417 Pirates Rd, Little Torch Key, FL 33042

?? Beautiful Canal-Front Home in Sought-After Jolly Roger Estates ?? 3 Bed | 2 Bath | 1,170 Sq Ft + 110 Sq Ft Flex Space | 299 Sq Ft Legal Storage | Room for Pool Welcome to your dream waterfront retreat in the highly desirable Jolly Roger Estates on Little Torch Key! This meticulously maintained and updated 3 bedroom, 2 bath home offers modern finishes, functional upgrades, and unbeatable boating access—all nestled in a quiet, well-maintained community. ?? Interior Features: -1,170 sq ft of living space plus 110 sq ft of flex space -Split floorplan for privacy: Master suite on one side, guest bedrooms on the other -Open concept layout with vaulted ceilings for a spacious, airy feel -Remodeled kitchen (2024) with: New stainless appliances (range & refrigerator) Quartz countertops Pantry/storage closet & cabinets -New luxury vinyl plank flooring throughout -Upgraded bathrooms with new vanities -New Quartz window sills throughout -Office/Flex space with built-in desks overlooking the canal—perfect for working from home! -Guest room with built-in Queen Murphy bed and storage -Abundant storage including: Large walk-in closet in master (approx 9’ x7’) Linen closet with shelving Additional interior storage closet or pantry -3 washer/dryer hookup options (2 upstairs, 1 downstairs) -Recent updates: New door hardware, new locks, freshly painted interior, new ceiling fans & light fixtures (interior and exterior) -5 Individual Mini-split A/C units for room specific temperature control ?? Exterior Features: -Metal Roof and gutters (2017) -Impact windows (partial) + shutters insurance credits -60’ concrete seawall with: 14,000 LB boat lift Crystal-clear flow-through canals perfect for swimming & boating -299 sq ft legal storage downstairs -Screened-in porch for outdoor enjoyment -Large Outdoor Bar & Kitchen area with built-in KitchenAid grill & bar sink—great for entertaining! -Privacy-fenced yard – pet-friendly and secure -Outdoor enclosed shower -Freshly painted trim & concrete columns -50amp RV hookup -Huge parking area for multiple vehicles, trailers, and RVs -Minimal landscaping – gravel yard for low maintenance -Room for a pool ??? Insurance & Misc. Info: -Windstorm: $5,400/year -Flood: $900/year (transferable) -Homeowners: $1,146/year (adjustable to suit your coverage needs) -Termite Contract in place: $250/year -No open permits or illegal ground-level spaces Whether you're looking for a full-time residence, vacation home, or investment property, this home checks every box: unbeatable boating access, low maintenance, modern upgrades, and an ideal layout! Disclosure: Owner is a licensed Florida real estate agent.