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For sale
  • $970,000

    412 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

    2beds
    1,092sqft
    : 
    $6,694/mo
    Get pre-qualified
    Single Family Residence
    Built in 1952
    6,482 Square Feet Lot
    $930,900 Zestimate®
    $888/sqft
    $-- HOA

    What's special

    Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!
    1 day
    115
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Tricia Priest 727-612-6277,

    COLDWELL BANKER REALTY 727-581-9411

    Source: Stellar MLS,MLS#: TB8562669MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Florida Room
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Closet, Outside
      Features
      • Beamed Ceilings, Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Thermostat
      • Flooring: Terrazzo, Tile
      • Doors: Outdoor Shower
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 1,092
      • Total interior livable area: 1,092 sqft

      Property

      Parking
      • Parking features: Curb Parking, Golf Cart Parking, Ground Level, Off Street
      • Has carport: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Exterior features: Outdoor Shower, Storage
      • Fencing: Vinyl,Wood
      • Has view: Yes
      • View description: Water, Bay/Harbor - Full
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full
      • Waterfront features: Bay/Harbor, Bay/Harbor Access, Sailboat Water
      Lot
      • Size: 6,482 Square Feet
      • Dimensions: 49 x 131
      • Features: FloodZone
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 063015421560000080
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Key West
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1952

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Golf Carts OK, Park, Playground, Tennis Court(s)
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: INDIAN BEACH RE-REVISED 7TH ADD
      HOA
      • Has HOA: No
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $888/sqft
      • Tax assessed value: $824,430
      • Annual tax amount: $2,892
      • Date on market: 11/5/2026
      • Cumulative days on market: 2 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $930,900

        $884,000 - $977,000

        $3,426/mo

        Price history

        DateEventPrice
        11/6/2026Listed for sale$970,000-2.8%$888/sqft
        Source: Stellar MLS #TB8562669 Report a problem
        7/14/2026Listing removed$998,000$914/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        5/30/2026Price change$998,000-5%$914/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        5/22/2026Price change$1,050,000-4.5%$962/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        5/2/2026Price change$1,100,000-4.3%$1,007/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        4/9/2026Price change$1,150,000-3%$1,053/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        3/9/2026Listed for sale$1,185,000+7.7%$1,085/sqft
        Source: Stellar MLS #TB8483647 Report a problem
        11/12/2025Listing removed$1,100,000$1,007/sqft
        Source: Stellar MLS #TB8378614 Report a problem
        6/25/2025Price change$1,100,000-4.3%$1,007/sqft
        Source: Stellar MLS #TB8378614 Report a problem
        4/25/2025Listed for sale$1,150,000+820%$1,053/sqft
        Source: Stellar MLS #TB8378614 Report a problem
        5/19/1994Sold$125,000$114/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,893 +2.9%$200,157 +0.5%
        2024$2,813 +1.4%$199,201 +3%
        2023$2,773 +5.7%$193,399 +3%
        2022$2,622 -1.5%$187,766 +3%
        2021$2,661 +0.1%$182,297 +1.4%
        2020$2,657 +1.6%$179,780 +2.3%
        2019$2,616 $175,738 +1.9%
        2018$2,616 +5.5%$172,461 +2.1%
        2017$2,479 +0.7%$168,914 +2.1%
        2016$2,463 -2%$165,440 +0.7%
        2015$2,513 +0.5%$164,290 +0.8%
        2014$2,502 +0.5%$162,986 +1.5%
        2013$2,489 +1.8%$160,577 +1.7%
        2012$2,445 $157,893 +3%
        2011-- $153,294 +1.5%
        2010-- $151,029 -49.8%
        2009-- $300,982 +104.9%
        2008$2,100 $146,911 +3%
        2007-- $142,632 -62.2%
        2005-- $377,000 +25.2%
        2004$2,247 +3.7%$301,200 +24.6%
        2003$2,167 +2.8%$241,800 +15.1%
        2002$2,109 +6%$210,100 +15.2%
        2001$1,989 +4.3%$182,400 +32.5%
        2000$1,907 $137,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33785

        Getting around

        40 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Anona Elementary-PN
        • Middle: Seminole Middle-PN
        • High: Largo High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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