Just steps from the beach and directly across the street from the Gulf, this fully renovated 2 bedroom, 2 bathroom townhome offers an ideal blend of location, lifestyle, and rental potential. With two public beach access points nearby, getting to the sand and water is quick and easy.
For those thinking about investment potential, there's a rare opportunity next door. The neighboring townhome is also available, giving you the option to own side-by-side units, ideal for hosting larger groups, increasing bookings, and building repeat guests.
The home has been thoughtfully updated over time. The roof was replaced in 2019, along with renovations to the kitchen, bathrooms, and flooring. In 2025, the entire unit was freshly painted, including walls, trim, and doors, and all new furnishings were added.
Being sold fully furnished, the layout comfortably accommodates guests with a king bed and two queen beds. A full-size washer and dryer adds everyday convenience.
The living area opens to a private patio where you can enjoy Gulf views and a coastal breeze, while the fenced backyard offers a private outdoor space to relax after a day at the beach.
The property includes a covered carport along with additional driveway parking, providing convenient space for both owners and guests.
Conveniently located near Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.
For sale
$650,000
8706 Surf Dr #B, Panama City Beach, FL 32408
2beds
1,150sqft
Est.:
Triplex, Single Family Residence
Built in 1983
2,040 Square Feet Lot
$299,800 Zestimate®
$565/sqft
$-- HOA
What's special
Fully furnishedAdditional driveway parkingFull-size washer and dryerCovered carport
- 17 hours |
- 70 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: 18 hours ago
Listed by:
Christina M Schlink 850-368-1474,
Compass Florida, LLC
Source: CPAR,MLS#: 787635
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Laundry, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 17 x 12
Bedroom
- Level: First
- Dimensions: 14 x 10
Dining room
- Level: Second
- Dimensions: 10 x 8
Kitchen
- Level: Second
- Dimensions: 14 x 8
Laundry
- Level: First
- Dimensions: 7 x 7
Living room
- Level: Second
- Dimensions: 18.3 x 14
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater, Ice Maker
Features
- Interior Steps
- Flooring: Luxury Vinyl Plank
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony
- Exterior features: Outdoor Shower
- Fencing: Privacy
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 2,040 Square Feet
- Dimensions: 17 x 120
- Features: Paved
Details
- Parcel number: 30466009000
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Triplex
- Property subtype: Triplex, Single Family Residence
- Attached to another structure: Yes
Materials
- Stucco
- Roof: Metal
Condition
- New construction: No
- Year built: 1983
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Bel Air 2nd Add
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $565/sqft
- Tax assessed value: $187,923
- Annual tax amount: $1,651
- Date on market: 3/31/2026
Estimated market value
$299,800
$258,000 - $345,000
$2,685/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/31/2026 | Listed for sale | $650,000+3150%$565/sqft |
Source:  CPAR #787635 Report a problem | ||
| 11/21/2018 | Sold | $20,000-87.5%$17/sqft |
Source: Public Record Report a problem | ||
| 11/22/2010 | Sold | $160,000$139/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,583 +56.9% | $78,027 +10% |
| 2023 | $1,009 +28.4% | $70,934 +10% |
| 2022 | $786 | $64,485 |
| 2021 | -- | -- |
| 2020 | $758 +6.7% | $58,991 +8.4% |
| 2019 | $710 | $54,408 -49.5% |
| 2018 | $710 -48.9% | $107,827 +0.5% |
| 2017 | $1,390 -0.1% | $107,239 -0.9% |
| 2016 | $1,391 -6% | $108,194 -0.9% |
| 2015 | $1,481 | $109,149 -1.4% |
| 2014 | $1,481 | $110,706 -1.6% |
| 2013 | -- | $112,529 -3.5% |
| 2012 | -- | $116,571 -1.6% |
| 2011 | -- | $118,480 +5.9% |
| 2010 | -- | $111,907 -7.4% |
| 2009 | -- | $120,847 -42.7% |
| 2008 | -- | $210,785 +2.6% |
| 2007 | -- | $205,532 -46.6% |
| 2006 | -- | $384,814 +260.4% |
| 2005 | -- | $106,770 +29.2% |
| 2004 | -- | $82,631 |
| 2003 | -- | $82,631 +8.7% |
| 2002 | -- | $75,992 |
| 2001 | -- | $75,992 -1.3% |
| 2000 | -- | $77,015 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,853/mo
Principal & interest
$3165
Property taxes
$688
More affordability tools
Climate risks
Neighborhood: Lower Grand Lagoon
Nearby schools
GreatSchools rating
- 6/10Breakfast Point AcademyGrades: PK-8Distance: 2.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32408
- Florida
- Bay County
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- 32408
- Lower Grand Lagoon
- 8706 Surf Dr Unit B
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