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For sale
    • Price cut: $76K (1/20)
    $799,000

    420 S 4th St, Fernandina Beach, FL 32034

    3beds
    2,548sqft
    : 
    Single Family Residence
    Built in 2005
    4,791.6 Square Feet Lot
    $757,000 Zestimate®
    $314/sqft
    $-- HOA

    What's special

    Convenient elevatorPlenty of additional parkingInviting front porchVaulted ceilingsUpstairs laundryPowder room for guestsCovered carport
    Nestled in the heart of Amelia Island, this charming two-story home offers the perfect blend of character, comfort, and convenience. From the moment you step onto the inviting front porch, you’ll feel right at home. Inside, you’re greeted by vaulted ceilings, a cozy fireplace in the great room—perfect for relaxing or entertaining. The kitchen features a breakfast bar and pantry, and flows seamlessly into the living and dining spaces. French doors lead out to multiple porches, ideal for enjoying your morning coffee or unwinding in the evening. With three spacious bedrooms—each with its own bathroom—plus a powder room for guests, there’s room for everyone. The upstairs primary suite has an on suite bathroom and a large walk-in closet. A convenient elevator, upstairs laundry, utility/elevator closet and full-house generator add comfort and ease to daily living. Outdoors, both the front and backyard are fully fenced, with a covered carport and plenty of additional parking. Just a quick bike or golf cart ride to downtown Fernandina Beach, this home is perfectly positioned to enjoy island living at its finest.
    72 days
    |
    1,414
    |
    52
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 16, 2026 at 07:05pm

    Listed by:

    Grace Royal 904-583-9252,

    CABANA LANE, INC.

    Source: AINCAR,MLS#: 114570MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • Partial bathrooms: 1
      Primary bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      Bedroom
      • Description: Flooring: Plank,Vinyl,Wood
      • Level: Main
      Bedroom
      • Description: Flooring: Carpet
      • Level: Upper
      Primary bathroom
      • Description: Flooring: Tile
      • Level: Upper
      Bathroom
      • Description: Flooring: Tile
      • Level: Main
      Bathroom
      • Description: Flooring: Tile
      • Level: Main
      Bathroom
      • Description: Flooring: Tile
      • Level: Upper
      Dining room
      • Description: Flooring: Wood
      • Level: Main
      Great room
      • Description: Flooring: Wood
      • Level: Main
      Kitchen
      • Description: Flooring: Wood
      • Level: Main
      Living room
      • Description: Flooring: Wood
      • Level: Main
      Utility room
      • Description: Flooring: Tile
      • Level: Upper
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Storage, Shutters, Cable TV, Vaulted Ceiling(s)
      • Doors: French Doors
      • Windows: Other, See Remarks, Plantation Shutters
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,548
      • Total interior livable area: 2,548 sqft

      Property

      Parking
      • Parking features: Carport, Driveway, On Street
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Front Porch, Patio
      • Exterior features: Fence
      • Pool features: None
      Lot
      • Size: 4,791.6 Square Feet
      • Dimensions: 50 x 100
      Details
      • Parcel number: 000031180001380040
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $314/sqft
      • Tax assessed value: $473,731
      • Annual tax amount: $2,776
      • Date on market: 1/4/2026
      • Cumulative days on market: 74 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved
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        Estimated market value

        $757,000

        $719,000 - $795,000

        $3,470/mo

        Price history

        Price history
        DateEventPrice
        1/20/2026Price change$799,000-8.7%$314/sqft
        Source: AINCAR #114570 Report a problem
        1/4/2026Listed for sale$875,000$343/sqft
        Source: AINCAR #114570 Report a problem
        1/1/2026Listing removed$875,000$343/sqft
        Source: AINCAR #112986 Report a problem
        11/14/2025Price change$875,000-9.3%$343/sqft
        Source: AINCAR #112986 Report a problem
        9/11/2025Price change$965,000-1%$379/sqft
        Source: AINCAR #112986 Report a problem
        7/14/2025Listed for sale$975,000+176.3%$383/sqft
        Source: AINCAR #112986 Report a problem
        5/17/2013Sold$352,900-11.8%$139/sqft
        Source: Public Record Report a problem
        6/19/2007Sold$400,000+60.1%$157/sqft
        Source: Public Record Report a problem
        9/16/2005Sold$249,900+575.4%$98/sqft
        Source: Public Record Report a problem
        9/18/2002Sold$37,000$15/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$2,776 +1.3%$198,003 +3%
        2023$2,740 +3.8%$192,236 +3%
        2022$2,640 +0.3%$186,637 +3%
        2021$2,632 -0.7%$181,201 +1.4%
        2020$2,650 -2.3%$178,699 +2.3%
        2019$2,712 $174,681 +1.9%
        2018$2,712 +3.7%$171,424 +2.1%
        2017$2,616 +4.4%$167,898 +2.1%
        2016$2,505 +1.1%$164,445 +0.7%
        2015$2,477 -1%$163,302 +1.9%
        2014$2,502 $160,220 -4.4%
        2013-- $167,571 -32.8%
        2012-- $249,501 -13.6%
        2011-- $288,906 +0.1%
        2010-- $288,582 -5.7%
        2009-- $305,994 -14.4%
        2008-- $357,492 -2.2%
        2007-- $365,720 +62.2%
        2006-- $225,532 +651.8%
        2003-- $30,000
        2002-- $30,000 +71.4%
        2001-- $17,500
        2000-- $17,500

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,035/mo
        Principal & interest
        $3943
        Property taxes
        $1092
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          Climate risks

          Neighborhood: 32034

          Getting around

          72 / 100
          Very Walkable
          53 / 100
          Bikeable

          Nearby schools

          GreatSchools rating

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