Beautiful 3 Bed / 2.5 Bath Home with Upgrades + Assumable FHA Loan (4.99%).
This well-maintained 3 bedroom, 2.5 bathroom home offers a clean, modern feel with thoughtful upgrades throughout. The main living space flows nicely, making it perfect for both everyday living and entertaining.
Recent upgrades include a stylish tile backsplash in the kitchen, a custom island with matching granite countertops, and a water softener + filtration system for added comfort and quality. One of the standout features is the finished under-stairs space, complete with matching flooring, lighting, wood beams, and a sleek metal railing—perfect for a cozy pet nook, or additional storage.
Appliances are available to be included in the offer upon request.
Additional highlights:
• Open and functional layout
• Updated kitchen with modern finishes
• Unique custom details throughout
• Move-in ready condition
Bonus: The home has an assumable FHA loan at a 4.99% interest rate—an incredible opportunity in today’s market for qualified buyers.
Message me for more details, more pictures, or to schedule a showing!
For sale by owner
$299,990
4338 Banjo Lake Rd, Land O Lakes, FL 34639
3beds
1,386sqft
Est.:
Townhouse
Built in 2024
1,611 Square Feet Lot
$-- Zestimate®
$216/sqft
$230/mo HOA
What's special
Unique custom details throughoutClean modern feelOpen and functional layoutThoughtful upgrades throughout
- 6 days |
- 140 |
- 12 |
Listed by:
Property Owner (719) 761-2984
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced air
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Other, Carpet
- Basement: None
Interior area
- Total interior livable area: 1,386 sqft
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Other
Lot
- Size: 1,611 Square Feet
Details
- Parcel number: 1826190290000000200
Construction
Type & style
- Home type: Townhouse
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2024
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $230 monthly
Location
- Region: Land O Lakes
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $30,000
- Annual tax amount: $508
- Date on market: 4/2/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,147/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/2/2026 | Listed for sale | $299,990+1.7%$216/sqft |
Source: Owner Report a problem | ||
| 7/28/2025 | Listing removed | $294,990$213/sqft |
Source: | ||
| 7/18/2025 | Price change | $294,990-1.7%$213/sqft |
Source: | ||
| 7/8/2025 | Price change | $299,990-1.6%$216/sqft |
Source: | ||
| 6/9/2025 | Listed for sale | $304,999+1.7%$220/sqft |
Source: | ||
| 5/20/2024 | Sold | $299,990$216/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $508 +0.4% | $30,000 |
| 2023 | $506 +168.9% | $30,000 +150% |
| 2022 | $188 | $12,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,127/mo
Principal & interest
$1465
Property taxes
$432
HOA Fees
$230
More affordability tools
Climate risks
Neighborhood: 34639
Nearby schools
GreatSchools rating
- 8/10Pine View Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 6/10Pine View Middle SchoolGrades: 6-8Distance: 1.3 mi
- 6/10Land O' Lakes High SchoolGrades: 9-12Distance: 3.9 mi
Local experts in 34639
- Florida
- Pasco County
- Land O Lakes
- 34639
- 4338 Banjo Lake Rd








