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For sale
  • $670,700

    4321 Rummell Rd, Saint Cloud, FL 34769

    3beds
    2,252sqft
    : 
    Single Family Residence
    Built in 1958
    0.65 Acres Lot
    $654,100 Zestimate®
    $298/sqft
    $-- HOA

    What's special

    Semi above-ground poolWood deckVersatile bonus roomBreathtaking water viewsPrivate lakefront oasisDirect lakefront homeStone countertops
    Escape to your own slice of paradise with this beautiful direct lakefront home on East Lake Tohopekaliga, situated on over half an acre with breathtaking water views and private enjoyment of one of Central Florida’s most sought-after lakes. Perfect for outdoor enthusiasts and those looking to unwind, this property offers front-row views of St. Cloud Lakefront events, fireworks, and festivals—all from your own backyard. This charming residence features 3 spacious bedrooms with new luxury laminate flooring and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen showcases stone countertops and stainless steel appliances, ideal for entertaining and everyday living. Brand-new French doors off the family room, office, and primary bedroom create seamless indoor-outdoor living, filling the home with natural light and showcasing stunning lake and landscape views. The expansive family room overlooks East Lake Toho, making it an inviting space for relaxation or gatherings. A versatile bonus room can be used as a formal dining area, office, or additional living space. Step outside to your private lakefront oasis featuring a semi above-ground pool, wood deck, and pergola—perfect for enjoying Florida’s outdoor lifestyle. Additional features include a 15x28 Tuff Shed wired for electric with a loft, a stone paver driveway, and a fully fenced yard with gated access on all sides. Enjoy peaceful mornings on the screened-in back porch overlooking the water. East Lake Toho is renowned for boating, fishing, skiing, and endless recreational opportunities, while still being conveniently located near shopping, dining, and local attractions. Don’t miss this opportunity to embrace true lakefront living—schedule your showing today.
    12 days
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    545
    |
    24
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    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: January 11, 2026 at 09:05am

    Listing Provided by:

    Jessica Gardner 407-488-9836,

    REALTY HUB 407-900-1001

    Source: Stellar MLS,MLS#: S5140907MLS LogoOriginating MLS: Orlando Regional

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Great Room
    Primary bedroom
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 216 Square Feet
    • Dimensions: 18x12
    Bathroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Dining room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 220 Square Feet
    • Dimensions: 22x10
    Great room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 450 Square Feet
    • Dimensions: 25x18
    Kitchen
    • Features: Granite Counters
    • Level: First
    • Area: 403 Square Feet
    • Dimensions: 31x13
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Wine Refrigerator
    • Laundry: Inside
    Features
    • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
    • Flooring: Ceramic Tile, Laminate
    • Doors: French Doors
    • Windows: Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 4,465
    • Total interior livable area: 2,252 sqft
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    Property

    Parking
    • Total spaces: 2
    • Parking features: Carport
    • Carport spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Front Porch, Rear Porch, Screened
    • Exterior features: Other, Private Mailbox
    • Has private pool: Yes
    • Pool features: Deck, In Ground
    • Fencing: Other
    • Has view: Yes
    • View description: Water, Canal, Lake
    • Has water view: Yes
    • Water view: Water,Canal,Lake
    • Waterfront features: Lake Front, Freshwater Canal Access, Lake Privileges, Marina Access, Skiing Allowed
    • Body of water: EAST LAKE TOHO
    Lot
    • Size: 0.65 Acres
    • Dimensions: 100 x 305
    • Features: Flood Insurance Required, City Lot, Landscaped, Near Marina, Oversized Lot
    • Residential vegetation: Mature Landscaping, Trees/Landscaped
    Details
    • Additional structures: Shed(s), Storage, Workshop
    • Parcel number: 3625300600000A0020
    • Zoning: ORS2
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Completed
    • New construction: No
    • Year built: 1958

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected

    Community & HOA

    Community
    • Subdivision: OSCEOLA SHORES
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Saint Cloud

    Financial & listing details

    • Price per square foot: $298/sqft
    • Tax assessed value: $257,000
    • Annual tax amount: $2,387
    • Date on market: 1/1/2026
    • Cumulative days on market: 383 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $654,100

    $621,000 - $687,000

    $2,170/mo

    Price history

    Price history
    DateEventPrice
    1/1/2026Listed for sale$670,700-2.7%$298/sqft
    Source: Stellar MLS #S5140907 Report a problem
    12/22/2025Listing removed$689,000$306/sqft
    Source: Stellar MLS #S5114837 Report a problem
    12/3/2025Price change$689,000-0.1%$306/sqft
    Source: Stellar MLS #S5114837 Report a problem
    11/1/2025Listed for sale$689,999$306/sqft
    Source: Stellar MLS #S5114837 Report a problem
    10/15/2025Listing removed$689,999$306/sqft
    Source: Stellar MLS #S5114837 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,388 +2.9%$257,000 +1.7%
    2023$2,320 +5.9%$252,700 +11.3%
    2022$2,190 +1.5%$227,100 +14.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,245/mo
    Principal & interest
    $3177
    Property taxes
    $833
    Home insurance
    $235

      Climate risks

      Neighborhood: 34769

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Lakeview Elem (K 5)
      • Middle: St. Cloud Middle (6-8)
      • High: St. Cloud High School

      Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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