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For sale
    • $1,200,000

    431 Matts Way, Santa Rosa Beach, FL 32459

    4beds
    2,072sqft
    : Get pre-qualified
    Single Family Residence
    Built in 2015
    -- sqft lot
    $-- Zestimate®
    $579/sqft
    $-- HOA

    What's special

    Designer finishesFresh interior paintLakefront residenceBreathtaking water viewsAbundant natural light throughoutRich hardwood floorsCrown molding
    Experience the best of coastal luxury living in the highly sought-after gated community of Lakeside at Blue Mountain Beach along scenic 30A. Nestled against the natural beauty of Point Washington State Forest, this exceptional lakefront residence offers the perfect blend of elegance, comfort, and location. Designed for both relaxing and entertaining, this beautifully updated 4-bedroom, 3.5-bath home features soaring 10-foot ceilings, crown molding, rich hardwood floors, fresh interior paint, and abundant natural light throughout. The thoughtfully designed open-concept floor plan showcases designer finishes and spacious living areas that flow seamlessly for everyday living or hosting guests. The second floor offers breathtaking water views with the peaceful ambiance of a luxury treehouse retreat nestled among the trees. Buyers will appreciate the rare layout featuring two private owner's suites with ensuite bathrooms--ideal for multi-generational living, hosting guests, or maximizing rental flexibility. Enjoy coastal breezes from two oversized front porches perfect for morning coffee, evening cocktails, outdoor dining, reading, or gathering with family and friends after a day at the beach. Step outside to approximately 86 feet of lake frontage and an oversized backyard offering endless possibilities. Located just one traffic light from the sugar-white sands and turquoise waters of Blue Mountain Beach, this home also offers access to the community pool and allows short-term rentals--making it an exceptional primary residence, second home, or investment opportunity along 30A. Luxury coastal living, strong rental potential, and an unbeatable location--this is the 30A lifestyle buyers have been waiting for.
    18 days
    |
    1,271
    |
    68
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Kim D Francks 850-803-6588,

    ERA American Real Estate

    Source: ECAOR,MLS#: 1003269MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 227.5 Square Feet
      • Dimensions: 17.5 x 13
      Bedroom
      • Level: Second
      • Area: 214.76 Square Feet
      • Dimensions: 18.2 x 11.8
      Bedroom
      • Level: Second
      • Area: 87.45 Square Feet
      • Dimensions: 7.11 x 12.3
      Primary bathroom
      • Level: First
      • Area: 189.6 Square Feet
      • Dimensions: 15.8 x 12
      Primary bathroom
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 16 x 9
      Dining room
      • Description: Open concept
      • Level: First
      • Area: 108.93 Square Feet
      • Dimensions: 13.3 x 8.2
      Family room
      • Description: Open concept
      • Level: First
      • Area: 264 Square Feet
      • Dimensions: 16.5 x 16
      Kitchen
      • Description: Open conept
      • Level: First
      • Area: 200.96 Square Feet
      • Dimensions: 13.3 x 15.11
      Heating
      • Heat High Efficiency
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Newly Painted, Pantry
      • Flooring: Hardwood, Tile
      • Windows: Window Treatments
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,072
      • Total interior livable area: 2,072 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Guest, Garage
      • Garage spaces: 1
      • Has carport: Yes
      Features
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Balcony, Outdoor Shower
      • On waterfront: Yes
      • Waterfront features: Lake Front, Coastal Dune Lakes
      Lot
      • Dimensions: 36 x 220 x 87 x 236
      • Features: Covenants, Easements, Sidewalk, Survey Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 123S20348500000330
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Siding CmntFbrHrdBrd
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2015

      Utilities & green energy

      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Features: Community Room, Gated, Picnic Area, Playground, Pool, Short Term Rental - Allowed
      • Subdivision: Lakeside At Blue Mountain Beach
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Legal, Management, Recreational Faclty, Trash
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $579/sqft
      • Tax assessed value: $1,192,376
      • Annual tax amount: $8,952
      • Date on market: 5/17/2026
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

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        Price history

        DateEventPrice
        5/17/2026Listed for sale$1,200,000+107.4%$579/sqft
        Source: ECAOR #1003269 Report a problem
        9/13/2024Listing removed$4,200$2/sqft
        Source: Zillow Rentals Report a problem
        8/22/2024Listed for rent$4,200$2/sqft
        Source: Zillow Rentals Report a problem
        2/8/2018Sold$578,500-20.2%$279/sqft
        Source: ECAOR #783045 Report a problem
        6/15/2016Sold$725,000+38.1%$350/sqft
        Source: ECAOR #753020 Report a problem
        7/27/2015Sold$525,000+1093.2%$253/sqft
        Source: ECAOR #729150 Report a problem
        8/24/2010Sold$44,000-80.9%$21/sqft
        Source: Public Record Report a problem
        9/14/2005Sold$230,000$111/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,952 +3.7%$1,018,258 +3%
        2023$8,635 +1.1%$988,600 +3%
        2022$8,541 +44.6%$959,806 +65.3%
        2021$5,907 +12.1%$580,512 +10%
        2020$5,268 +2.9%$527,738 +2.3%
        2019$5,122 $515,733 +10.2%
        2018$5,122 +9.8%$467,835 +1.9%
        2017$4,665 +2.5%$458,961 +9.8%
        2016$4,549 +8.8%$417,901 +400.5%
        2015$4,182 +550.3%$83,490 +32%
        2014$643 $63,250 +87.5%
        2013-- $33,730 +4.5%
        2012-- $32,264 -19.8%
        2011-- $40,232
        2010-- $40,232 -30%
        2009-- $57,475 -61%
        2008-- $147,250 -13.2%
        2007-- $169,575

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 32459

          Getting around

          35 / 100
          Car-Dependent
          50 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Van R Butler
          • Middle: Emerald Coast
          • High: South Walton

          Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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