problem
        4/2/2026Listed for sale$5,375,000$2,728/sqft
        Source: CLS at Ocean Reef #4993 Report a problem
        3/26/2026Contingent$5,375,000$2,728/sqft
        Source: CLS at Ocean Reef #4993 Report a problem
        3/13/2026Listed for sale$5,375,000+29.2%$2,728/sqft
        Source: CLS at Ocean Reef #4993 Report a problem
        10/20/2025Sold$4,160,000-24.3%$2,112/sqft
        Source: Public Record Report a problem
        4/29/2025Listing removed$5,495,000$2,789/sqft
        Source: CLS at Ocean Reef #2853 Report a problem
        4/5/2025Listed for sale$5,495,000+197%$2,789/sqft
        Source: CLS at Ocean Reef #2853 Report a problem
        4/7/2015Sold$1,850,000+138.7%$939/sqft
        Source: Public Record Report a problem
        11/19/2001Sold$775,000+13.1%$393/sqft
        Source: Public Record Report a problem
        5/5/1999Sold$685,000$348/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$28,875 +6.3%$3,473,924 +10%
        2024$27,153 +12.4%$3,158,113 +10%
        2023$24,166 +17.9%$2,871,012 +10%
        2022$20,491 +18.5%$2,610,011 +10%
        2021$17,292 +2.8%$2,372,737 +4.2%
        2020$16,823 $2,277,026 +0.3%
        2019$16,823 +5.5%$2,270,822 +5.3%
        2018$15,941 +5.2%$2,155,813 +13.8%
        2017$15,152 +11.7%$1,893,914 +21.8%
        2016$13,561 +9%$1,555,240 +29.5%
        2015$12,444 $1,200,602

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33037

          Getting around

          5 / 100
          Car-Dependent
          47 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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