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For sale
  • $1,499,999

    4228 Ridge Water Rd, Louisville, TN 37777

    3beds
    3,083sqft
    : 
    Single Family Residence
    Built in 1998
    0.86 Acres Lot
    $-- Zestimate®
    $487/sqft
    $-- HOA

    What's special

    Vaulted great roomScreened porchUpdated kitchenBeautiful backsplashSpacious bonus roomStainless appliancesQuartz countertops
    Set along the main channel of the Tennessee River and Fort Loudoun Lake, this custom-built home, designed from a Southern Living floor plan, offers a quiet sense of luxury, where every space is shaped by light, views, and intention. Inside, the vaulted great room unfolds with a wall of windows that frame the water and distant Great Smoky Mountains, creating a backdrop that shifts beautifully throughout the day. The home's layout is both graceful and functional, designed for seamless main-level living with spaces that feel open, yet inviting. Recent updates, including new carpet and thoughtfully selected light fixtures ,add a fresh, understated sophistication while preserving the home's timeless character. Also the updated kitchen, finished with quartz countertops, beautiful backsplash, and stainless appliances, opens to a screened porch, an inviting place to begin the day or unwind in the evening. The primary suite offers a sense of retreat, with private access to the deck and uninterrupted views of the water. Additional guest rooms are generously sized, while a spacious bonus room and unfinished attic space present an opportunity to expand or tailor the home to your needs over time. Outdoors, the setting speaks for itself. The natural beauty of the lake creates a sense of calm and privacy, with the potential to add or enhance a private dock, allowing for a more seamless connection to the water. Whether enjoyed as a full-time residence or a second home escape, this property offers a rare balance, refined yet relaxed, elevated yet entirely livable. A home to arrive at, and never quite want to leave.
    4 days
    |
    1,276
    |
    89
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Mace 865-278-4336,

    Realty Executives Associates 865-588-3232,

    Brittany Reece 865-279-2599,

    Realty Executives Associates

    Source: East Tennessee Realtors,MLS#: 1339824MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Washer
      Features
      • Breakfast Bar, Eat-in Kitchen, Bonus Room
      • Flooring: Laminate, Carpet, Hardwood, Tile
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 3,083
      • Total interior livable area: 3,083 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Side, Garage Door Opener, Attached, Main Level
      • Attached garage spaces: 2
      Features
      • Exterior features: Dock
      • Has view: Yes
      • View description: Mountain(s)
      • Has water view: Yes
      • Waterfront features: Lake/Water Access, Waterfront
      • Frontage type: Lakefront
      Lot
      • Size: 0.86 Acres
      • Features: Level, Rolling Slope
      Details
      • Parcel number: 014 01910 000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Stone, Wood Siding, Frame
      Condition
      • Year built: 1998

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Ridgewater
      Location
      • Region: Louisville

      Financial & listing details

      • Price per square foot: $487/sqft
      • Tax assessed value: $1,051,100
      • Annual tax amount: $4,178
      • Date on market: 5/6/2026
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        Estimated market value

        Not available

        Estimated sales range

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        Not available

        Price history

        DateEventPrice
        5/6/2026Listed for sale$1,499,999-10.4%$487/sqft
        Source: East Tennessee Realtors #1339824 Report a problem
        1/11/2026Listing removed$1,675,000$543/sqft
        Source: East Tennessee Realtors #1299434 Report a problem
        8/26/2025Price change$1,675,000-1.4%$543/sqft
        Source: East Tennessee Realtors #1299434 Report a problem
        6/15/2025Price change$1,699,000-2.9%$551/sqft
        Source: East Tennessee Realtors #1299434 Report a problem
        5/1/2025Listed for sale$1,750,000+3.2%$568/sqft
        Source: East Tennessee Realtors #1299434 Report a problem
        11/25/2024Listing removed$1,695,000$550/sqft
        Source: East Tennessee Realtors #1268386 Report a problem
        11/9/2024Price change$1,695,000-3.1%$550/sqft
        Source: East Tennessee Realtors #1268386 Report a problem
        9/20/2024Price change$1,749,000-2.4%$567/sqft
        Source: East Tennessee Realtors #1268386 Report a problem
        7/3/2024Listed for sale$1,792,000+12%$581/sqft
        Source: East Tennessee Realtors #1268386 Report a problem
        10/6/2023Sold$1,600,000+0%$519/sqft
        Source: East Tennessee Realtors #1238393 Report a problem
        9/2/2023Pending sale$1,599,900$519/sqft
        Source: East Tennessee Realtors #1238393 Report a problem
        9/1/2023Listed for sale$1,599,900+133.6%$519/sqft
        Source: East Tennessee Realtors #1238393 Report a problem
        1/31/2012Sold$685,000-8.7%$222/sqft
        Source: East Tennessee Realtors #777859 Report a problem
        10/21/2011Listed for sale$749,900+628.1%$243/sqft
        Source: Keller Williams Realty, Knoxville-West, mc814 #777859 Report a problem
        7/3/1996Sold$103,000+38.3%$33/sqft
        Source: Public Record Report a problem
        8/8/1995Sold$74,500$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,178 $262,775
        2024$4,178 $262,775
        2023$4,178 -2.4%$262,775 +51.6%
        2022$4,281 $173,325
        2021$4,281 $173,325
        2020$4,281 $173,325
        2019$4,281 +10.7%$173,325 +10.7%
        2018$3,868 +2%$156,600
        2017$3,791 $156,600
        2016$3,791 +748.1%$156,600
        2015$447 $156,600
        2014-- $156,600 +11.7%
        2013$3,013 $140,150
        2012$3,013 0%$140,150 +0%
        2011$3,013 +5.4%$140,140
        2010$2,859 $140,140
        2009-- $140,140 +6.6%
        2008$2,932 $131,463
        2007$2,932 +2.3%$131,463
        2006$2,866 -10.3%$131,463
        2005$3,195 +83.8%$131,463 +62.6%
        2004$1,738 $80,853
        2002$1,738 $80,853
        2001-- $80,853 -75%
        2000-- $323,411

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $8,077/mo
        Principal & interest
        $7540
        Property taxes
        $537
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          Climate risks

          Neighborhood: 37777

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Middle Settlements
          • Middle: Union Grove
          • High: William Blount

          Source: East Tennessee Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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