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For sale
  • $950,000

    498 SW Manatee Ter, Fort White, FL 32038

    3beds
    2,628sqft
    : 
    Single Family Residence
    Built in 1973
    0.89 Acres Lot
    $888,000 Zestimate®
    $361/sqft
    $-- HOA

    What's special

    Floating dockGranite countertopsPeaceful water viewsBright and welcoming atmosphereUnforgettable sunsetsOpen-concept designPrivate boat ramp
    Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors.
    52 days
    |
    348
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brad Smith 352-221-5257,

    United Country Smith & Associates 352-463-7770

    Source: NFMLS,MLS#: 130544MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Kitchen, Dining Room, Family Room, Living Room
      Heating
      • Central Electric
      Cooling
      • Central Air
      Appliances
      • Included: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Electric Range, Range Hood
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Vaulted Ceiling(s), High Speed Internet, Granite Counters
      • Flooring: Carpet Vinyl, Hardwood, Carpet, Tile
      • Windows: Insulated Windows
      Interior area
      • Total structure area: 2,628
      • Total interior livable area: 2,628 sqft

      Property

      Parking
      • Parking features: 3+ Car, Garage, Garage Door Opener
      • Has garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch
      • Exterior features: Sprinkler System
      • Fencing: Fenced
      • On waterfront: Yes
      • Waterfront features: River Front
      • Body of water: Santa Fe
      Lot
      • Size: 0.89 Acres
      • Dimensions: .89
      Details
      • Parcel number: 00000000569001 (2653)
      • Zoning: AE
      • Other equipment: Sprinkler System

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Frame, Fiber Cement
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1973

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Three Rivers Estates
      HOA
      • Has HOA: No
      Location
      • Region: Fort White

      Financial & listing details

      • Price per square foot: $361/sqft
      • Tax assessed value: $414,278
      • Annual tax amount: $3,347
      • Date on market: 3/9/2026
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        Estimated market value

        $888,000

        $844,000 - $932,000

        $2,063/mo

        Price history

        DateEventPrice
        3/9/2026Listed for sale$950,000-5%$361/sqft
        Source: Dixie-Gilchrist Levy Counties BOR #798768 Report a problem
        1/5/2026Listing removed$999,850$380/sqft
        Source: NFMLS #127716 Report a problem
        8/26/2025Price change$999,850-4.8%$380/sqft
        Source: NFMLS #127716 Report a problem
        7/9/2025Listed for sale$1,050,000+90.9%$400/sqft
        Source: NFMLS #127716 Report a problem
        8/13/2016Listing removed$550,000$209/sqft
        Source: BISHOP REALTY, INC.COLD B #93403 Report a problem
        2/12/2016Listed for sale$550,000+223.5%$209/sqft
        Source: BISHOP REALTY, INC.COLD B #93403 Report a problem
        2/16/2006Sold$170,000$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,347 +2.7%$251,481 +3%
        2023$3,260 +2.9%$244,156 +3%
        2022$3,169 +2.2%$237,045 +3%
        2021$3,099 +6.1%$230,141 +1.4%
        2020$2,921 -10%$226,964 +2.3%
        2019$3,246 $221,861 +1.9%
        2018$3,246 +2.1%$217,724 +1%
        2017$3,181 $215,605 +0.8%
        2016$3,181 +2.3%$213,985 +7.7%
        2015$3,109 +3.5%$198,669 +0.8%
        2014$3,005 $197,092 +0.3%
        2013-- $196,419 -0.5%
        2012-- $197,308 -1.3%
        2011-- $199,844 -11.3%
        2010-- $225,322 -1.7%
        2009-- $229,265 -4.9%
        2008-- $241,087 +1.7%
        2007-- $237,147 +159.6%
        2006-- $91,343 +3%
        2005-- $88,683 +3%
        2004-- $86,100 +1.9%
        2003-- $84,495 +2.4%
        2002-- $82,515 +1.6%
        2001-- $81,216 +2.6%
        2000-- $79,165

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $5,817/mo
        Principal & interest
        $4645
        Property taxes
        $1172
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          Climate risks

          Neighborhood: 32038

          Getting around

          1 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

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