Beautiful 3 Bed / 2.5 Bath Home with Upgrades + Assumable FHA Loan (4.99%).
This well-maintained 3 bedroom, 2.5 bathroom home offers a clean, modern feel with thoughtful upgrades throughout. The main living space flows nicely, making it perfect for both everyday living and entertaining.
Recent upgrades include a stylish tile backsplash in the kitchen, a custom island with matching granite countertops, and a water softener + filtration system for added comfort and quality. One of the standout features is the finished under-stairs space, complete with matching flooring, lighting, wood beams, and a sleek metal railing—perfect for a cozy pet nook, or additional storage.
Appliances are available to be included in the offer upon request.
Additional highlights:
• Open and functional layout
• Updated kitchen with modern finishes
• Unique custom details throughout
• Move-in ready condition
Bonus: The home has an assumable FHA loan at a 4.99% interest rate—an incredible opportunity in today’s market for qualified buyers.
Message me for more details, more pictures, or to schedule a showing!
For sale by owner
$299,990
4338 Banjo Lake Rd, Land O Lakes, FL 34639
3beds
1,386sqft
Est.:
Townhouse
Built in 2024
1,611 Square Feet Lot
$-- Zestimate®
$216/sqft
$230/mo HOA
What's special
Unique custom details throughoutClean modern feelOpen and functional layoutThoughtful upgrades throughout
- 46 days |
- 242 |
- 15 |
Listed by:
Property Owner (719) 761-2984
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced air
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Other, Carpet
- Basement: None
Interior area
- Total interior livable area: 1,386 sqft
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Other
Lot
- Size: 1,611 Square Feet
Details
- Parcel number: 1826190290000000200
Construction
Type & style
- Home type: Townhouse
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2024
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $230 monthly
Location
- Region: Land O Lakes
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $30,000
- Annual tax amount: $508
- Date on market: 4/2/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,125/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/2/2026 | Listed for sale | $299,990+1.7%$216/sqft |
Source: Owner Report a problem | ||
| 7/28/2025 | Listing removed | $294,990$213/sqft |
Source: | ||
| 7/18/2025 | Price change | $294,990-1.7%$213/sqft |
Source: | ||
| 7/8/2025 | Price change | $299,990-1.6%$216/sqft |
Source: | ||
| 6/9/2025 | Listed for sale | $304,999+1.7%$220/sqft |
Source: | ||
| 5/20/2024 | Sold | $299,990$216/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $508 +0.4% | $30,000 |
| 2023 | $506 +168.9% | $30,000 +150% |
| 2022 | $188 | $12,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34639
Nearby schools
GreatSchools rating
- 8/10Pine View Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 6/10Pine View Middle SchoolGrades: 6-8Distance: 1.3 mi
- 6/10Land O' Lakes High SchoolGrades: 9-12Distance: 3.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Pasco County
- Land O Lakes
- 34639
- 4338 Banjo Lake Rd








