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  • Zillow Home logoZestimate®
    $625,000

    42 Cliftwood Rd, Palmyra, VA 22963

    3beds
    2,268sqft
    Single Family Residence
    Built in 1996
    1.83 Acres Lot
    $625,000 Zestimate®
    $276/sqft
    $2,433 Estimated rent

    Home value

    $625,000

    $575,000 - $681,000

    $2,433/mo

    Zestimate® history
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    What's special

    More water viewsLake views beyondWalk-in closetAiry feelSpacious primary suite
    15K price reduction + 15K in closing cost credit!! Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat!

    Zillow last checked:

    Listing updated:

    Listed by:

    HELEN ASCOLI 434-996-2225,

    NEST REALTY GROUP

    Bought with:

    NONMLSAGENT NONMLSAGENT

    NONMLSOFFICE

    Source: CAAR,MLS#: 678194MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 2
    • 1/2 bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 1
    Rooms
    • Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Recreation
    Primary bedroom
    • Level: First
    Bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Primary bathroom
    • Level: First
    Bathroom
    • Level: Second
    Bonus room
    • Level: Basement
    Breakfast room nook
    • Level: First
    Foyer
    • Level: First
    Half bath
    • Level: First
    Half bath
    • Level: Basement
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Recreation
    • Level: Basement
    Heating
    • Central, Electric
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Dishwasher, Electric Cooktop, Refrigerator, Dryer, Washer
    Features
    • Primary Downstairs, Skylights, Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
    • Flooring: Carpet, Hardwood, Linoleum
    • Windows: Double Pane Windows, Screens, Skylight(s)
    • Basement: Full,Partially Finished,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: One, Gas
    Interior area
    • Total structure area: 2,746
    • Total interior livable area: 2,268 sqft
    • Finished area above ground: 1,654
    • Finished area below ground: 614

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Basement, Electricity, Garage, Gravel, Garage Faces Side
    • Attached garage spaces: 2
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Deck, Front Porch, Porch
    • Exterior features: Mature Trees/Landscape, Propane Tank - Leased
    • Pool features: Association
    • Has view: Yes
    • View description: Trees/Woods, Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 1.83 Acres
    • Features: Cul-De-Sac, Private, Wooded, Waterfront
    Details
    • Parcel number: 18A12181
    • Zoning description: R-4 Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cape Cod
    • Property subtype: Single Family Residence
    Materials
    • Stick Built, Vinyl Siding
    • Foundation: Block
    • Roof: Composition,Shingle
    Condition
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Electric: Underground
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Fiber Optic Available, Propane

    Community & HOA

    Community
    • Features: Pond
    • Security: Security System, Gated Community
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights
    • Services included: Association Management, Boat Ramp, Common Area Maintenance, Clubhouse, Playground, Pool(s), Snow Removal, Security, Tennis Courts, Trash
    • HOA fee: $1,464 annually
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $276/sqft
    • Tax assessed value: $609,900
    • Annual tax amount: $4,604
    • Date on market: 6/8/2026
    • Cumulative days on market: 492 days

    Price history

    DateEventPrice
    10/19/2026Sold$625,000-6.7%$276/sqft
    Source: CAAR #678194 Report a problem
    9/19/2026Pending sale$670,000$295/sqft
    Source: CAAR #678194 Report a problem
    9/4/2026Price change$670,000-2.2%$295/sqft
    Source: CAAR #678194 Report a problem
    8/12/2026Price change$685,000-1.4%$302/sqft
    Source: CAAR #678194 Report a problem
    6/8/2026Listed for sale$695,000$306/sqft
    Source: CAAR #678194 Report a problem
    5/23/2026Listing removed$695,000$306/sqft
    Source: Long & Foster Broker Feed #663466 Report a problem
    2/6/2026Price change$695,000-4.1%$306/sqft
    Source: CAAR #663466 Report a problem
    1/6/2026Price change$725,000-3.2%$320/sqft
    Source: CAAR #663466 Report a problem
    9/8/2025Price change$749,000-5.8%$330/sqft
    Source: CAAR #663466 Report a problem
    6/20/2025Price change$795,000-4.8%$351/sqft
    Source: CAAR #663466 Report a problem
    6/2/2025Price change$835,000-1.6%$368/sqft
    Source: CAAR #663466 Report a problem
    4/24/2025Listed for sale$849,000+2325.7%$374/sqft
    Source: CAAR #663466 Report a problem
    3/1/1996Sold$35,000$15/sqft
    Source: Agent Provided Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,574 +3.3%$609,900 +16.3%
    2024$4,428 $524,600
    2023$4,428 $524,600 +9.3%
    2022-- $479,800
    2021-- $479,800
    2020-- $479,800 +11.5%
    2018$3,526 $430,200
    2017$3,526 $430,200 +6.1%
    2016$3,526 $405,600
    2015$3,526 +10.7%$405,600 +1.2%
    2014$3,186 +20.4%$400,700
    2013$2,647 $400,700 -13.7%
    2012-- $464,300
    2011$2,507 $464,300
    2010-- $464,300
    2009-- $464,300
    2008-- $464,300
    2007-- $464,300 +22.4%
    2006-- $379,200
    2005-- $379,200 +30.4%
    2004-- $290,900
    2003-- $290,900
    2002-- $290,900 +33.3%
    2001$1,549 $218,200
    Find assessor info on the county website

    Neighborhood: 22963

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Central (Fluvanna)
    • Middle: Fluvanna
    • High: Fluvanna

    Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $625,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $625,000