Set along the main channel of the Tennessee River and Fort Loudoun Lake, this custom-built home, designed from a Southern Living floor plan, offers a quiet sense of luxury, where every space is shaped by light, views, and intention.
Inside, the vaulted great room unfolds with a wall of windows that frame the water and distant Great Smoky Mountains, creating a backdrop that shifts beautifully throughout the day. The home's layout is both graceful and functional, designed for seamless main-level living with spaces that feel open, yet inviting.
Recent updates, including new carpet and thoughtfully selected light fixtures ,add a fresh, understated sophistication while preserving the home's timeless character. Also the updated kitchen, finished with quartz countertops, beautiful backsplash, and stainless appliances, opens to a screened porch, an inviting place to begin the day or unwind in the evening.
The primary suite offers a sense of retreat, with private access to the deck and uninterrupted views of the water. Additional guest rooms are generously sized, while a spacious bonus room and unfinished attic space present an opportunity to expand or tailor the home to your needs over time.
Outdoors, the setting speaks for itself. The natural beauty of the lake creates a sense of calm and privacy, with the potential to add or enhance a private dock, allowing for a more seamless connection to the water.
Whether enjoyed as a full-time residence or a second home escape, this property offers a rare balance, refined yet relaxed, elevated yet entirely livable.
A home to arrive at, and never quite want to leave.
For sale
$1,499,999
4228 Ridge Water Rd, Louisville, TN 37777
3beds
3,083sqft
Est.:
Single Family Residence
Built in 1998
0.86 Acres Lot
$-- Zestimate®
$487/sqft
$-- HOA
What's special
Vaulted great roomScreened porchUpdated kitchenBeautiful backsplashSpacious bonus roomStainless appliancesQuartz countertops
- 4 days |
- 1,276 |
- 89 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jessica Mace 865-278-4336,
Realty Executives Associates 865-588-3232,
Brittany Reece 865-279-2599,
Realty Executives Associates
Source: East Tennessee Realtors,MLS#: 1339824
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Washer
Features
- Breakfast Bar, Eat-in Kitchen, Bonus Room
- Flooring: Laminate, Carpet, Hardwood, Tile
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,083
- Total interior livable area: 3,083 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Attached, Main Level
- Attached garage spaces: 2
Features
- Exterior features: Dock
- Has view: Yes
- View description: Mountain(s)
- Has water view: Yes
- Waterfront features: Lake/Water Access, Waterfront
- Frontage type: Lakefront
Lot
- Size: 0.86 Acres
- Features: Level, Rolling Slope
Details
- Parcel number: 014 01910 000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Stone, Wood Siding, Frame
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Ridgewater
Location
- Region: Louisville
Financial & listing details
- Price per square foot: $487/sqft
- Tax assessed value: $1,051,100
- Annual tax amount: $4,178
- Date on market: 5/6/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Listed for sale | $1,499,999-10.4%$487/sqft |
Source: | ||
| 1/11/2026 | Listing removed | $1,675,000$543/sqft |
Source: | ||
| 8/26/2025 | Price change | $1,675,000-1.4%$543/sqft |
Source: | ||
| 6/15/2025 | Price change | $1,699,000-2.9%$551/sqft |
Source: | ||
| 5/1/2025 | Listed for sale | $1,750,000+3.2%$568/sqft |
Source: | ||
| 11/25/2024 | Listing removed | $1,695,000$550/sqft |
Source: | ||
| 11/9/2024 | Price change | $1,695,000-3.1%$550/sqft |
Source: | ||
| 9/20/2024 | Price change | $1,749,000-2.4%$567/sqft |
Source: | ||
| 7/3/2024 | Listed for sale | $1,792,000+12%$581/sqft |
Source: | ||
| 10/6/2023 | Sold | $1,600,000+0%$519/sqft |
Source: | ||
| 9/2/2023 | Pending sale | $1,599,900$519/sqft |
Source: | ||
| 9/1/2023 | Listed for sale | $1,599,900+133.6%$519/sqft |
Source: | ||
| 1/31/2012 | Sold | $685,000-8.7%$222/sqft |
Source: | ||
| 10/21/2011 | Listed for sale | $749,900+628.1%$243/sqft |
Source: Keller Williams Realty, Knoxville-West, mc814 #777859 Report a problem | ||
| 7/3/1996 | Sold | $103,000+38.3%$33/sqft |
Source: Public Record Report a problem | ||
| 8/8/1995 | Sold | $74,500$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,178 | $262,775 |
| 2024 | $4,178 | $262,775 |
| 2023 | $4,178 -2.4% | $262,775 +51.6% |
| 2022 | $4,281 | $173,325 |
| 2021 | $4,281 | $173,325 |
| 2020 | $4,281 | $173,325 |
| 2019 | $4,281 +10.7% | $173,325 +10.7% |
| 2018 | $3,868 +2% | $156,600 |
| 2017 | $3,791 | $156,600 |
| 2016 | $3,791 +748.1% | $156,600 |
| 2015 | $447 | $156,600 |
| 2014 | -- | $156,600 +11.7% |
| 2013 | $3,013 | $140,150 |
| 2012 | $3,013 0% | $140,150 +0% |
| 2011 | $3,013 +5.4% | $140,140 |
| 2010 | $2,859 | $140,140 |
| 2009 | -- | $140,140 +6.6% |
| 2008 | $2,932 | $131,463 |
| 2007 | $2,932 +2.3% | $131,463 |
| 2006 | $2,866 -10.3% | $131,463 |
| 2005 | $3,195 +83.8% | $131,463 +62.6% |
| 2004 | $1,738 | $80,853 |
| 2002 | $1,738 | $80,853 |
| 2001 | -- | $80,853 -75% |
| 2000 | -- | $323,411 |
Find assessor info on the county website
Monthly payment
Est. payment
$8,077/mo
Principal & interest
$7540
Property taxes
$537
More affordability tools
Climate risks
Neighborhood: 37777
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Middlesettlements Elementary SchoolGrades: PK-5Distance: 5.6 mi
- 5/10Union Grove Middle SchoolGrades: PK,6-8Distance: 6.7 mi
- 6/10William Blount High SchoolGrades: 9-12Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Middle Settlements
- Middle: Union Grove
- High: William Blount
Source: East Tennessee Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Blount County
- Louisville
- 37777
- 4228 Ridge Water Rd





