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  • Price cut: $29.1K (1/24)
    $649,000

    3440 Downing St W, Englewood, FL 34224

    2beds
    1,869sqft
    : 
    Single Family Residence
    Built in 1984
    9,147.6 Square Feet Lot
    $-- Zestimate®
    $347/sqft
    $-- HOA

    What's special

    Exceptional canal-front property
    DIRECT GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and en-suite bath with a step-up tub, separate true walk in shower, dual sinks and a vanity station. The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass,Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.
    54 days
    |
    533
    |
    19
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    Zillow last checked: 7 hours ago

    Listing updated: January 18, 2026 at 06:00pm

    Listed by:

    Toy Coxey 941-662-0010,

    KW Coastal Living

    Source: Florida Gulf Coast MLS,MLS#: 2026002928MLS LogoOriginating MLS: Florida Gulf Coast

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bathroom, Family Room, Guest Quarters, Other, Screened Porch
    Primary bedroom
    • Description: Master Bedroom
    • Dimensions: 16.00 x 14.00
    Bedroom
    • Description: Bedroom
    • Dimensions: 13.00 x 13.00
    Dining room
    • Description: Dining Room
    • Dimensions: 14.00 x 12.00
    Family room
    • Description: Family Room
    • Dimensions: 18.00 x 17.00
    Kitchen
    • Description: Kitchen
    • Dimensions: 14.00 x 12.00
    Living room
    • Description: Living Room
    • Dimensions: 18.00 x 15.00
    Utility room
    • Description: Utility Room
    • Dimensions: 10.00 x 5.00
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
    • Laundry: Washer Hookup, Dryer Hookup, Inside
    Features
    • Breakfast Bar, Breakfast Area, Bathtub, Cathedral Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, Fireplace, Multiple Primary Suites, Pantry, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments, Split Bedrooms, Bathroom, Family Room, Guest Quarters, Other, Screened Porch
    • Flooring: Carpet, Tile
    • Windows: Single Hung, Window Coverings
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,627
    • Total interior livable area: 1,869 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Driveway, Garage, Paved, RV Access/Parking, Garage Door Opener
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Patio & porch: Deck, Lanai, Patio, Porch, Screened
    • Exterior features: Deck, None, Patio
    • Has private pool: Yes
    • Pool features: Concrete, In Ground, Screen Enclosure
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Access
    Lot
    • Size: 9,147.6 Square Feet
    • Dimensions: 92 x 99 x 92 x 100
    • Features: Rectangular Lot, Dead End
    Details
    • Parcel number: 412017486007
    • Lease amount: $0

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida
    • Property subtype: Single Family Residence
    Materials
    • Brick, Block, Concrete, Stucco
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 1984

    Utilities & green energy

    • Sewer: Assessment Paid, Public Sewer
    • Water: Assessment Paid, Public
    • Utilities for property: Cable Available, High Speed Internet Available

    Community & HOA

    Community
    • Features: Boat Facilities
    • Security: Smoke Detector(s)
    HOA
    • Has HOA: No
    • Amenities included: Other
    • Services included: Sewer
    • Condo and coop fee: $0
    • Membership fee: $0
    Location
    • Region: Englewood

    Financial & listing details

    • Price per square foot: $347/sqft
    • Tax assessed value: $458,670
    • Annual tax amount: $7,546
    • Date on market: 1/18/2026
    • Listing terms: All Financing Considered,Cash,VA Loan
    • Ownership: Single Family
    • Road surface type: Paved
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    $2,429/mo

    Price history

    Price history
    DateEventPrice
    1/24/2026Price change$619,900-4.5%$332/sqft
    Source: Stellar MLS #D6137409 Report a problem
    2/17/2025Price change$649,000-3.1%$347/sqft
    Source: Stellar MLS #D6137409 Report a problem
    9/11/2024Price change$669,900-0.7%$358/sqft
    Source: Stellar MLS #D6137409 Report a problem
    7/21/2024Listed for sale$674,900+67.9%$361/sqft
    Source: Stellar MLS #D6137409 Report a problem
    5/19/2004Sold$402,000+157.7%$215/sqft
    Source: Public Record Report a problem
    11/15/1999Sold$156,000$83/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$7,546 -0.3%$450,187 +10%
    2024$7,566 +15.2%$409,261 +23%
    2023$6,568 +2.9%$332,859 -1.6%
    2022$6,383 +13.1%$338,232 +10%
    2021$5,645 +2.5%$307,484 +3.1%
    2020$5,505 +2.3%$298,317 +2.4%
    2019$5,380 +12.4%$291,324 +8.5%
    2018$4,789 $268,500 +10%
    2017$4,789 +9.1%$244,091 -2.8%
    2016$4,389 -4.3%$251,086 +2.2%
    2015$4,586 +1.1%$245,642 +2.8%
    2014$4,537 +12.3%$239,030 +21%
    2013$4,040 +19%$197,545 -0.7%
    2012$3,396 +0.2%$198,931
    2011$3,390 -7.1%$198,931 -5.6%
    2010$3,650 -2.3%$210,704 -9%
    2009$3,737 $231,562 +55.1%
    2003-- $149,268 +0.7%
    2002$2,249 +1.9%$148,279 +1.4%
    2001$2,207 +3.1%$146,219 +3%
    2000$2,141 $141,960

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,009/mo
    Principal & interest
    $3154
    Property taxes
    $855
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      Climate risks

      Neighborhood: 34224

      Getting around

      23 / 100
      Car-Dependent
      53 / 100
      Bikeable

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