This home qualifies for renovation loan financing, which allows buyers to finance both the purchase price and the cost of updates in one mortgage. Renovation loans can cover a wide range of projects—from cosmetic updates to larger repairs—and the home is appraised ''as completed,'' giving you the ability to borrow against the improved value. With down payment options as low as 3-3.5 percent (depending on program), this is a great way to customize the home to your style while building equity right away. Ask your lender about available renovation loan programs and eligibility.
The property itself is a 3 bed, 1 bath ranch with approx. 1,250 sq ft, featuring a spacious living room with stone fireplace and bay window, an eat-in kitchen that opens to a covered deck and breezeway, a full walk-out basement, and a 2-car garage. With the right vision and improvements, this home offers tremendous potential!
Images of renovation artificially created
Sold for $140,000 on 10/23/25
$140,000
4370 Oliver Rd, Independence, KY 41051
3beds
1,250sqft
Single Family Residence, Residential
Built in ----
0.57 Acres Lot
$141,100 Zestimate®
$112/sqft
$1,916 Estimated rent
Home value
$141,100
$124,000 - $159,000
$1,916/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: November 22, 2025 at 10:17pm
Listed by:
John Vince 859-743-5733,
Hand in Hand Realty,
J. Aaron Vince 859-760-5582,
Hand in Hand Realty
Bought with:
Stacy Meece, 201864
Berkshire Hathaway Home Services Professional Realty
Source: NKMLS,MLS#: 636629
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Wood Flooring, Hardwood Floors
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedroom 2
- Features: Wood Flooring, Hardwood Floors
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedroom 3
- Features: Wood Flooring, Hardwood Floors
- Level: First
- Area: 130
- Dimensions: 13 x 10
Kitchen
- Features: Walk-Out Access, Eat-in Kitchen, Wood Cabinets
- Level: First
- Area: 180
- Dimensions: 12 x 15
Living room
- Features: Walk-Out Access, Fireplace(s)
- Level: First
- Area: 225
- Dimensions: 15 x 15
Heating
- Has Heating (Unspecified Type)
Cooling
- None
Appliances
- Included: See Remarks
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
Features
- Eat-in Kitchen
- Windows: Bay Window(s)
- Number of fireplaces: 1
- Fireplace features: Stone, Inoperable, Wood Burning
Interior area
- Total structure area: 1,250
- Total interior livable area: 1,250 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Faces Front, Off Street, Oversized
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 0.57 Acres
- Dimensions: 100 x 247 x 100 x 239
- Features: Sloped Down, Wooded
Details
- Parcel number: 0464000048.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Aluminum Siding, Stone
- Foundation: Block
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Available, Water Available
Community & neighborhood
Location
- Region: Independence
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Sold | $140,000-6.7%$112/sqft |
Source:  NKMLS #636629 | ||
| 10/3/2025 | Pending sale | $150,000$120/sqft |
Source: NKMLS #636629 | ||
| 9/26/2025 | Listed for sale | $150,000+3.4%$120/sqft |
Source: NKMLS #636629 | ||
| 8/26/2025 | Listing removed | $145,000$116/sqft |
Source: NKMLS #634056 | ||
| 8/20/2025 | Pending sale | $145,000$116/sqft |
Source: NKMLS #634056 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2022 | $1,059 -1.5% | $123,200 |
| 2021 | $1,075 +3% | $123,200 +23.3% |
| 2020 | $1,044 | $99,900 |
Find assessor info on the county website
Neighborhood: 41051
Nearby schools
GreatSchools rating
- 6/10White's Tower Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 7/10Twenhofel Middle SchoolGrades: 6-8Distance: 2.3 mi
- 8/10Simon Kenton High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Whites Tower Elementary
- Middle: Twenhofel Middle School
- High: Simon Kenton High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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