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For sale
  • Price cut: $15.1K (5/21)
    $349,900

    42 Ruby Lane, Roper, NC 27970

    3beds
    1,400sqft
    : 
    Single Family Residence
    Built in 2005
    0.82 Acres Lot
    $344,800 Zestimate®
    $250/sqft
    $-- HOA

    What's special

    Personal beachFenced yard is pet-friendlyGardens in placeChickens includedLvp flooringCovered patioGreat shelving for storage
    Private waterfront living with your own sandy beach, pier, boat lift, and deeded boat ramp access, all with no flood insurance required. Situated on large lot (.80 acre) with water front on protected cove, this property offers a rare combination of usable outdoor space, privacy, and easy water access. Inside, you'll find an open-concept layout with durable LVP flooring, three bedrooms plus a dedicated office, and a functional kitchen featuring stainless steel appliances that convey with the home. The mudroom/laundry area provides excellent storage and serves as the perfect everyday drop zone for busy households. Outdoor features are designed for enjoying the lifestyle this property offers. The covered carport overlooks a fenced, pet-friendly yard complete with established garden beds and a chicken coop that can convey. Just beyond the front yard, enjoy your own private sandy beach with direct access to the water, creating a truly unique waterfront setting. Additional highlights include a covered carport tall enough for an RV or camper, a 30 AMP RV hookup, whole-house Generac generator, and plenty of room for gardening, recreation, and more. A rare opportunity to own a versatile waterfront property that combines practicality, privacy, and outdoor living.
    54 days
    |
    1,746
    |
    184
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Van-Dee Hetherington 252-333-8000,

    Welcome Home Realty NC

    Source: Hive MLS,MLS#: 100563968MLS LogoOriginating MLS: Albemarle Area Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Great Room, Bedroom 1, Bedroom 2, Bedroom 3, Office
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air
      Features
      • Vaulted Ceiling(s), Whole-Home Generator
      Interior area
      • Total structure area: 1,400
      • Total interior livable area: 1,400 sqft

      Property

      Parking
      • Parking features: Covered, Concrete
      Features
      • Levels: One
      • Patio & porch: Patio
      • Exterior features: Garden
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Pier, Boat Lift, Canal Front, Waterfront
      • Frontage type: Creek,Canal Front
      Lot
      • Size: 0.82 Acres
      • Dimensions: 198 x
      • Features: Boat Dock, Boat Lift, Deeded Waterfront, Pier
      Details
      • Parcel number: 7830.00172374
      • Zoning: r
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2005

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Roper

      Financial & listing details

      • Price per square foot: $250/sqft
      • Tax assessed value: $142,300
      • Annual tax amount: $1,124
      • Date on market: 3/31/2026
      • Cumulative days on market: 54 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
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        Estimated market value

        $344,800

        $328,000 - $362,000

        $1,610/mo

        Price history

        DateEventPrice
        5/21/2026Price change$349,900-4.1%$250/sqft
        Source: Hive MLS #100563968 Report a problem
        5/5/2026Price change$365,000-5.2%$261/sqft
        Source: Hive MLS #100563968 Report a problem
        3/31/2026Listed for sale$385,000+75.8%$275/sqft
        Source: Hive MLS #100563968 Report a problem
        4/11/2022Sold$219,000$156/sqft
        Source: Hive MLS #8106953 Report a problem
        2/27/2022Contingent$219,000$156/sqft
        Source: AMLS #106953 Report a problem
        2/23/2022Listed for sale$219,000+68.5%$156/sqft
        Source: AMLS #106953 Report a problem
        6/29/2020Sold$130,000$93/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,505 +2%$132,300
        2024$1,475 +1%$132,300
        2023$1,460 +4.1%$132,300
        2022$1,402 $132,300
        2021$1,402 +1.6%$132,300 +0.3%
        2020$1,380 -1.6%$131,900
        2019$1,403 +31.3%$131,900
        2018$1,068 $131,900
        2017$1,068 $131,900
        2016$1,068 +13.9%$131,900
        2015$938 $131,900
        2014$938 $131,900
        2013$938 $131,900 +11.1%
        2012$938 $118,700
        2011$938 $118,700
        2010$938 $118,700
        2009$938 $118,700

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 27970

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Creswell
          • Middle: Washington
          • High: Washington

          Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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