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For sale
  • $950,000

    498 SW Manatee Ter, Fort White, FL 32038

    3beds
    2,628sqft
    : 
    Single Family Residence
    Built in 1973
    0.89 Acres Lot
    $951,200 Zestimate®
    $361/sqft
    $-- HOA

    What's special

    Floating dockGranite countertopsPeaceful water viewsBright and welcoming atmosphereUnforgettable sunsetsOpen-concept designPrivate boat ramp
    Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors.
    4 days
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    379
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    10
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    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 05:34am

    Listed by:

    Brad Smith 352-221-5257,

    United Country Smith & Associates 352-463-7770

    Source: NFMLS,MLS#: 130544MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Kitchen, Dining Room, Family Room, Living Room
    Heating
    • Central Electric
    Cooling
    • Central Air
    Appliances
    • Included: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Electric Range, Range Hood
    • Laundry: In Garage
    Features
    • Ceiling Fan(s), Vaulted Ceiling(s), High Speed Internet, Granite Counters
    • Flooring: Carpet Vinyl, Hardwood, Carpet, Tile
    • Windows: Insulated Windows
    Interior area
    • Total structure area: 2,628
    • Total interior livable area: 2,628 sqft

    Property

    Parking
    • Parking features: 3+ Car, Garage, Garage Door Opener
    • Has garage: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Rear Porch
    • Exterior features: Sprinkler System
    • Fencing: Fenced
    • On waterfront: Yes
    • Waterfront features: River Front
    • Body of water: Santa Fe
    Lot
    • Size: 0.89 Acres
    • Dimensions: .89
    Details
    • Parcel number: 00000000569001 (2653)
    • Zoning: AE
    • Other equipment: Sprinkler System

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Frame, Fiber Cement
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1973

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Three Rivers Estates
    HOA
    • Has HOA: No
    Location
    • Region: Fort White

    Financial & listing details

    • Price per square foot: $361/sqft
    • Tax assessed value: $414,278
    • Annual tax amount: $3,347
    • Date on market: 3/9/2026
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    Estimated market value

    $951,200

    $904,000 - $999,000

    $2,050/mo

    Price history

    Price history
    DateEventPrice
    3/9/2026Listed for sale$950,000-5%$361/sqft
    Source: Dixie-Gilchrist Levy Counties BOR #798768 Report a problem
    1/5/2026Listing removed$999,850$380/sqft
    Source: NFMLS #127716 Report a problem
    8/26/2025Price change$999,850-4.8%$380/sqft
    Source: NFMLS #127716 Report a problem
    7/9/2025Listed for sale$1,050,000+90.9%$400/sqft
    Source: NFMLS #127716 Report a problem
    8/13/2016Listing removed$550,000$209/sqft
    Source: BISHOP REALTY, INC.COLD B #93403 Report a problem
    2/12/2016Listed for sale$550,000+223.5%$209/sqft
    Source: BISHOP REALTY, INC.COLD B #93403 Report a problem
    2/16/2006Sold$170,000$65/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,347 +2.7%$251,481 +3%
    2023$3,260 +2.9%$244,156 +3%
    2022$3,169 +2.2%$237,045 +3%
    2021$3,099 +6.1%$230,141 +1.4%
    2020$2,921 -10%$226,964 +2.3%
    2019$3,246 $221,861 +1.9%
    2018$3,246 +2.1%$217,724 +1%
    2017$3,181 $215,605 +0.8%
    2016$3,181 +2.3%$213,985 +7.7%
    2015$3,109 +3.5%$198,669 +0.8%
    2014$3,005 $197,092 +0.3%
    2013-- $196,419 -0.5%
    2012-- $197,308 -1.3%
    2011-- $199,844 -11.3%
    2010-- $225,322 -1.7%
    2009-- $229,265 -4.9%
    2008-- $241,087 +1.7%
    2007-- $237,147 +159.6%
    2006-- $91,343 +3%
    2005-- $88,683 +3%
    2004-- $86,100 +1.9%
    2003-- $84,495 +2.4%
    2002-- $82,515 +1.6%
    2001-- $81,216 +2.6%
    2000-- $79,165

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,788/mo
    Principal & interest
    $4616
    Property taxes
    $1172
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