Crafted with precision and elegance, this newly constructed canal front home offers a sanctuary of luxury living where every detail exudes designer sophistication. Breathtaking lagoon views greet you at every angle in this 4 bedroom and 5 bath home. Each space is meticulously designed with impeccable finishes that elevate the essence of modern comfort. Accessibility is key with an elevator ensuring the ease of transitions between levels. Entertain effortlessly in the outdoor kitchen or take a refreshing dip in the cold plunge before unwinding in the spa. With a generous 40-foot dock just steps away, embark on aquatic adventures right from your doorstep. This sanctuary of elegance promises a lifestyle of unparalleled comfort and indulgence, offering a rare opportunity to live amidst luxury while embracing coastal living at its finest.
For sale
Price cut: $500K (3/17)
$13,750,000
43 Cardinal Ln, Key Largo, FL 33037
4beds
4,210sqft
Est.:
Single Family Residence
Built in 2026
0.32 Acres Lot
$12,896,100 Zestimate®
$3,266/sqft
$-- HOA
What's special
Modern comfortImpeccable finishesCanal frontOutdoor kitchenBreathtaking lagoon viewsCold plunge
- 141 days |
- 827 |
- 23 |
Zillow last checked: 7 hours ago
Listing updated: March 17, 2026 at 11:02am
Listed by:
Albert J Rourke III, Megan Lyons,
Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef,MLS#: 2913
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Appliances
- Included: Dishwasher, Freezer, Refrigerator, Microwave
- Laundry: Laundry Room
Features
- Private Elevator, Office/Den
- Has fireplace: Yes
Interior area
- Total structure area: 4,210
- Total interior livable area: 4,210 sqft
Video & virtual tour
Property
Features
- Stories: 2
- Patio & porch: Terrace, Deck/Patio
- Exterior features: Dock, Outdoor Kitchen
- Has spa: Yes
- Spa features: Spa/Hot Tub
Lot
- Size: 0.32 Acres
Details
- Parcel number: 00569444001000
- Special conditions: Traditional
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- As Is
- New construction: No
- Year built: 2026
Community & HOA
Community
- Subdivision: Not Condo or Condo Outside MLS Area
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $3,266/sqft
- Tax assessed value: $4,372,482
- Annual tax amount: $20,535
- Date on market: 10/28/2025
Estimated market value
$12,896,100
$12.25M - $13.54M
$62,885/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Price change | $13,750,000-3.5%$3,266/sqft |
Source:  CLS at Ocean Reef #2913 Report a problem | ||
| 10/28/2025 | Listed for sale | $14,250,000+20.4%$3,385/sqft |
Source: CLS at Ocean Reef #2913 Report a problem | ||
| 4/19/2023 | Listing removed | -- |
Source: CLS at Ocean Reef Report a problem | ||
| 12/28/2021 | Price change | $11,839,900+4%$2,812/sqft |
Source: CLS at Ocean Reef #2309 Report a problem | ||
| 12/24/2021 | Listed for sale | $11,389,900+250.5%$2,705/sqft |
Source: CLS at Ocean Reef #2309 Report a problem | ||
| 3/21/2018 | Sold | $3,250,000$772/sqft |
Source: Public Record Report a problem | ||
| 3/6/2018 | Pending sale | $3,250,000$772/sqft |
Source: Russell Post Sotheby's International Realty #1433 Report a problem | ||
| 1/2/2018 | Listed for sale | $3,250,000-16.7%$772/sqft |
Source: Russell Post Sotheby's International Realty #1433 Report a problem | ||
| 5/12/2017 | Listing removed | $3,900,000$926/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 3/15/2017 | Price change | $3,900,000-13.3%$926/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 2/6/2017 | Price change | $4,500,000+15.4%$1,069/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 2/3/2017 | Price change | $3,900,000-20.4%$926/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 11/18/2016 | Price change | $4,900,000-10.9%$1,164/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 5/23/2016 | Price change | $5,500,000-6.8%$1,306/sqft |
Source: Russell Post Sotheby's International Realty #OR1118 Report a problem | ||
| 3/23/2016 | Listed for sale | $5,900,000$1,401/sqft |
Source: Russell Post Sotheby's International Realty #1118 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $21,391 +11.7% | $2,245,698 +10% |
| 2024 | $19,148 +12.7% | $2,041,544 +10% |
| 2023 | $16,990 +43.2% | $1,855,949 +10% |
| 2022 | $11,867 +8% | $1,687,226 +10% |
| 2021 | $10,993 +10% | $1,533,842 +10% |
| 2020 | $9,997 | $1,394,402 -49.1% |
| 2019 | $9,997 -49.2% | $2,741,738 -17.8% |
| 2018 | $19,692 -20.9% | $3,333,902 -8.7% |
| 2017 | $24,909 -8.5% | $3,653,338 -8.8% |
| 2016 | $27,209 -7.2% | $4,007,709 +30.1% |
| 2015 | $29,311 | $3,079,930 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$76,925/mo
Principal & interest
$67529
Property taxes
$9396
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 14.7 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 29.2 mi
Local experts in 33037
- Florida
- Monroe County
- Key Largo
- 33037
- 43 Cardinal Ln
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