DIRECT GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and en-suite bath with a step-up tub, separate true walk in shower, dual sinks and a vanity station. The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass,Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.
Active
Price cut: $29.1K (1/24)
$649,000
3440 Downing St W, Englewood, FL 34224
2beds
1,869sqft
Est.:
Single Family Residence
Built in 1984
9,147.6 Square Feet Lot
$-- Zestimate®
$347/sqft
$-- HOA
What's special
Exceptional canal-front property
- 54 days |
- 533 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: January 18, 2026 at 06:00pm
Listed by:
Toy Coxey 941-662-0010,
KW Coastal Living
Source: Florida Gulf Coast MLS,MLS#: 2026002928
Originating MLS: Florida Gulf Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bathroom, Family Room, Guest Quarters, Other, Screened Porch
Primary bedroom
- Description: Master Bedroom
- Dimensions: 16.00 x 14.00
Bedroom
- Description: Bedroom
- Dimensions: 13.00 x 13.00
Dining room
- Description: Dining Room
- Dimensions: 14.00 x 12.00
Family room
- Description: Family Room
- Dimensions: 18.00 x 17.00
Kitchen
- Description: Kitchen
- Dimensions: 14.00 x 12.00
Living room
- Description: Living Room
- Dimensions: 18.00 x 15.00
Utility room
- Description: Utility Room
- Dimensions: 10.00 x 5.00
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup, Inside
Features
- Breakfast Bar, Breakfast Area, Bathtub, Cathedral Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, Fireplace, Multiple Primary Suites, Pantry, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments, Split Bedrooms, Bathroom, Family Room, Guest Quarters, Other, Screened Porch
- Flooring: Carpet, Tile
- Windows: Single Hung, Window Coverings
- Has fireplace: Yes
Interior area
- Total structure area: 2,627
- Total interior livable area: 1,869 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Paved, RV Access/Parking, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck, Lanai, Patio, Porch, Screened
- Exterior features: Deck, None, Patio
- Has private pool: Yes
- Pool features: Concrete, In Ground, Screen Enclosure
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access
Lot
- Size: 9,147.6 Square Feet
- Dimensions: 92 x 99 x 92 x 100
- Features: Rectangular Lot, Dead End
Details
- Parcel number: 412017486007
- Lease amount: $0
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Brick, Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1984
Utilities & green energy
- Sewer: Assessment Paid, Public Sewer
- Water: Assessment Paid, Public
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Boat Facilities
- Security: Smoke Detector(s)
HOA
- Has HOA: No
- Amenities included: Other
- Services included: Sewer
- Condo and coop fee: $0
- Membership fee: $0
Location
- Region: Englewood
Financial & listing details
- Price per square foot: $347/sqft
- Tax assessed value: $458,670
- Annual tax amount: $7,546
- Date on market: 1/18/2026
- Listing terms: All Financing Considered,Cash,VA Loan
- Ownership: Single Family
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$2,429/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/24/2026 | Price change | $619,900-4.5%$332/sqft |
Source: | ||
| 2/17/2025 | Price change | $649,000-3.1%$347/sqft |
Source: | ||
| 9/11/2024 | Price change | $669,900-0.7%$358/sqft |
Source: | ||
| 7/21/2024 | Listed for sale | $674,900+67.9%$361/sqft |
Source: | ||
| 5/19/2004 | Sold | $402,000+157.7%$215/sqft |
Source: Public Record Report a problem | ||
| 11/15/1999 | Sold | $156,000$83/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,546 -0.3% | $450,187 +10% |
| 2024 | $7,566 +15.2% | $409,261 +23% |
| 2023 | $6,568 +2.9% | $332,859 -1.6% |
| 2022 | $6,383 +13.1% | $338,232 +10% |
| 2021 | $5,645 +2.5% | $307,484 +3.1% |
| 2020 | $5,505 +2.3% | $298,317 +2.4% |
| 2019 | $5,380 +12.4% | $291,324 +8.5% |
| 2018 | $4,789 | $268,500 +10% |
| 2017 | $4,789 +9.1% | $244,091 -2.8% |
| 2016 | $4,389 -4.3% | $251,086 +2.2% |
| 2015 | $4,586 +1.1% | $245,642 +2.8% |
| 2014 | $4,537 +12.3% | $239,030 +21% |
| 2013 | $4,040 +19% | $197,545 -0.7% |
| 2012 | $3,396 +0.2% | $198,931 |
| 2011 | $3,390 -7.1% | $198,931 -5.6% |
| 2010 | $3,650 -2.3% | $210,704 -9% |
| 2009 | $3,737 | $231,562 +55.1% |
| 2003 | -- | $149,268 +0.7% |
| 2002 | $2,249 +1.9% | $148,279 +1.4% |
| 2001 | $2,207 +3.1% | $146,219 +3% |
| 2000 | $2,141 | $141,960 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,009/mo
Principal & interest
$3154
Property taxes
$855
More affordability tools
Climate risks
Neighborhood: 34224
Nearby schools
GreatSchools rating
- 8/10Vineland Elementary SchoolGrades: PK-5Distance: 2.5 mi
- 6/10L. A. Ainger Middle SchoolGrades: 6-8Distance: 2.3 mi
- 4/10Lemon Bay High SchoolGrades: 9-12Distance: 1.8 mi






