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  • $969,500

    412 S Whisper Ridge Ln, Payson, AZ 85541

    3beds
    2,482sqft
    : 
    Single Family Residence
    Built in 2007
    0.39 Acres Lot
    $932,000 Zestimate®
    $391/sqft
    $58/mo HOA

    What's special

    Stunning viewsRefined finishesPriceless viewsWrap-around deckSeparate jetted soaking tubCustom knotty alder cabinetry
    Perched in the private gated community of Whisper Ridge, this one-of-a-kind custom home offers priceless views and a peaceful, serene setting. Designed with both luxury and comfort in mind, the 2,482 +/- sq ft residence features 3 bedrooms and 2.5 bathrooms with a desirable split floor plan. The primary bedroom and the guest room enjoy their own private access to the wrap-around deck, creating the perfect place to relax and take in the surrounding beauty. Warmth and craftsmanship are evident throughout the home, highlighted by meticulously maintained real hickory wood flooring, custom Knotty Alder cabinetry, and solid Knotty Alder interior doors. The spacious primary suite provides a true retreat, complete with a spa-like bathroom featuring radiant heated flooring, a separate jetted soaking tub, and a walk-in shower designed for comfort and relaxation. The kitchen blends style and functionality with a gourmet gas cooktop and newer appliances, making it ideal for both everyday living and entertaining. The oversized three-car garage offers exceptional versatility, easily accommodating three vehicles along with recreational toys, and includes a separate workshop area for projects or storage. Additional features such as an alarm system, water softener, and a new roof installed in March 2025 further enhance the home's value and peace of mind. Ideally situated next to The Rim Golf Club and Chaparral Pines, homeowners have the opportunity to purchase a nonresident membership and enjoy access to premier golf, dining, fitness, and social amenities. With its stunning views, refined finishes, and exceptional location, this remarkable property offers the very best of luxury mountain living.
    15 hours
    |
    656
    |
    28
    |

    Zillow last checked: 7 hours ago

    Listing updated: 22 hours ago

    Listed by:

    Rory R Huff 928-595-0136,

    ERA YOUNG REALTY-PAYSON

    Source: CAAR,MLS#: 93626MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Water Softener, Dryer, Washer
      • Laundry: Laundry Room
      Features
      • No Interior Steps, Breakfast Bar, Kitchen-Dining Combo, Central Vacuum, Vaulted Ceiling(s), Pantry, Master Main Floor, Kitchen Island
      • Flooring: Carpet, Tile, Wood
      • Windows: Double Pane Windows
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Gas, Great Room, Two or More, Outside
      Interior area
      • Total structure area: 2,482
      • Total interior livable area: 2,482 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener, Attached, Oversized
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Covered, Covered Patio
      • Exterior features: Drip System, Fire Pit
      • Spa features: Bath
      • Fencing: None
      • Has view: Yes
      • View description: Trees/Woods, Panoramic, Mountain(s)
      Lot
      • Size: 0.39 Acres
      • Features: Corner Lot, Landscaped, Many Trees, Tall Pines on Lot
      Details
      • Parcel number: 30460009
      • Zoning: R1-18

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Single Level,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone, Wood Frame, Wood Siding
      • Roof: Asphalt
      Condition
      • Year built: 2007

      Utilities & green energy

      • Water: In Payson City Limits

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security System
      • Subdivision: Whisper Ridge
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • HOA fee: $700 annually
      Location
      • Region: Payson

      Financial & listing details

      • Price per square foot: $391/sqft
      • Tax assessed value: $838,163
      • Annual tax amount: $5,956
      • Date on market: 3/18/2026
      • Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan,Submit
      • Road surface type: Asphalt
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        Estimated market value

        $932,000

        $885,000 - $979,000

        $3,065/mo

        Price history

        Price history
        DateEventPrice
        3/18/2026Listed for sale$969,500$391/sqft
        Source: CAAR #93626 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$5,715 +3.6%$83,816 +3%
        2024$5,516 +3.5%$81,340
        2023$5,328 +7.3%--
        2022$4,964 +4.6%--
        2021$4,746 +10.8%--
        2019$4,284 +8.4%--
        2018$3,952 +2.4%--
        2017$3,858 --
        2016$3,858 +7.7%--
        2015$3,583 --
        2014-- --
        2013-- $28,987 -19.8%
        2012-- $36,121 -1%
        2011-- $36,502 -15.3%
        2010-- $43,108
        2009-- --
        2008$1,587 --
        2007-- --
        2006$1,763 --
        2005-- --

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,264/mo
        Principal & interest
        $4770
        Property taxes
        $436
        HOA Fees
        $58
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          Climate risks

          Neighborhood: 85541

          Getting around

          1 / 100
          Car-Dependent
          11 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 85541

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